Gavop shows you how to buy homeowners insurance in Park Ridge, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Park Ridge, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Le Roy Pl, S Mill Rd, Degroff Pl, Laurel Hill Rd, Highview Ave, Glenbrook Dr, Alberon Dr, Hall Ct, Oneto Ct, Ruth Pl | $652,000 | $620,000 | $600,000-$700,000 | $526,500 | $460,000 | $400,000-$500,000 |
| Gerard Ct, Vitmar Pl, Wield Ct, Greenbrook Pl, Randolph St, Gary Ct, Humphrey Dr, Pine Dr, Knoll Dr, Brae Blvd | $359,000 | $320,000 | $350,000-$400,000 | $723,000 | $590,000 | $700,000-$800,000 |
| Mader Pl, Chadwick Ct, Oakland St, Kevin Ct, Rock Ct, Windsor Dr, W Park Ave, Bear Brook Rd, Local St, Braemar Dr | $555,000 | $480,000 | $500,000-$600,000 | $839,000 | $770,000 | $900,000-$1,000,000 |
| Emily Dr, Barker Ct, Williams Crst, Branton St, Ormsay St, Lockwood Pl, Fairview Ct, S 5th St, Villa Ct, Louville Ave | $391,000 | $330,000 | $400,000-$500,000 | $843,000 | $730,000 | $600,000-$700,000 |
| Sayers Ct, Wampum Rd, Sulak Ln, Circle Dr, Sibbald Dr, Dibella Dr, Fox Hollow, Victor Hugo St, Doxey Dr, Bigham Trl | $366,000 | $310,000 | $400,000-$500,000 | $645,000 | $570,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $830 |
| Superior Protection Discount | -$99 | $889 |
| Fire & Security Discount | -$69 | $919 |
| Hail Resistant Roof Discount | -$30 | $958 |
| Newly Constructed Home Discount | -$257 | $731 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,537 |
| Hail Damage | $4,900 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,218 |
| Home Insurance Company Park Ridge, NJ | Homeowners Insurance Agency Park Ridge, NJ | Address | Popularity Score | Distance from Park Ridge (miles) |
|---|---|---|---|---|
| State Farm | Anita Dasilva | 960 Kinderkamack Rd, River Edge, NJ, 07661-2331 | 6.6 | |
| Allstate | Sameh Wahba | 64 E Ridgewood Ave, Paramus, NJ, 7652 | 5.0 | |
| Allstate | David Kronstat | 384 Market St, Saddle Brook, NJ, 7663 | 10.0 | |
| Travelers | Johl & Company | 199 Center Ave, Westwood, NJ, 7675 | 3.2 | |
| Farmers | Maria Portales | 94 Main St, Woodbridge, NJ, 7095 | 35.5 | |
| Liberty Mutual Independent | Hekemian & Co. Inc. | 505 Main St, Hackensack, NJ, 7601 | 9.8 | |
| Allstate | Scott Muller | 76 W Allendale Ave, Allendale, NJ, 7401 | 4.4 | |
| Travelers | Resource Group Inc | 65 Mechanic St Ste 203, Red Bank, NJ, 7701 | 47.2 | |
| Travelers | Miramar Insurance Agency Inc | 214 W State Rte 4, Paramus, NJ, 7652 | 8.0 | |
| State Farm | Cindy Bergen | 98 1/2 West Pleasant Avenue, Maywood, NJ, 07607-1336 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,490 | $740 |
| Bergen County, NJ | $451,200 | $1,348 | $920 | $1,900 | $980 |
| Park Ridge, NJ | $546,000 | $988 | $710 | $1,360 | $650 |
| Harrison, NY | $824,300 | $852 | $610 | $1,220 | $610 |
| West Caldwell, NJ | $476,100 | $1,017 | $740 | $1,450 | $710 |
| Harriman, NY | $176,400 | $701 | $470 | $970 | $500 |
| Asharoken, NY | $1,155,000 | $741 | $510 | $1,020 | $510 |
| Northport, NY | $562,600 | $843 | $600 | $1,210 | $610 |
| Wantagh, NY | $479,400 | $847 | $610 | $1,170 | $560 |
| Southport, CT | $741,000 | $2,531 | $1,720 | $3,470 | $1,750 |
| Morganville, NJ | $540,000 | $1,798 | $1,220 | $2,570 | $1,350 |
| Six Mile Run, NJ | $376,700 | $1,218 | $820 | $1,670 | $850 |