How Can I Make My Orange County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Orange County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Orange County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $38,500 $30,000 $25,000-$50,000
2 Bedroom $96,000 $80,000 $75,000-$100,000
3 Bedroom $149,000 $130,000 $125,000-$150,000
4 Bedroom $192,000 $180,000 $150,000-$175,000
5 Bedroom $190,500 $180,000 $150,000-$175,000

Choose the Best Orange County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score >$150,000 2 Pets, Non-Smoker $1,100
Part Time Job 500-549 Credit Score <$25,000 No Pets, Smoker $550
Retired Up to 499 Credit Score $25 to 50,000 1 Pet, Non-Smoker $580

Choose the Right Deductible for your Orange County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $590 $690 $510 $610 $80
Orange County, TX $700 $410 $910 $330 $1,030 $-120
Orange County, TX $700 $320 $820 $280 $980 $-160
LaBelle, TX $200 $470 $670 $420 $620 $50
China, TX $1,000 $550 $1,050 $450 $1,450 $-400
Call, TX $100 $330 $430 $270 $370 $60
Sour Lake, TX $700 $560 $1,060 $480 $1,180 $-120
Carlyss, LA $400 $440 $840 $350 $750 $90
Winnie, TX $2,500 $400 $900 $350 $2,850 $-1,950
Lake Charles, LA $300 $570 $870 $470 $770 $100
Saratoga-Batson, TX $700 $310 $810 $250 $950 $-140
Gillis, LA $200 $350 $550 $290 $490 $60
Warren, TX $2,500 $460 $960 $400 $2,900 $-1,940

Identify Top Home Insurance Agents near Orange County, TX | Back to Top

Home Insurance Company Orange County, TX Homeowners Insurance Agency Orange County, TX Address Popularity Score Distance from Orange County (miles)
State Farm Grant Anderson 1115 N 5th Street, Silsbee, TX, 77656-3846
23.5
Allstate Lizabeth Hogan 2496 Mlk Dr Apt D, Orange, TX, 77630
6.8
State Farm Lauren Gilbert 864 N Main St, Vidor, TX, 77662-4336
7.4
State Farm Heather Montagne 3127 N 16th St, Orange, TX, 77630-2383
8.7
Allstate Michael Wood 6385 Calder Ave Ste C, Beaumont, TX, 77706
16.8
Farmers Patricia De La Concha 3175 Calder St, Beaumont, TX, 77702
14.7
Allstate Brent Walters 395 Texas Ave, Bridge City, TX, 77611
7.5
Farmers David Rodriguez 15931 Highway 124, Beaumont, TX, 77705
24.7
Travelers Mann Insurance Agency Inc 1505 W Park Ave, Orange, TX, 77631
9.0
State Farm Bette Davidson 1104 Magnolia Ave, Port Neches, TX, 77651-4123
10.5

Compare Rates for Orange County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $510 $340 $790 $450
Orange County, TX $87,400 $350 $230 $540 $310
Orange County, TX $87,400 $490 $320 $750 $430
LaBelle, TX $124,600 $740 $490 $1,140 $650
China, TX $98,800 $500 $330 $770 $440
Call, TX $68,300 $380 $250 $590 $340
Sour Lake, TX $119,000 $520 $340 $800 $460
Carlyss, LA $85,800 $380 $270 $550 $280
Winnie, TX $104,000 $510 $340 $790 $450
Lake Charles, LA $119,500 $570 $400 $820 $420
Saratoga-Batson, TX $59,600 $320 $210 $490 $280
Gillis, LA $74,400 $360 $250 $520 $270
Warren, TX $88,100 $510 $340 $790 $450

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