Gavop shows you how to buy homeowners insurance in Sanford, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $107,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $150,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $209,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $195,000 | $180,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $564 |
| Superior Protection Discount | -$60 | $612 |
| Fire & Security Discount | -$60 | $612 |
| Hail Resistant Roof Discount | -$13 | $659 |
| Newly Constructed Home Discount | -$195 | $477 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lee County | $1,000 | $771 | $1,771 | $560 | $1,560 | $211 |
| Sanford, NC | $700 | $664 | $1,364 | $482 | $1,182 | $181 |
| Coleridge, NC | $400 | $757 | $1,157 | $550 | $950 | $207 |
| Eastover, NC | $1,000 | $710 | $1,710 | $516 | $1,516 | $194 |
| Franklinville, NC | $300 | $853 | $1,153 | $620 | $920 | $233 |
| Hillsborough, NC | $1,500 | $896 | $2,396 | $651 | $2,151 | $245 |
| Durham County, NC | $300 | $962 | $1,262 | $699 | $999 | $263 |
| Oak Grove, NC | $2,500 | $725 | $3,225 | $527 | $3,027 | $198 |
| Randleman, NC | $200 | $612 | $812 | $445 | $645 | $167 |
| Wilders, NC | $2,000 | $845 | $2,845 | $614 | $2,614 | $231 |
| Mount Gilead, NC | $100 | $544 | $644 | $396 | $496 | $149 |
| Sumner, NC | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Home Insurance Company Sanford, NC | Homeowners Insurance Agency Sanford, NC | Address | Popularity Score | Distance from Sanford (miles) |
|---|---|---|---|---|
| Erie | The Caldwell Insurance Agency | 125 W Chatham Street, Cary, NC, 27511 | 30.6 | |
| Travelers | Surevest Insurance Group | 1033 Oberlin Rd Ste 210, Raleigh, NC, 27605 | 36.3 | |
| Nationwide | Teddy J Byrd Agency | 97 E Main Street, Coats, NC, 27521-8976 | 29.1 | |
| State Farm | Courtney Gunnels | 807 E Main St Ste 180, Durham, NC, 27701-4074 | 38.4 | |
| Allstate | Chris Allen | 7990 Arco Corporate Dr Ste 117, Raleigh, NC, 27617 | 37.0 | |
| Erie | Pelnik Insurance | 100 Ridge View Drive Suite 100, Cary, NC, 27511 | 29.3 | |
| Liberty Mutual Independent | Sentinel Risk Advisors | 4700 Six Forks Rd Ste 200, Raleigh, NC, 27609 | 39.0 | |
| Allstate | Roger Floyd | 4008 Barrett Dr Ste 103, Raleigh, NC, 27609 | 39.0 | |
| Erie | Marcus L Davis Agency | 3901 Barrett Drive Suite 312, Raleigh, NC, 27609 | 38.9 | |
| State Farm | Sara Donaldson | 547 Hillsboro St, Pittsboro, NC, 27312 | 16.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,230 | $610 |
| Lee County, NC | $138,400 | $780 | $550 | $1,080 | $530 |
| Sanford, NC | $137,400 | $672 | $450 | $950 | $500 |
| Coleridge, NC | $129,600 | $766 | $540 | $1,090 | $550 |
| Eastover, NC | $151,000 | $718 | $510 | $1,010 | $500 |
| Franklinville, NC | $94,500 | $864 | $580 | $1,200 | $620 |
| Hillsborough, NC | $217,000 | $907 | $630 | $1,240 | $610 |
| Durham County, NC | $195,900 | $973 | $710 | $1,380 | $670 |
| Oak Grove, NC | $155,700 | $734 | $520 | $1,010 | $490 |
| Randleman, NC | $108,400 | $619 | $440 | $890 | $450 |
| Wilders, NC | $197,100 | $855 | $590 | $1,210 | $620 |
| Mount Gilead, NC | $86,700 | $551 | $380 | $760 | $380 |
| Sumner, NC | $145,700 | $701 | $480 | $970 | $490 |