Gavop tells you how to get the best homeowners insurance in Hamburg, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $158,500 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $242,500 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $335,500 | $300,000 | $300,000-$350,000 |
| 5 Bedroom | $480,000 | $390,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $705 |
| Home and Two Car | -$123 | $644 |
| Home and Three Car | -$184 | $582 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,392 |
| Hail Damage | $4,618 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,887 |
| Home Insurance Company Hamburg, MI | Homeowners Insurance Agency Hamburg, MI | Address | Popularity Score | Distance from Hamburg (miles) |
|---|---|---|---|---|
| State Farm | Robert Drake | 64445 Van Dyke Rd, Washington, MI, 48095-2586 | 46.9 | |
| Allstate | Bruce Faber | 43343 Grand River Ave, Novi, MI, 48375 | 18.9 | |
| Allstate | Ray Moulden | 26013 Coolidge Hwy, Oak Park, MI, 48237 | 33.8 | |
| Liberty Mutual Independent | Mason-Mcbride Inc | 3290 West Big Beaver Ste 503, Troy, MI, 48084 | 33.8 | |
| Travelers | Al Bourdeau Insurance Agency | 3835 Davison Rd, Flint, MI, 48508 | 40.2 | |
| State Farm | Mike Gabriel | 41390 W 10 Mile Rd, Novi, MI, 48375-3404 | 20.0 | |
| Allstate | Terry F Beydoun | 27852 Warren Rd, Westland, MI, 48185 | 28.5 | |
| Farmers | Thomas Groom | 410 N Lafayette St, South Lyon, MI, 48178 | 9.9 | |
| Allstate | Paul L Rogacki | 414 North Ctr, Northville, MI, 48167 | 18.7 | |
| State Farm | Jay Munj | 2916 E Long Lake Rd, Troy, MI, 48085-3780 | 39.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Livingston County, MI | $218,700 | $859 | $580 | $1,230 | $650 |
| Hamburg, MI | $235,900 | $766 | $560 | $1,100 | $540 |
| Brighton, MI | $261,900 | $803 | $550 | $1,100 | $550 |
| Plymouth charter, MI | $272,100 | $820 | $580 | $1,170 | $590 |
| Linden, MI | $143,800 | $785 | $540 | $1,110 | $570 |
| Groveland, MI | $216,000 | $741 | $540 | $1,040 | $500 |
| Woodhull, MI | $186,900 | $842 | $570 | $1,200 | $630 |
| Oak Park, MI | $90,600 | $656 | $470 | $930 | $460 |
| Royal Oak, MI | $191,700 | $823 | $580 | $1,140 | $560 |
| Oxford, MI | $177,900 | $830 | $600 | $1,150 | $550 |
| Washington, MI | $260,600 | $801 | $580 | $1,150 | $570 |
| Ovid, MI | $119,000 | $750 | $510 | $1,040 | $530 |