Gavop shows you how to buy homeowners insurance in Oakland, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Oakland, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Muller Rd, W Sheffield St, Chicasaw Dr, Fox Ct, Ryerson St, Chickasaw Dr, Sienna Way, Garrison Pl, Walton Ave, Pine Crest Dr | $290,000 | $280,000 | $300,000-$350,000 | $680,000 | $560,000 | $500,000-$600,000 |
| Hunters Run, Lenape Ln, Patriots Way, Pawnee Ave, Wright Way, Post Rd, Lawlor Dr, River Dell, Crosby Ln, Minsi Pl | $329,500 | $290,000 | $300,000-$350,000 | $484,000 | $440,000 | $400,000-$500,000 |
| Pool Hollow Rd, Osage Rd, Lakeside Blvd, Columbia Way, Valley Forge Rd, Island Ter, Aspen Way, Butternut Ct, Sheffield St, Robin Ln | $260,500 | $240,000 | $250,000-$300,000 | $321,500 | $260,000 | $250,000-$300,000 |
| Truman Blvd, Doty Rd, Algonquin Trl, Wenonah Ave, Commanche Trl, Roosevelt Blvd, Purdue Ave, Princeton Ter, Breakneck Rd, Mountain Lakes Rd | $412,000 | $380,000 | $400,000-$500,000 | $737,500 | $600,000 | $600,000-$700,000 |
| Shelter Ln, Shoshone Path, Navajo Way, Morton Pl, Bailey Ave, Florence Ave, Tomahawk Trl, Fieldstone Ct, Acorn Ave, Hopper St | $327,000 | $310,000 | $300,000-$350,000 | $399,500 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $903 |
| Superior Protection Discount | -$105 | $945 |
| Fire & Security Discount | -$84 | $966 |
| Hail Resistant Roof Discount | -$21 | $1,029 |
| Newly Constructed Home Discount | -$221 | $830 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,464 |
| Hail Damage | $4,806 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,389 |
| Home Insurance Company Oakland, NJ | Homeowners Insurance Agency Oakland, NJ | Address | Popularity Score | Distance from Oakland (miles) |
|---|---|---|---|---|
| State Farm | Derek Vannelli | 1212 Route 23 Ste 2, Butler, NJ, 07405-2039 | 5.6 | |
| Allstate | Robert L Cella | 16 Skyline Lake Dr Ste 5a, Ringwood, NJ, 7456 | 3.4 | |
| Travelers | Lichtenberger Agency Llc | One Harmon Plaza Second Floor, Secaucus, NJ, 7094 | 18.6 | |
| Allstate | Joseph Marghella | 180 Newark Pompton Tpke, Pequannock, NJ, 7440 | 6.2 | |
| Allstate | Nick Fuccilli | 18a E Prospect St, Waldwick, NJ, 7463 | 6.7 | |
| Allstate | Ben Michalik | 342 Parsippany Rd, Parsippany, NJ, 7054 | 15.4 | |
| Allstate | C. Tony Cigna | 170 Main St Ste 104, Lodi, NJ, 7644 | 13.3 | |
| State Farm | Chris Sules | 780 Northfield Avenue, West Orange, NJ, 7052 | 18.2 | |
| Travelers | Clay Thomas & Associates Llc | One International Blvd Ste 908, Mahwah, NJ, 7495 | 6.7 | |
| State Farm | Beth Braden | 2190 Hamburg Tpke, Wayne, NJ, 07470-6229 | 3.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,480 | $760 |
| Bergen County, NJ | $451,200 | $1,348 | $970 | $1,910 | $940 |
| Oakland, NJ | $446,800 | $1,050 | $700 | $1,500 | $800 |
| Hillburn, NY | $298,800 | $1,195 | $850 | $1,650 | $800 |
| Wallington, NJ | $351,900 | $818 | $560 | $1,150 | $590 |
| Victory Gardens, NJ | $172,100 | $797 | $530 | $1,140 | $610 |
| Stony Point, NY | $371,300 | $927 | $680 | $1,290 | $610 |
| Minisink, NY | $286,100 | $1,128 | $820 | $1,550 | $730 |
| Beattystown, NJ | $303,000 | $1,044 | $720 | $1,450 | $730 |
| New Hyde Park, NY | $499,000 | $848 | $570 | $1,200 | $630 |
| Woodmere, NY | $623,000 | $861 | $630 | $1,230 | $600 |
| East Rocky Hill, NJ | $396,200 | $1,279 | $870 | $1,820 | $950 |