How Can I Make My Wharton, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Wharton, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Wharton, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $42,500 $40,000 $25,000-$50,000
2 Bedroom $115,000 $100,000 $100,000-$125,000
3 Bedroom $116,000 $100,000 $125,000-$150,000
4 Bedroom $184,500 $160,000 $200,000-$250,000
5 Bedroom $258,500 $220,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Wharton, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$190 $812
Superior Protection Discount -$90 $912
Fire & Security Discount -$70 $932
Hail Resistant Roof Discount -$30 $972
Newly Constructed Home Discount -$271 $732

Choose the Right Deductible for your Wharton, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Wharton County $2,000 $1,410 $3,410 $1,025 $3,025 $385
Wharton, TX $1,500 $990 $2,490 $720 $2,220 $271
Pecan Grove, TX $300 $1,000 $1,300 $727 $1,027 $273
Tidehaven, TX $1,000 $1,485 $2,485 $1,079 $2,079 $406
Wild Peach Village, TX $400 $1,653 $2,053 $1,201 $1,601 $452
Katy, TX $700 $984 $1,684 $715 $1,415 $269
Brazoria, TX $100 $1,451 $1,551 $1,055 $1,155 $397
Arcola, TX $700 $1,601 $2,301 $1,163 $1,863 $437
Fresno, TX $300 $955 $1,255 $694 $994 $261
Weimar, TX $2,500 $1,442 $3,942 $1,048 $3,548 $394
Manvel, TX $100 $964 $1,064 $700 $800 $263
Piney Point Village, TX $2,500 $1,262 $3,762 $917 $3,417 $345

Identify Top Home Insurance Agents near Wharton, TX | Back to Top

Home Insurance Company Wharton, TX Homeowners Insurance Agency Wharton, TX Address Popularity Score Distance from Wharton (miles)
State Farm David Everest 7014 Fry Rd Ste 107, Cypress, TX, 77433-4407
42.9
Allstate Will Hayes 8880 Highway 6 Ste 180, Missouri City, TX, 77459
35.3
State Farm Jay Moyer 17756 Katy Fwy Ste 5, Houston, TX, 77094-1331
38.7
State Farm Kyle Lindner 430 S Mason Rd Ste 112, Katy, TX, 77450-2448
36.0
Farmers Kelly Baca 130 Industrial Blvd Ste 150, Sugar Land, TX, 77478
34.6
State Farm Joel Muller 11740 Barker Cypress Rd, Cypress, TX, 77433-2289
48.3
Travelers Insurance Associates Of The Southwest 11111 Katy Freeway Ste 400, Houston, TX, 77079
42.9
Farmers Tommy Thomas 140 W Milam St, Wharton, TX, 77488
2.4
Liberty Mutual Independent Hotchkiss Insurance Agency Llc 13430 Northwest Hwy Ste 600, Houston, TX, 77040
49.1
State Farm Oria Dafe 11420 Dairy Ashford Rd Ste 102, Sugar Land, TX, 77478-6215
36.1

Compare Rates for Wharton, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Wharton County, TX $115,700 $1,427 $940 $2,200 $1,260
Wharton, TX $95,800 $1,002 $660 $1,540 $880
Pecan Grove, TX $210,200 $1,012 $670 $1,560 $890
Tidehaven, TX $96,400 $1,503 $990 $2,310 $1,320
Wild Peach Village, TX $139,700 $1,673 $1,100 $2,580 $1,480
Katy, TX $164,500 $996 $660 $1,530 $870
Brazoria, TX $89,400 $1,469 $970 $2,260 $1,290
Arcola, TX $124,500 $1,620 $1,070 $2,490 $1,420
Fresno, TX $146,900 $967 $640 $1,490 $850
Weimar, TX $87,700 $1,460 $960 $2,250 $1,290
Manvel, TX $181,400 $976 $640 $1,500 $860
Piney Point Village, TX $1,687,100 $1,278 $840 $1,970 $1,130