Gavop shows you how to buy homeowners insurance in Boles, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $125,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $134,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $337,000 | $290,000 | $250,000-$300,000 |
| 5 Bedroom | $453,000 | $380,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $734 |
| Home and Two Car | -$136 | $662 |
| Home and Three Car | -$183 | $614 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $700 | $1,024 | $1,724 | $744 | $1,444 | $280 |
| Boles, MO | $2,500 | $788 | $3,288 | $573 | $3,073 | $215 |
| Byrnes Mill, MO | $400 | $1,202 | $1,602 | $874 | $1,274 | $329 |
| Charrette, MO | $2,000 | $1,153 | $3,153 | $838 | $2,838 | $315 |
| St. Louis County, MO | $400 | $1,077 | $1,477 | $783 | $1,183 | $294 |
| Truesdale, MO | $2,000 | $954 | $2,954 | $694 | $2,694 | $261 |
| De Soto, MO | $300 | $794 | $1,094 | $577 | $877 | $217 |
| Kingston, MO | $1,500 | $927 | $2,427 | $673 | $2,173 | $253 |
| Monroe, MO | $200 | $916 | $1,116 | $666 | $866 | $250 |
| Troy, MO | $2,000 | $886 | $2,886 | $644 | $2,644 | $242 |
| Maeystown, IL | $300 | $765 | $1,065 | $556 | $856 | $209 |
| Silex, MO | $700 | $1,114 | $1,814 | $810 | $1,510 | $305 |
| Home Insurance Company Boles, MO | Homeowners Insurance Agency Boles, MO | Address | Popularity Score | Distance from Boles (miles) |
|---|---|---|---|---|
| State Farm | Phil Hamilton | 1585 Kisker Rd Ste D, Saint Peters, MO, 63304-0611 | 19.8 | |
| State Farm | Troy Pieper | 16168 Westwood Bus Park Dr, Ellisville, MO, 63021-4500 | 13.9 | |
| Travelers | All Insurance Llc | 4620 S St Peters Parkway, St Charles, MO, 63304 | 19.7 | |
| Travelers | Lindenwood Agency Inc | 800 Clark St, St Charles, MO, 63301 | 26.5 | |
| State Farm | Dan Stegmann | 317 Clarkson Rd Ste 103, Ellisville, MO, 63011-2271 | 14.4 | |
| Allstate | Daniel Zinselmeier | 53 Nationalway Shopping Ctr, Ballwin, MO, 63011 | 17.9 | |
| Liberty Mutual Independent | Insurance Store | 1415 Elbridge Payne Rd Ste 230, Chesterfield, MO, 63017 | 17.2 | |
| State Farm | Tom Wootten | 5047 Hwy N, St. Charles, MO, 63304 | 19.2 | |
| State Farm | Sean Sortor | 1795 Clarkson Rd Ste 300, Chesterfield, MO, 63017-4975 | 16.6 | |
| State Farm | Brad Busch | 7908 Bonhomme Ave Ste 100, Clayton, MO, 63105-3549 | 27.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,510 | $730 |
| Franklin County, MO | $156,800 | $1,036 | $750 | $1,420 | $670 |
| Boles, MO | $160,200 | $798 | $570 | $1,110 | $540 |
| Byrnes Mill, MO | $200,900 | $1,217 | $860 | $1,740 | $880 |
| Charrette, MO | $178,900 | $1,167 | $850 | $1,600 | $750 |
| St. Louis County, MO | $181,100 | $1,090 | $780 | $1,540 | $760 |
| Truesdale, MO | $106,000 | $966 | $660 | $1,330 | $670 |
| De Soto, MO | $103,300 | $804 | $590 | $1,110 | $520 |
| Kingston, MO | $97,700 | $938 | $650 | $1,320 | $670 |
| Monroe, MO | $152,800 | $927 | $680 | $1,320 | $640 |
| Troy, MO | $139,500 | $897 | $640 | $1,270 | $630 |
| Maeystown, IL | $143,800 | $774 | $520 | $1,100 | $580 |
| Silex, MO | $162,500 | $1,128 | $810 | $1,590 | $780 |