Gavop shows you how to buy homeowners insurance in Goldendale, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $93,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $155,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $245,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $358,000 | $290,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $652 |
| Superior Protection Discount | -$80 | $716 |
| Fire & Security Discount | -$80 | $716 |
| Hail Resistant Roof Discount | -$24 | $771 |
| Newly Constructed Home Discount | -$159 | $636 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Klickitat County | $1,500 | $666 | $2,166 | $484 | $1,984 | $182 |
| Goldendale, WA | $2,500 | $786 | $3,286 | $571 | $3,071 | $215 |
| Rufus, OR | $100 | $449 | $549 | $326 | $426 | $123 |
| Dallesport-Klickitat, WA | $2,500 | $654 | $3,154 | $475 | $2,975 | $179 |
| Rowena, OR | $300 | $801 | $1,101 | $582 | $882 | $219 |
| Sherman County, OR | $2,500 | $692 | $3,192 | $503 | $3,003 | $189 |
| Arlington, OR | $200 | $474 | $674 | $345 | $545 | $130 |
| Gilliam County, OR | $1,500 | $636 | $2,136 | $462 | $1,962 | $174 |
| Pine Hollow, OR | $200 | $545 | $745 | $396 | $596 | $149 |
| Cascade Locks, OR | $700 | $556 | $1,256 | $404 | $1,104 | $152 |
| Maupin, OR | $400 | $525 | $925 | $381 | $781 | $143 |
| Home Insurance Company Goldendale, WA | Homeowners Insurance Agency Goldendale, WA | Address | Popularity Score | Distance from Goldendale (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Mccoy Holliston Insurance | 1001 E. Jewett Blvd White Salmon, White Salmon, WA, 98672 | 33.0 | |
| State Farm | Mike Cole | 1000 W. Steuben/Hwy 14, Bingen, WA, 98605 | 32.9 | |
| State Farm | Mike Cole | 152 W Main St, Goldendale, WA, 98620-9588 | 2.5 | |
| State Farm | Gil Matthias | 219 S Toppenish Ave, Toppenish, WA, 98948-1658 | 43.1 | |
| State Farm | Roger Finch | 622 W 1st St, Wapato, WA, 98951-1108 | 44.8 | |
| Farmers | Debra Manjarrez | 111 N Frontage Rd, Wapato, WA, 98951 | 44.9 | |
| Farmers | Michele Jasperson | 218 E Jewett Blvd, White Salmon, WA, 98672 | 33.5 | |
| Allstate | Mccoy-Holiston Insurance | 1001 E Jewett Blvd, White Salmon, WA, 98672 | 33.1 | |
| State Farm | Gil Matthias Clu, Chfc | 219 S Toppenish Ave, Toppenish, WA, 98948-1658 | 43.1 | |
| Allstate | Simcoe Insurance | 400 S Columbus Ave, Goldendale, WA, 98620 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,110 | $530 |
| Klickitat County, WA | $219,200 | $674 | $480 | $940 | $460 |
| Goldendale, WA | $147,300 | $795 | $560 | $1,090 | $530 |
| Rufus, OR | $110,900 | $454 | $320 | $620 | $300 |
| Dallesport-Klickitat, WA | $173,800 | $662 | $480 | $920 | $440 |
| Rowena, OR | $363,900 | $811 | $550 | $1,140 | $590 |
| Sherman County, OR | $144,000 | $701 | $480 | $1,000 | $520 |
| Arlington, OR | $125,000 | $480 | $350 | $680 | $330 |
| Gilliam County, OR | $110,900 | $644 | $440 | $890 | $450 |
| Pine Hollow, OR | $172,700 | $552 | $390 | $760 | $370 |
| Cascade Locks, OR | $181,400 | $563 | $410 | $780 | $370 |
| Maupin, OR | $157,200 | $531 | $380 | $750 | $370 |