Gavop's guide to buying homeowners insurance in Pemiscot County, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$185 | $525 |
| 30 year old | +$11 | $720 |
| 40 year old | +$18 | $728 |
| 50 year old | +$27 | $737 |
| Above 50 year old | +$34 | $744 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $589 |
| Superior Protection Discount | -$71 | $639 |
| Fire & Security Discount | -$57 | $653 |
| Hail Resistant Roof Discount | -$14 | $696 |
| Newly Constructed Home Discount | -$192 | $518 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pemiscot County | $700 | $701 | $1,401 | $510 | $1,210 | $192 |
| Pemiscot County, MO | $2,000 | $701 | $2,701 | $510 | $2,510 | $192 |
| Cooter, MO | $500 | $896 | $1,396 | $651 | $1,151 | $245 |
| Tallapoosa, MO | $2,500 | $625 | $3,125 | $454 | $2,954 | $171 |
| East Oak Bluff-Blue Cane, AR | $100 | $821 | $921 | $597 | $697 | $224 |
| Main Shore, AR | $1,000 | $1,135 | $2,135 | $825 | $1,825 | $310 |
| Dexter, MO | $300 | $734 | $1,034 | $533 | $833 | $200 |
| Essex, MO | $1,000 | $834 | $1,834 | $606 | $1,606 | $228 |
| Cleveland-North Kilgore, AR | $500 | $795 | $1,295 | $578 | $1,078 | $217 |
| Gleghorn-South Kilgore, AR | $1,500 | $819 | $2,319 | $595 | $2,095 | $224 |
| Alamo, TN | $500 | $865 | $1,365 | $629 | $1,129 | $237 |
| Home Insurance Company Pemiscot County, MO | Homeowners Insurance Agency Pemiscot County, MO | Address | Popularity Score | Distance from Pemiscot County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Mitchell Insurance | P O Box 10, Sikeston, MO, 63801 | 47.3 | |
| Travelers | Self Insurance Agency | 2201 E Malone Ave, Sikeston, MO, 63801 | 48.5 | |
| Travelers | Self Insurance Agency | 2201 E Malone, Sikeston, MO, 63801 | 48.5 | |
| Allstate | Rinehart Insurance | 2102 N Outer Rd, Dexter, MO, 63841 | 42.6 | |
| Farmers | Melissa Coots | 603 S Main St Ste C, Sikeston, MO, 63801 | 47.3 | |
| Farmers | Lance Inman | 808 Speciality Dr Ste C, Dexter, MO, 63841 | 42.0 | |
| Travelers | Byrum Culp & Davis | 310 W Main St, Malden, MO, 63863 | 26.1 | |
| State Farm | Matt Steward | 1314 N Douglass St, Malden, MO, 63863-1350 | 27.3 | |
| State Farm | Greg Comer | 225 S Main St, Sikeston, MO, 63801-3033 | 47.5 | |
| Farmers | Troy Shearrer | 406 N Douglass St, Malden, MO, 63863 | 26.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,550 | $780 |
| Pemiscot County, MO | $73,300 | $710 | $490 | $990 | $500 |
| Pemiscot County, MO | $73,300 | $710 | $500 | $970 | $470 |
| Cooter, MO | $89,300 | $907 | $640 | $1,260 | $620 |
| Tallapoosa, MO | $29,200 | $633 | $430 | $900 | $470 |
| East Oak Bluff-Blue Cane, AR | $66,600 | $831 | $610 | $1,180 | $570 |
| Main Shore, AR | $132,000 | $1,149 | $780 | $1,640 | $860 |
| Dexter, MO | $83,200 | $743 | $540 | $1,050 | $510 |
| Essex, MO | $73,200 | $844 | $570 | $1,200 | $630 |
| Cleveland-North Kilgore, AR | $61,600 | $805 | $590 | $1,140 | $550 |
| Gleghorn-South Kilgore, AR | $66,100 | $829 | $590 | $1,190 | $600 |
| Alamo, TN | $101,200 | $876 | $600 | $1,240 | $640 |