How Can I Make My Columbia, MD Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Columbia, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Columbia, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $101,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $190,000 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $242,500 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $347,500 | $310,000 | $250,000-$300,000 |
| 5 Bedroom | $761,000 | $680,000 | $800,000-$900,000 |
Estimate your Savings with Home Insurance Discounts in Columbia, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $707 |
| Superior Protection Discount | -$78 | $784 |
| Fire & Security Discount | -$86 | $776 |
| Hail Resistant Roof Discount | -$17 | $844 |
| Newly Constructed Home Discount | -$207 | $655 |
Choose your Columbia, MD Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,488 |
| Hail Damage | $4,853 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near Columbia, MD | Back to Top
| Home Insurance Company Columbia, MD | Homeowners Insurance Agency Columbia, MD | Address | Popularity Score | Distance from Columbia (miles) |
|---|---|---|---|---|
| Erie | Rosenkilde And Associates | 11350 Mccormick Ep 2 Road Suite 904, Hunt Valley, MD, 21031 | 22.8 | |
| State Farm | Sara Schultze | 13332 Clarksville Pike Ste A, Highland, MD, 20777-9701 | 5.4 | |
| Erie | A & W Insurance Services Inc. | 710 N Solomons Island Road, Prince Frederick, MD, 20678 | 46.8 | |
| State Farm | Alexander Yuille | 7502 Connelley Dr Ste 114b, Hanover, MD, 21076-1724 | 10.0 | |
| State Farm | Paul Duffy | 10724 Ltl Patux Pkwy Ste 200, Columbia, MD, 21044-3249 | 1.3 | |
| State Farm | Kim Musser | 10724 Little Patuxent Pkwy, Columbia, MD, 21044-3342 | 1.2 | |
| Allstate | V. Craig Campbell | 5850 Waterloo Rd Ste 140, Columbia, MD, 21045 | 3.3 | |
| State Farm | Chuck Norris Morgan | 6430 Dobbin Rd Ste A, Columbia, MD, 21045-4899 | 2.1 | |
| Farmers | Brian Isemann | 120 W Church St Ste D, Frederick, MD, 21701 | 33.2 | |
| State Farm | Juan Portillo | 4009 Sandy Spring Rd Ste 203, Burtonsville, MD, 20866 | 7.2 |
Compare Rates for Columbia, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Howard County, MD | $439,900 | $1,351 | $1,070 | $1,700 | $630 |
| Columbia, MD | $367,600 | $862 | $680 | $1,090 | $410 |
| Eldersburg, MD | $371,600 | $1,139 | $900 | $1,440 | $540 |
| North Kensington, MD | $428,300 | $1,448 | $1,140 | $1,820 | $680 |
| Bethesda, MD | $877,300 | $995 | $790 | $1,250 | $460 |
| Forestville, MD | $194,800 | $673 | $530 | $850 | $320 |
| Bel Air North, MD | $316,400 | $1,059 | $840 | $1,330 | $490 |
| Chesapeake Beach, MD | $313,600 | $883 | $700 | $1,110 | $410 |
| Railroad, PA | $189,400 | $780 | $520 | $1,070 | $550 |
| Lower Chanceford, PA | $181,300 | $765 | $540 | $1,060 | $520 |
| Spry, PA | $165,100 | $735 | $500 | $1,050 | $550 |
Research Home Insurance Companies Reviews in Columbia, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: March 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: March 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: February 25, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: January 31, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: January 30, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: November 12, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: October 05, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: September 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 24, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: July 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: June 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Travelers Home Insurance Reviews
Date: September 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 12, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: September 23, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: September 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 14, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 13, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: June 13, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: March 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: January 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: December 09, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: March 30, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
State Auto Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Married