How Can I Make My Locust Grove, GA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Locust Grove, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Locust Grove, GA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $106,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $146,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $232,000 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $271,000 | $220,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Locust Grove, GA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $768 |
| Superior Protection Discount | -$84 | $853 |
| Fire & Security Discount | -$66 | $871 |
| Hail Resistant Roof Discount | -$19 | $918 |
| Newly Constructed Home Discount | -$244 | $693 |
Choose the Right Deductible for your Locust Grove, GA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henry County | $700 | $948 | $1,648 | $689 | $1,389 | $259 |
| Locust Grove, GA | $1,000 | $926 | $1,926 | $673 | $1,673 | $253 |
| McDonough, GA | $300 | $963 | $1,263 | $700 | $1,000 | $263 |
| Vaughn, GA | $2,500 | $817 | $3,317 | $594 | $3,094 | $223 |
| Brooks, GA | $200 | $954 | $1,154 | $693 | $893 | $261 |
| DeKalb County, GA | $2,000 | $983 | $2,983 | $714 | $2,714 | $269 |
| College Park, GA | $200 | $828 | $1,028 | $602 | $802 | $226 |
| Social Circle, GA | $2,500 | $734 | $3,234 | $533 | $3,033 | $200 |
| Snellville, GA | $300 | $832 | $1,132 | $605 | $905 | $227 |
| Gray, GA | $2,500 | $932 | $3,432 | $677 | $3,177 | $255 |
| Lawrenceville, GA | $400 | $984 | $1,384 | $715 | $1,115 | $269 |
| Douglasville, GA | $1,000 | $943 | $1,943 | $685 | $1,685 | $258 |
Identify Top Home Insurance Agents near Locust Grove, GA | Back to Top
| Home Insurance Company Locust Grove, GA | Homeowners Insurance Agency Locust Grove, GA | Address | Popularity Score | Distance from Locust Grove (miles) |
|---|---|---|---|---|
| State Farm | Matt Mehan | 590 Mimosa Blvd Ste 230, Roswell, GA, 30075-5082 | 47.4 | |
| Allstate | Drew Niess | 3133 Maple Dr Ne Ste 100, Atlanta, GA, 30305 | 36.8 | |
| State Farm | Stuart Ogletree | 629 W Taylor St, Griffin, GA, 30223-2717 | 15.2 | |
| State Farm | Wayne Gresham | 3922 N Druid Hl Rd, Decatur, GA, 30033-3105 | 32.4 | |
| Nationwide | Norfleet Solutions Inc | 4485 Tench Rd Ste 330, Suwanee, GA, 30024-6738 | 48.0 | |
| Nationwide | Plw & Associates | 976 E Freeway Dr Ste B, Conyers, GA, 30094 | 19.2 | |
| Travelers | Underwood Allen & Furr | 500 Sun Valley Dr Ste E5, Roswell, GA, 30076 | 49.4 | |
| State Farm | Andy Gawron | 628 Eagles Landing Pkwy, Stockbridge, GA, 30281-5096 | 13.0 | |
| State Farm | Trey Young | 222 Fairview Rd Ste B, Ellenwood, GA, 30294-2704 | 19.8 | |
| Farmers | Phyllis Brumfield | 297 Country Club Dr, Stockbridge, GA, 30281 | 13.0 |
Compare Rates for Locust Grove, GA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,430 | $700 |
| Henry County, GA | $154,900 | $959 | $690 | $1,350 | $660 |
| Locust Grove, GA | $148,700 | $937 | $680 | $1,340 | $660 |
| McDonough, GA | $169,000 | $975 | $690 | $1,350 | $660 |
| Vaughn, GA | $115,100 | $827 | $570 | $1,170 | $600 |
| Brooks, GA | $297,800 | $966 | $700 | $1,340 | $640 |
| DeKalb County, GA | $176,000 | $995 | $690 | $1,410 | $720 |
| College Park, GA | $154,700 | $838 | $560 | $1,180 | $620 |
| Social Circle, GA | $126,800 | $743 | $500 | $1,030 | $530 |
| Snellville, GA | $156,000 | $843 | $580 | $1,160 | $580 |
| Gray, GA | $140,400 | $943 | $690 | $1,330 | $640 |
| Lawrenceville, GA | $165,600 | $996 | $680 | $1,410 | $730 |
| Douglasville, GA | $153,500 | $954 | $690 | $1,360 | $670 |
Research Home Insurance Companies Reviews in Locust Grove, GA Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: July 21, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
The insurance providers are very caring in our account and useful to all the customers and very much happy to be as a customer in this insurance company.
Date: July 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I would say that progressive has treated me well, always listening to my concerns and answering questions completely. I'd rate it a 4
Safeco Insurance Home Insurance Reviews
Date: May 23, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
The premium and deductible is standard to most of the competitors low end insurance coverage. I'm still completely satisfied with the offer.
American Family Insurance Home Insurance Reviews
Date: September 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
All I needed was the bare minimum as a supplemental policy for the insurance purchased by my HOA. This ticked the boxes because it was the least expensive
State Farm Home Insurance Reviews
Date: December 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have had no issues with State Farm as my insurance company. My agent is helpful and friendly. He's there whenever I have a question.
Nationwide Home Insurance Reviews
Date: October 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
There are a lot of branches around us and customer service is always friendly and helpful. Sometimes a long wait on the phone but usually helpful as well.