Gavop's guide to buying homeowners insurance in Randolph County, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Randolph County, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Schuessler St, Co Rd 842, Co Rd 852, Co Rd 285, Co Rd 234, Co Rd 614, Co Rd 21, Norred Cir, Co Rd 2014, Pinevalley Dr | $106,500 | $90,000 | $100,000-$125,000 | $73,500 | $60,000 | $50,000-$75,000 |
| Co Rd 641, Co Rd 47, 2nd St W, Co Rd 443, Co Rd 901, Co Rd 446, Co Rd 864, Co Rd 264, Co Rd 15, Deer Dr | $133,500 | $120,000 | $150,000-$175,000 | $77,000 | $70,000 | $75,000-$100,000 |
| Co Rd 870, Co Rd 113, Ashland Ave, Co Rd 266, Co Rd 249, Co Rd 429, Harris Ave, Central St, Harbour Point Ln, Co Rd 423 | $160,000 | $130,000 | $150,000-$175,000 | $77,500 | $70,000 | $50,000-$75,000 |
| Gaston St, Co Rd 900, Martin Luther King Dr, Co Rd 838, Magnolia Ln, Co Rd 1901, W Piedmont St, Country Club Pkwy, Thompson Rd, Gilham Rd | $78,000 | $70,000 | $50,000-$75,000 | $47,500 | $40,000 | $25,000-$50,000 |
| Boykin Rd, Owensby Dr, Co Rd 463, Peggy Dr, Co Rd 1601, Co Rd 437, Martha St, Co Rd 87, Co Rd 468, Esther Cir | $184,000 | $150,000 | $175,000-$200,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Co Rd 17, Little Doe Trl, Co Rd 561, Co Rd 254, Co Rd 15, Co Rd 333, Co Rd 226, Little Creek Dr, Co Rd 12, Co Rd 652 | $121,000 | $110,000 | $100,000-$125,000 | $124,000 | $120,000 | $100,000-$125,000 |
| Co Rd 500, Smith Dr, Co Rd 241, Co Rd 830, Oakview Way, Dam Rd, Co Rd 9, 4th St NW, Co Rd 837, Co Rd 130 | $175,000 | $160,000 | $150,000-$175,000 | $75,000 | $70,000 | $50,000-$75,000 |
| Co Rd 622, Elizabeth Dr, Laurel Dr, Co Rd 237, Co Rd 222, Mary Dr, Yancey St, Co Rd 6, Co Rd 637, Wood St | $160,000 | $140,000 | $150,000-$175,000 | $91,000 | $80,000 | $100,000-$125,000 |
| Sexton Rd, Co Rd 206, Railroad St, Co Rd 488, Co Rd 425, Co Rd 601, Co Rd 447, H Owensby Dr, Co Rd 817, Co Rd 271 | $122,500 | $100,000 | $100,000-$125,000 | $77,000 | $70,000 | $50,000-$75,000 |
| Co Rd 869, Co Rd 697, Luckie St, Co Rd 408, Co Rd 887, Co Rd 2010, Wes St, Co Rd 255, Co Rd 411, Co Rd 615 | $105,500 | $100,000 | $100,000-$125,000 | $71,500 | $70,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $691 |
| Home and Two Car | -$120 | $631 |
| Home and Three Car | -$173 | $578 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Randolph County | $700 | $742 | $1,442 | $539 | $1,239 | $203 |
| Randolph County, AL | $2,500 | $742 | $3,242 | $539 | $3,039 | $203 |
| White Plains, AL | $200 | $1,121 | $1,321 | $815 | $1,015 | $306 |
| Coweta County, GA | $1,500 | $1,024 | $2,524 | $744 | $2,244 | $280 |
| Sycamore-Winterboro, AL | $500 | $869 | $1,369 | $632 | $1,132 | $238 |
| Jacksonville, AL | $500 | $851 | $1,351 | $619 | $1,119 | $233 |
| Mignon, AL | $1,500 | $525 | $2,025 | $381 | $1,881 | $143 |
| Renfroe-Laniers, AL | $100 | $1,025 | $1,125 | $745 | $845 | $280 |
| Auburn, AL | $2,000 | $1,388 | $3,388 | $1,009 | $3,009 | $379 |
| Warm Springs, GA | $100 | $782 | $882 | $569 | $669 | $214 |
| Bon Air, AL | $1,000 | $765 | $1,765 | $556 | $1,556 | $209 |
| Home Insurance Company Randolph County, AL | Homeowners Insurance Agency Randolph County, AL | Address | Popularity Score | Distance from Randolph County (miles) |
|---|---|---|---|---|
| Allstate | Cory Bline | 141 Magnolia St, Lincoln, AL, 35096 | 43.4 | |
| Travelers | Dormon & Reynolds Insurance Inc | 1227 Leighton Ave, Anniston, AL, 36207 | 32.6 | |
| Travelers | Talladega Insurance Agency | 109 N Spring St, Talladega, AL, 35160 | 38.3 | |
| State Farm | Mike Coleman | 86401 Highway 9, Lineville, AL, 36266-6953 | 18.4 | |
| Travelers | Seals Insurance | 45240 Hwy 78, Lincoln, AL, 35096 | 45.6 | |
| Travelers | Tri County Insurance | 1434 Opelika Rd Ste C, Auburn, AL, 36830 | 46.5 | |
| Liberty Mutual Independent | The Parnell Insurance Agency | 400 Snow St, Oxford, AL, 36203 | 30.4 | |
| Liberty Mutual Independent | West Insurance Agency Inc | 1211 West Hamric Drive, Oxford, AL, 36203 | 31.1 | |
| Liberty Mutual Independent | The Parnell Insurance Agency | 400 Snow St, Oxford, AL, 36203 | 30.4 | |
| Farmers | Diana Welch | 802 S Gilmer Ave, Lanett, AL, 36863 | 33.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,600 | $760 |
| Randolph County, AL | $85,200 | $751 | $500 | $1,030 | $530 |
| Randolph County, AL | $85,200 | $751 | $550 | $1,060 | $510 |
| White Plains, AL | $125,800 | $1,135 | $820 | $1,610 | $790 |
| Coweta County, GA | $190,700 | $1,036 | $740 | $1,420 | $680 |
| Sycamore-Winterboro, AL | $83,200 | $880 | $600 | $1,250 | $650 |
| Jacksonville, AL | $141,200 | $862 | $590 | $1,230 | $640 |
| Mignon, AL | $38,400 | $531 | $390 | $750 | $360 |
| Renfroe-Laniers, AL | $108,000 | $1,037 | $750 | $1,430 | $680 |
| Auburn, AL | $236,200 | $1,405 | $1,000 | $1,990 | $990 |
| Warm Springs, GA | $108,300 | $792 | $550 | $1,130 | $580 |
| Bon Air, AL | $68,300 | $774 | $530 | $1,060 | $530 |