How Can I Make My Oak Ridge, TN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Oak Ridge, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Oak Ridge, TN Home Insurance Coverage Levels | Back to Top
| Oak Ridge, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Coral Cir, Belle Creek Dr, Peach Rd, Hunter Pl, Haven Rd, Bull Run Rd, Queen St, Groves Park Blvd, Isabella Ln, Talmeda Rd | $203,500 | $190,000 | $200,000-$250,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Grouper Ln, Green Dr, King St, Shipe Rd, Wallace Rd, Indian Ln, Henderson Bend Rd, N Jefferson Cir, Fraker Ln, Walden Ridge Rd | $103,500 | $100,000 | $100,000-$125,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Northwestern Ave, Cedar Ln, Old Edgemoor Ln, Lee Rd, Haven Hill Ln, E Arrowwood Rd, Mountain View Ln, Dasher Ln, Stanton Ln, Cypress Ln | $234,000 | $210,000 | $250,000-$300,000 | $150,000 | $140,000 | $150,000-$175,000 |
| Carson Ln, Viking Rd, Cove Point Ln, Evans Ln, Dixie Ln, Warehouse Rd, Athens Rd, Telemann Ln, Springhouse Rd, Valley Forge Dr | $144,500 | $120,000 | $125,000-$150,000 | $118,000 | $100,000 | $100,000-$125,000 |
| N View Ln, Lakeview Ferry Ln, E Wolf Valley Rd, Broadway Ave, State Rte 170, Carmen Ln, Fisk Ave, Bermuda Rd, Melton Hill Cir, Pelham Rd | $151,500 | $140,000 | $125,000-$150,000 | $87,000 | $70,000 | $75,000-$100,000 |
| Old Hwy 61, W Lincoln Rd, Blue Ridge Ct, Erskine Ln, Bradford Cir, Breeden Rd, Patt Rd, Eaton Ln, Ambassador Ln, Case Ln | $235,500 | $210,000 | $200,000-$250,000 | $227,000 | $200,000 | $200,000-$250,000 |
| Royce Cir, Stony Flats Rd, Maple Ave, W Madison Ln, Greendale Ln, Concord Rd, Chester Ln, Kingfisher Ln, Jacks Trl, Meadow Ln | $122,000 | $100,000 | $125,000-$150,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Walden Ave, N Purdue Ave, Speas Ln, California Ave, Hillcrest St, E Tri County Blvd, Emory Valley Rd, Verbena Rd, Quail Hollow Rd, Browder Cir | $108,000 | $90,000 | $75,000-$100,000 | $125,000 | $120,000 | $100,000-$125,000 |
| E Wadsworth Cir, E Fairview Rd, Sturbridge Cir, E Malta Rd, Lonesome Dove Rd, W Sheridan Pl, Scenic View Dr, Orchard Ln, Tracy Ln, Strader Rd | $139,500 | $130,000 | $125,000-$150,000 | $105,500 | $90,000 | $100,000-$125,000 |
| W Passmore Rd, Valetta Ln, Montclair Rd, Lynn St, Wade Ln, W Tyrone Rd, Elm View Dr, Harland Ct, Viola Rd, Arcadia Ln | $102,000 | $80,000 | $100,000-$125,000 | $82,500 | $70,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Oak Ridge, TN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $705 |
| Superior Protection Discount | -$78 | $792 |
| Fire & Security Discount | -$78 | $792 |
| Hail Resistant Roof Discount | -$17 | $853 |
| Newly Constructed Home Discount | -$244 | $627 |
Choose the Right Deductible for your Oak Ridge, TN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Anderson County | $1,500 | $941 | $2,441 | $684 | $2,184 | $257 |
| Oak Ridge, TN | $2,500 | $860 | $3,360 | $625 | $3,125 | $235 |
| Coalfield, TN | $200 | $907 | $1,107 | $659 | $859 | $248 |
| Greenback, TN | $1,500 | $1,066 | $2,566 | $775 | $2,275 | $291 |
| Jacksboro, TN | $300 | $1,034 | $1,334 | $752 | $1,052 | $283 |
| Blount County, TN | $2,500 | $1,002 | $3,502 | $728 | $3,228 | $274 |
| Madisonville, TN | $300 | $918 | $1,218 | $667 | $967 | $251 |
| Oneida, TN | $700 | $848 | $1,548 | $616 | $1,316 | $232 |
| Sevier County, TN | $300 | $989 | $1,289 | $718 | $1,018 | $270 |
| Grimsley, TN | $2,500 | $762 | $3,262 | $554 | $3,054 | $208 |
| Lake Santeetlah, NC | $2,000 | $2,418 | $4,418 | $1,757 | $3,757 | $661 |
Identify Top Home Insurance Agents near Oak Ridge, TN | Back to Top
| Home Insurance Company Oak Ridge, TN | Homeowners Insurance Agency Oak Ridge, TN | Address | Popularity Score | Distance from Oak Ridge (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Cornerstone-Irm Insurance Group | 11470 Parkside Dr, Knoxville, TN, 37934 | 8.4 | |
| State Farm | Lauren Bright | 10670 Parkside Dr Ste 2, Knoxville, TN, 37922-1905 | 9.6 | |
| State Farm | Sage Kohler | 10736 Hardin Valley Road, Knoxville, TN, 37932 | 7.3 | |
| Allstate | Dale Skidmore | 10816 Kingston Pike, Knoxville, TN, 37934 | 9.7 | |
| Liberty Mutual Independent | Consolidated Insurance Service | 605 Reliability Cir, Knoxville, TN, 37932 | 9.6 | |
| Travelers | Graham & Cook Insurance | 10820 Kingston Pike Ste 100, Knoxville, TN, 37934 | 9.7 | |
| Nationwide | Michael E Dyer Agency | 11020 Kingston Pk Ste 320, Knoxville, TN, 37934 | 9.6 | |
| Travelers | Harrington Insurance | 3209 Garden Drive, Knoxville, TN, 37918 | 20.9 | |
| Liberty Mutual Independent | Herron Connell Insurance | 550 Oak Ridge Tpke Ste A, Oak Ridge, TN, 37830 | 5.9 | |
| Travelers | Appalachian Underwriters Inc | 800 Oak Ridge Tpke Ste A-1000, Oak Ridge, TN, 37830 | 4.7 |
Compare Rates for Oak Ridge, TN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,430 | $680 |
| Anderson County, TN | $134,100 | $952 | $650 | $1,360 | $710 |
| Oak Ridge, TN | $149,000 | $870 | $590 | $1,200 | $610 |
| Coalfield, TN | $112,200 | $918 | $670 | $1,260 | $590 |
| Greenback, TN | $165,100 | $1,079 | $780 | $1,490 | $710 |
| Jacksboro, TN | $153,000 | $1,047 | $760 | $1,430 | $670 |
| Blount County, TN | $169,500 | $1,014 | $730 | $1,450 | $720 |
| Madisonville, TN | $115,300 | $929 | $630 | $1,280 | $650 |
| Oneida, TN | $96,900 | $858 | $570 | $1,210 | $640 |
| Sevier County, TN | $164,000 | $1,001 | $680 | $1,370 | $690 |
| Grimsley, TN | $77,300 | $771 | $550 | $1,100 | $550 |
| Lake Santeetlah, NC | $567,300 | $2,447 | $1,640 | $3,500 | $1,860 |
Research Home Insurance Companies Reviews in Oak Ridge, TN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I think I may a decent price for my homeowners insurance. I work as an insurance underwriter for a different company so I have a good idea of what I should be paying for my coverage.
Date: December 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The policy offerings are great. They are comprehensive, they offer home life and car insurance. They have lots of different levels of insurance that they are happy to discuss with you so you can find something that fits your level of risk and your budget.
Allstate Home Insurance Reviews
Date: October 16, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Communication
Electronic statements and notices are always timely. I like this, but I would prefer they send out notices and bills a little earlier than they do.