Gavop tells you how to get the best homeowners insurance in Winnebago County, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $107,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $111,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $158,000 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $263,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $535 |
| Superior Protection Discount | -$63 | $567 |
| Fire & Security Discount | -$57 | $573 |
| Hail Resistant Roof Discount | -$19 | $611 |
| Newly Constructed Home Discount | -$176 | $453 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Winnebago County | $2,000 | $622 | $2,622 | $452 | $2,452 | $170 |
| Winnebago County, IA | $1,000 | $622 | $1,622 | $452 | $1,452 | $170 |
| Crystal, IA | $200 | $628 | $828 | $457 | $657 | $172 |
| Titonka, IA | $1,000 | $440 | $1,440 | $320 | $1,320 | $120 |
| Orthel, IA | $400 | $628 | $1,028 | $457 | $857 | $172 |
| Hartland, IA | $2,500 | $753 | $3,253 | $547 | $3,047 | $206 |
| Barber, MN | $500 | $1,078 | $1,578 | $783 | $1,283 | $295 |
| Twin Lake, IA | $700 | $877 | $1,577 | $638 | $1,338 | $240 |
| Falls, IA | $200 | $750 | $950 | $545 | $745 | $205 |
| Dolliver, IA | $2,000 | $407 | $2,407 | $296 | $2,296 | $111 |
| Westford, MN | $200 | $1,079 | $1,279 | $784 | $984 | $295 |
| Home Insurance Company Winnebago County, IA | Homeowners Insurance Agency Winnebago County, IA | Address | Popularity Score | Distance from Winnebago County (miles) |
|---|---|---|---|---|
| Travelers | Mason City All Risk Insurance Inc | 1415 S Monroe Ave Mason City, Mason City, IA, 50401 | 31.6 | |
| Travelers | Town & Country Insurance Agency | 711 Main St, Osage, IA, 50461 | 47.5 | |
| State Farm | Karen Keller | 114 N Clark St, Forest City, IA, 50436-1616 | 9.5 | |
| State Farm | Jeremy Rogstad | 88 8th St N, Northwood, IA, 50459-1446 | 26.7 | |
| Travelers | First Gabrielson Agency | 113 River Ave N, Belmond, IA, 50421 | 37.3 | |
| State Farm | Kristy Marquis | 15 E State St, Mason City, IA, 50401-3317 | 31.5 | |
| Travelers | Edwards-Brandt & Assoc Inc | 2007 4th Sw, Mason City, IA, 50402 | 30.3 | |
| Travelers | Northwest Consultants Inc | 125 N Main, Buffalo Center, IA, 50424 | 10.2 | |
| Travelers | Pmc Advantage Insurance Services Inc | 219 E State St, Algona, IA, 50511 | 32.7 | |
| State Farm | Kristy Marquis | 15 East State Street, Mason City, IA, 50401-3317 | 31.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,140 | $580 |
| Winnebago County, IA | $94,400 | $630 | $450 | $880 | $430 |
| Winnebago County, IA | $94,400 | $630 | $430 | $880 | $450 |
| Crystal, IA | $85,000 | $636 | $460 | $910 | $450 |
| Titonka, IA | $47,300 | $445 | $300 | $620 | $320 |
| Orthel, IA | $85,000 | $636 | $440 | $880 | $440 |
| Hartland, IA | $116,900 | $762 | $550 | $1,050 | $500 |
| Barber, MN | $169,600 | $1,091 | $770 | $1,520 | $750 |
| Twin Lake, IA | $158,700 | $888 | $610 | $1,260 | $650 |
| Falls, IA | $115,800 | $759 | $520 | $1,050 | $530 |
| Dolliver, IA | $41,700 | $412 | $290 | $590 | $300 |
| Westford, MN | $169,800 | $1,092 | $800 | $1,510 | $710 |