Gavop's guide to buying homeowners insurance in Spring Grove, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $93,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $146,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $214,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $123,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $709 |
| Superior Protection Discount | -$83 | $751 |
| Fire & Security Discount | -$75 | $760 |
| Hail Resistant Roof Discount | -$17 | $818 |
| Newly Constructed Home Discount | -$217 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greene County | $700 | $965 | $1,665 | $701 | $1,401 | $264 |
| Spring Grove, AR | $1,500 | $825 | $2,325 | $599 | $2,099 | $225 |
| Peach Orchard, AR | $100 | $710 | $810 | $516 | $616 | $194 |
| Nettleton, AR | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Caraway, AR | $300 | $709 | $1,009 | $516 | $816 | $194 |
| Etowah, AR | $700 | $630 | $1,330 | $458 | $1,158 | $172 |
| Lawrence, AR | $300 | $813 | $1,113 | $591 | $891 | $222 |
| North St. Francis, AR | $1,500 | $867 | $2,367 | $630 | $2,130 | $237 |
| Dent, AR | $500 | $914 | $1,414 | $664 | $1,164 | $250 |
| Osceola, AR | $2,000 | $739 | $2,739 | $537 | $2,537 | $202 |
| Cherry Valley, AR | $1,000 | $775 | $1,775 | $563 | $1,563 | $212 |
| Home Insurance Company Spring Grove, AR | Homeowners Insurance Agency Spring Grove, AR | Address | Popularity Score | Distance from Spring Grove (miles) |
|---|---|---|---|---|
| State Farm | Seth Holifield | 853 E Main St, Blytheville, AR, 72315-2521 | 38.5 | |
| Allstate | Blake Powell | 1408 Franklin St Ste A, Jonesboro, AR, 72401 | 17.1 | |
| State Farm | Rob Taylor | 3000 Stallings Ln, Jonesboro, AR, 72401-4421 | 16.5 | |
| Travelers | Gregory Insurance Agency | 205 S 3rd Ave, Piggott, AR, 72454 | 30.4 | |
| State Farm | Bob Gist | 2207 Race St, Jonesboro, AR, 72401-7218 | 17.9 | |
| State Farm | Brad Parrish | 153 Highway 463 S, Trumann, AR, 72472-2604 | 26.5 | |
| Allstate | Larry Alexander | 2701 S Caraway Rd Ste A2-4, Jonesboro, AR, 72401 | 17.9 | |
| Travelers | Victory Insurance Agency Llc | 210 Liberty St, Marked Tree, AR, 72364 | 36.9 | |
| State Farm | Max Garnett | 1520 W Court St, Paragould, AR, 72450-4003 | 2.8 | |
| State Farm | Gordon Metzgar | 2512 Southwest Sq, Jonesboro, AR, 72401-5976 | 18.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $750 | $1,500 | $750 |
| Greene County, AR | $110,400 | $977 | $710 | $1,390 | $680 |
| Spring Grove, AR | $137,700 | $835 | $580 | $1,160 | $580 |
| Peach Orchard, AR | $46,000 | $719 | $520 | $1,030 | $510 |
| Nettleton, AR | $106,100 | $865 | $620 | $1,230 | $610 |
| Caraway, AR | $45,800 | $718 | $480 | $1,030 | $550 |
| Etowah, AR | $31,900 | $638 | $450 | $890 | $440 |
| Lawrence, AR | $65,000 | $823 | $560 | $1,140 | $580 |
| North St. Francis, AR | $75,600 | $878 | $610 | $1,250 | $640 |
| Dent, AR | $84,700 | $925 | $640 | $1,300 | $660 |
| Osceola, AR | $77,800 | $748 | $530 | $1,070 | $540 |
| Cherry Valley, AR | $57,800 | $784 | $570 | $1,090 | $520 |