How Can I Make My Orange County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Orange County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Orange County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $38,500 $30,000 $25,000-$50,000
2 Bedroom $96,000 $80,000 $75,000-$100,000
3 Bedroom $149,000 $130,000 $125,000-$150,000
4 Bedroom $192,000 $180,000 $150,000-$175,000
5 Bedroom $190,500 $180,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Orange County, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$194 $1,192
Superior Protection Discount -$139 $1,247
Fire & Security Discount -$152 $1,234
Hail Resistant Roof Discount -$28 $1,358
Newly Constructed Home Discount -$360 $1,026

Choose the Right Deductible for your Orange County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Orange County $700 $1,369 $2,069 $995 $1,695 $374
Orange County, TX $700 $1,369 $2,069 $995 $1,695 $374
LaBelle, TX $200 $946 $1,146 $688 $888 $259
China, TX $1,000 $1,451 $2,451 $1,055 $2,055 $397
Call, TX $100 $1,371 $1,471 $997 $1,097 $375
Sour Lake, TX $700 $980 $1,680 $713 $1,413 $268
Carlyss, LA $400 $1,198 $1,598 $871 $1,271 $328
Winnie, TX $2,500 $1,552 $4,052 $1,128 $3,628 $424
Lake Charles, LA $300 $1,439 $1,739 $1,046 $1,346 $393
Saratoga-Batson, TX $700 $1,235 $1,935 $898 $1,598 $338
Gillis, LA $200 $1,199 $1,399 $872 $1,072 $328
Warren, TX $2,500 $1,582 $4,082 $1,150 $3,650 $432

Identify Top Home Insurance Agents near Orange County, TX | Back to Top

Home Insurance Company Orange County, TX Homeowners Insurance Agency Orange County, TX Address Popularity Score Distance from Orange County (miles)
State Farm Grant Anderson 1115 N 5th Street, Silsbee, TX, 77656-3846
23.5
Allstate Lizabeth Hogan 2496 Mlk Dr Apt D, Orange, TX, 77630
6.8
State Farm Lauren Gilbert 864 N Main St, Vidor, TX, 77662-4336
7.4
State Farm Heather Montagne 3127 N 16th St, Orange, TX, 77630-2383
8.7
Allstate Michael Wood 6385 Calder Ave Ste C, Beaumont, TX, 77706
16.8
Farmers Patricia De La Concha 3175 Calder St, Beaumont, TX, 77702
14.7
Allstate Brent Walters 395 Texas Ave, Bridge City, TX, 77611
7.5
Farmers David Rodriguez 15931 Highway 124, Beaumont, TX, 77705
24.7
Travelers Mann Insurance Agency Inc 1505 W Park Ave, Orange, TX, 77631
9.0
State Farm Bette Davidson 1104 Magnolia Ave, Port Neches, TX, 77651-4123
10.5

Compare Rates for Orange County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Orange County, TX $104,700 $1,386 $910 $2,130 $1,220
Orange County, TX $104,700 $1,386 $910 $2,130 $1,220
LaBelle, TX $168,300 $958 $630 $1,470 $840
China, TX $89,500 $1,469 $970 $2,260 $1,290
Call, TX $74,100 $1,388 $920 $2,140 $1,220
Sour Lake, TX $162,300 $992 $650 $1,530 $880
Carlyss, LA $99,000 $1,213 $850 $1,750 $900
Winnie, TX $112,100 $1,571 $1,040 $2,420 $1,380
Lake Charles, LA $145,900 $1,456 $1,020 $2,100 $1,080
Saratoga-Batson, TX $51,800 $1,250 $830 $1,930 $1,100
Gillis, LA $99,100 $1,214 $850 $1,750 $900
Warren, TX $119,600 $1,601 $1,060 $2,470 $1,410

9 Ways to Get Discounts on Homeowners Insurance in Orange County, TX

What Makes Your Orange County, TX Home Insurance Cheap or Expensive