Gavop shows you how to buy homeowners insurance in Mingus Mountain, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $98,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $183,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $319,500 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $497,000 | $400,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $644 |
| Home and Two Car | -$119 | $581 |
| Home and Three Car | -$175 | $525 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yavapai County | $1,500 | $737 | $2,237 | $536 | $2,036 | $201 |
| Mingus Mountain, AZ | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Prescott Valley, AZ | $100 | $711 | $811 | $517 | $617 | $194 |
| Chino Valley, AZ | $2,000 | $666 | $2,666 | $484 | $2,484 | $182 |
| Camp Verde, AZ | $400 | $650 | $1,050 | $472 | $872 | $178 |
| Camp Verde-Sedona, AZ | $700 | $813 | $1,513 | $591 | $1,291 | $222 |
| Paulden, AZ | $500 | $681 | $1,181 | $495 | $995 | $186 |
| Mayer, AZ | $2,000 | $609 | $2,609 | $442 | $2,442 | $166 |
| Prescott, AZ | $200 | $748 | $948 | $543 | $743 | $204 |
| Mountainaire, AZ | $700 | $816 | $1,516 | $593 | $1,293 | $223 |
| Fort Valley, AZ | $200 | $1,401 | $1,601 | $1,018 | $1,218 | $383 |
| Peeples Valley, AZ | $1,500 | $698 | $2,198 | $507 | $2,007 | $191 |
| Home Insurance Company Mingus Mountain, AZ | Homeowners Insurance Agency Mingus Mountain, AZ | Address | Popularity Score | Distance from Mingus Mountain (miles) |
|---|---|---|---|---|
| State Farm | Richard Sanchez | 1515 E Cedar Ave Ste A-4, Flagstaff, AZ, 86004-1630 | 44.5 | |
| Allstate | Beth Soucie | 1525 N Beaver St, Flagstaff, AZ, 86001 | 43.3 | |
| Farmers | Darren Moll | 525 E Gurley St, Prescott, AZ, 86301 | 22.5 | |
| Allstate | Cheryl Stecko | 493 S Main St Ste 2, Camp Verde, AZ, 86322 | 21.0 | |
| Allstate | Becky Halstead | 4 S San Francisco St Ste 6, Flagstaff, AZ, 86001 | 42.3 | |
| Travelers | Aaa Arizona - Prescott | 3767 Karicio Lane, Prescott, AZ, 85013 | 19.6 | |
| State Farm | Neil Rosenow | 879 Cove Pkwy, Cottonwood, AZ, 86326-4645 | 8.6 | |
| Allstate | Heather Morgan | 2301 W Highway 89a Ste 103, Sedona, AZ, 86336 | 21.6 | |
| Farmers | R. Lee Music | 1794 E Route 66, Flagstaff, AZ, 86004 | 43.2 | |
| State Farm | Heidi Fowler | 150 S St Rte 69 Ste 9e, Dewey, AZ, 86327-9502 | 15.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $500 | $1,030 | $530 |
| Yavapai County, AZ | $215,000 | $746 | $540 | $1,040 | $500 |
| Mingus Mountain, AZ | $201,700 | $700 | $480 | $990 | $510 |
| Prescott Valley, AZ | $192,400 | $720 | $500 | $990 | $490 |
| Chino Valley, AZ | $179,700 | $674 | $450 | $920 | $470 |
| Camp Verde, AZ | $167,500 | $658 | $470 | $930 | $460 |
| Camp Verde-Sedona, AZ | $263,200 | $823 | $570 | $1,130 | $560 |
| Paulden, AZ | $157,000 | $689 | $460 | $960 | $500 |
| Mayer, AZ | $120,800 | $616 | $440 | $860 | $420 |
| Prescott, AZ | $224,300 | $757 | $540 | $1,050 | $510 |
| Mountainaire, AZ | $265,700 | $826 | $590 | $1,170 | $580 |
| Fort Valley, AZ | $463,300 | $1,418 | $950 | $1,940 | $990 |
| Peeples Valley, AZ | $167,200 | $706 | $490 | $1,000 | $510 |