Gavop shows you how to buy homeowners insurance in Waxhaw, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $160,000 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $236,000 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $293,000 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $668,000 | $590,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $780 |
| Superior Protection Discount | -$82 | $825 |
| Fire & Security Discount | -$63 | $843 |
| Hail Resistant Roof Discount | -$18 | $888 |
| Newly Constructed Home Discount | -$263 | $644 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $700 | $987 | $1,687 | $717 | $1,417 | $270 |
| Waxhaw, NC | $2,000 | $896 | $2,896 | $651 | $2,651 | $245 |
| Sandy Ridge, NC | $400 | $927 | $1,327 | $674 | $1,074 | $253 |
| Buford, NC | $2,500 | $744 | $3,244 | $540 | $3,040 | $203 |
| Matthews, NC | $500 | $788 | $1,288 | $573 | $1,073 | $215 |
| Tega Cay, SC | $1,500 | $994 | $2,494 | $722 | $2,222 | $272 |
| Tradesville, SC | $200 | $982 | $1,182 | $714 | $914 | $268 |
| Marshville, NC | $1,500 | $690 | $2,190 | $502 | $2,002 | $189 |
| New Salem, NC | $100 | $1,168 | $1,268 | $849 | $949 | $319 |
| Wadesboro, NC | $700 | $846 | $1,546 | $615 | $1,315 | $231 |
| Winnsboro, SC | $200 | $962 | $1,162 | $699 | $899 | $263 |
| New London, NC | $700 | $814 | $1,514 | $592 | $1,292 | $222 |
| Home Insurance Company Waxhaw, NC | Homeowners Insurance Agency Waxhaw, NC | Address | Popularity Score | Distance from Waxhaw (miles) |
|---|---|---|---|---|
| State Farm | Melanie Stone | 8811 Blakny Prof Dr Ste 110, Charlotte, NC, 28277-6599 | 7.4 | |
| Liberty Mutual Independent | Risk Solutions Inc. | 7761 Ballantyne Commons Pkwy Ste 101, Charlotte, NC, 28277 | 9.2 | |
| Travelers | Pruitt Keener Insurance Services Inc | 8832 Blakeney Professional Dr Ste 203, Charlotte, NC, 28277 | 7.5 | |
| Erie | Terry Knight Insurance Service Inc. | 3816-09 S New Hope Road, Gastonia, NC, 28056 | 27.9 | |
| State Farm | Tom Harman | 7825 Ballantyne Commons, Charlotte, NC, 28277-3175 | 9.2 | |
| State Farm | Todd Younker | 7725 Mthw Mt Hl Rd, Mint Hill, NC, 28227-7598 | 17.4 | |
| State Farm | Jeff Genant | 15105 Jhn J Dlany Dr Ste L, Charlotte, NC, 28277-2847 | 9.9 | |
| State Farm | Cree Parker | 107 E Wade St Ste B, Wadesboro, NC, 28170-2278 | 38.0 | |
| State Farm | Wil Brooks | 12610 N Cmnity Hse Rd Ste 102b, Charlotte, NC, 28277-3892 | 9.3 | |
| State Farm | Staci Waters | 203 N Broome St Ste C, Waxhaw, NC, 28173-7482 | 0.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,260 | $620 |
| Union County, NC | $215,200 | $999 | $690 | $1,380 | $690 |
| Waxhaw, NC | $285,200 | $906 | $620 | $1,260 | $640 |
| Sandy Ridge, NC | $391,700 | $939 | $640 | $1,300 | $660 |
| Buford, NC | $161,600 | $753 | $540 | $1,060 | $520 |
| Matthews, NC | $231,300 | $798 | $540 | $1,140 | $600 |
| Tega Cay, SC | $306,600 | $1,006 | $720 | $1,390 | $670 |
| Tradesville, SC | $149,600 | $994 | $680 | $1,420 | $740 |
| Marshville, NC | $145,300 | $699 | $510 | $990 | $480 |
| New Salem, NC | $252,400 | $1,182 | $850 | $1,620 | $770 |
| Wadesboro, NC | $93,400 | $856 | $610 | $1,210 | $600 |
| Winnsboro, SC | $145,800 | $974 | $690 | $1,340 | $650 |
| New London, NC | $143,200 | $824 | $570 | $1,160 | $590 |