How Can I Make My Waxhaw, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Waxhaw, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Waxhaw, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
2 Bedroom $160,000 $130,000 $175,000-$200,000
3 Bedroom $236,000 $220,000 $200,000-$250,000
4 Bedroom $293,000 $270,000 $250,000-$300,000
5 Bedroom $668,000 $590,000 $600,000-$700,000

Choose the Best Waxhaw, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score <$25,000 1 Pet, Smoker $490
Retired 650-699 Credit Score <$25,000 No Pets, Smoker $410
Part Time Job Up to 499 Credit Score <$25,000 3 Pets, Smoker $1,200

Choose the Right Deductible for your Waxhaw, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $400 $770 $1,170 $670 $1,070 $100
Union County, NC $700 $820 $1,320 $700 $1,400 $-80
Waxhaw, NC $2,000 $1,130 $1,630 $960 $2,960 $-1,330
Sandy Ridge, NC $400 $1,150 $1,550 $1,010 $1,410 $140
Buford, NC $2,500 $930 $1,430 $750 $3,250 $-1,820
Matthews, NC $500 $1,150 $1,650 $990 $1,490 $160
Tega Cay, SC $1,500 $1,370 $1,870 $1,210 $2,710 $-840
Tradesville, SC $200 $430 $630 $360 $560 $70
Marshville, NC $1,500 $570 $1,070 $470 $1,970 $-900
New Salem, NC $100 $710 $810 $610 $710 $100
Wadesboro, NC $700 $380 $880 $300 $1,000 $-120
Winnsboro, SC $200 $380 $580 $320 $520 $60
New London, NC $700 $490 $990 $420 $1,120 $-130

Identify Top Home Insurance Agents near Waxhaw, NC | Back to Top

Home Insurance Company Waxhaw, NC Homeowners Insurance Agency Waxhaw, NC Address Popularity Score Distance from Waxhaw (miles)
State Farm Melanie Stone 8811 Blakny Prof Dr Ste 110, Charlotte, NC, 28277-6599
7.4
Liberty Mutual Independent Risk Solutions Inc. 7761 Ballantyne Commons Pkwy Ste 101, Charlotte, NC, 28277
9.2
Travelers Pruitt Keener Insurance Services Inc 8832 Blakeney Professional Dr Ste 203, Charlotte, NC, 28277
7.5
Erie Terry Knight Insurance Service Inc. 3816-09 S New Hope Road, Gastonia, NC, 28056
27.9
State Farm Tom Harman 7825 Ballantyne Commons, Charlotte, NC, 28277-3175
9.2
State Farm Todd Younker 7725 Mthw Mt Hl Rd, Mint Hill, NC, 28227-7598
17.4
State Farm Jeff Genant 15105 Jhn J Dlany Dr Ste L, Charlotte, NC, 28277-2847
9.9
State Farm Cree Parker 107 E Wade St Ste B, Wadesboro, NC, 28170-2278
38.0
State Farm Wil Brooks 12610 N Cmnity Hse Rd Ste 102b, Charlotte, NC, 28277-3892
9.3
State Farm Staci Waters 203 N Broome St Ste C, Waxhaw, NC, 28173-7482
0.7

Compare Rates for Waxhaw, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $830 $560 $1,190 $630
Union County, NC $197,600 $1,150 $780 $1,600 $820
Waxhaw, NC $223,900 $940 $630 $1,330 $700
Sandy Ridge, NC $360,400 $1,080 $770 $1,530 $760
Buford, NC $165,500 $740 $500 $1,020 $520
Matthews, NC $221,200 $1,080 $720 $1,540 $820
Tega Cay, SC $280,400 $1,650 $1,110 $2,360 $1,250
Tradesville, SC $109,700 $540 $370 $740 $370
Marshville, NC $139,800 $750 $520 $1,070 $550
New Salem, NC $155,200 $620 $450 $860 $410
Wadesboro, NC $84,200 $450 $320 $640 $320
Winnsboro, SC $85,300 $440 $320 $620 $300
New London, NC $120,400 $610 $430 $840 $410