How Can I Make My LaGrange, GA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in LaGrange, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate LaGrange, GA Home Insurance Coverage Levels | Back to Top
| LaGrange, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cary St, Vine St, Shoshoni Dr, Evans Ct, Waugh Rd, McCall St, High Pointe Dr, Waverly Way, Terrace Dr, Hamilton Dr | $145,000 | $130,000 | $150,000-$175,000 | $97,000 | $90,000 | $75,000-$100,000 |
| Union St, New Franklin Rd, Old Newton Rd S, Woodbine Dr, Fort Dr, S Page St, Hudson St, Mandy Brooke Dr, Peters St, E Lane Cir | $128,500 | $120,000 | $125,000-$150,000 | $71,000 | $60,000 | $75,000-$100,000 |
| Sanford Ave, Willowcrest Way, Kight Cir, Old Hutchinson Mill Rd, Bonaventure Dr, Shady Oak Dr, Woodchase Dr, Westover Trl, New Hutchinson Mill Rd, Graphic St | $163,000 | $150,000 | $150,000-$175,000 | $96,500 | $80,000 | $100,000-$125,000 |
| Ridge St, Woodland Dr, Paddlewheel Dr, Cascade Cir, Carr Rd, State Spur 14, Bryant Rd, Wiley Rd, Cheyenne Dr, Grant St | $151,000 | $130,000 | $125,000-$150,000 | $179,000 | $170,000 | $150,000-$175,000 |
| Wisteria Way, Perimeter Dr, Lincoln St, Long Crane Rd, Dogwood Ct, Byron Hurst St, Loyd Pl, Lenox Cir, N Kight Dr, Johnson St | $146,000 | $140,000 | $125,000-$150,000 | $134,000 | $110,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in LaGrange, GA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $734 |
| Superior Protection Discount | -$85 | $768 |
| Fire & Security Discount | -$85 | $768 |
| Hail Resistant Roof Discount | -$17 | $837 |
| Newly Constructed Home Discount | -$205 | $649 |
Choose the Right Deductible for your LaGrange, GA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Troup County | $1,500 | $839 | $2,339 | $609 | $2,109 | $229 |
| LaGrange, GA | $2,500 | $843 | $3,343 | $613 | $3,113 | $230 |
| Fredonia, AL | $300 | $1,051 | $1,351 | $764 | $1,064 | $287 |
| East Newnan, GA | $2,500 | $652 | $3,152 | $474 | $2,974 | $178 |
| Coweta County, GA | $100 | $1,024 | $1,124 | $744 | $844 | $280 |
| Waverly, AL | $1,500 | $697 | $2,197 | $506 | $2,006 | $190 |
| Whitesburg, GA | $200 | $716 | $916 | $521 | $721 | $196 |
| Carroll County, GA | $1,000 | $814 | $1,814 | $591 | $1,591 | $222 |
| Fayette County, GA | $400 | $1,163 | $1,563 | $845 | $1,245 | $318 |
| Ashland, AL | $2,500 | $739 | $3,239 | $537 | $3,037 | $202 |
| Salem, GA | $300 | $596 | $896 | $433 | $733 | $163 |
| Union City, GA | $1,500 | $584 | $2,084 | $425 | $1,925 | $160 |
Identify Top Home Insurance Agents near LaGrange, GA | Back to Top
| Home Insurance Company LaGrange, GA | Homeowners Insurance Agency LaGrange, GA | Address | Popularity Score | Distance from LaGrange (miles) |
|---|---|---|---|---|
| State Farm | Brooke Barnes | 7285 Highway 16 Ste E, Senoia, GA, 30276-3348 | 32.2 | |
| Travelers | Mallory Agency | 207 N Lewis St, Lagrange, GA, 30240 | 1.9 | |
| Travelers | The Menefee Agency | 2901 University Ave #27, Columbus, GA, 31907 | 36.7 | |
| Travelers | Insurance Associates Of Carrollton | 103 Park Place Way, Carrollton, GA, 30117 | 39.5 | |
| State Farm | Jamie Bragg | 301 Buchanan St N, Bremen, GA, 30110-1609 | 49.2 | |
| State Farm | Zan Mcbride | 286 Highway 314 Ste B, Fayetteville, GA, 30214-7831 | 45.5 | |
| State Farm | Tony Brewer | 1133 N Park St, Carrollton, GA, 30117-2228 | 40.3 | |
| Travelers | Morris & Spradlin Insurance Group Llc | 184a Jefferson Pkwy, Newnan, GA, 30263 | 30.0 | |
| State Farm | Vickie Martin Garrard | 145 Georgia Ave E, Fayetteville, GA, 30214-1615 | 44.4 | |
| Liberty Mutual Independent | Matrix Insurance Agency | 25 Greenville St, Newnan, GA, 30263 | 27.5 |
Compare Rates for LaGrange, GA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $700 | $1,390 | $690 |
| Troup County, GA | $125,000 | $849 | $610 | $1,200 | $590 |
| LaGrange, GA | $126,100 | $854 | $620 | $1,170 | $550 |
| Fredonia, AL | $112,800 | $1,064 | $720 | $1,480 | $760 |
| East Newnan, GA | $85,600 | $660 | $470 | $940 | $470 |
| Coweta County, GA | $190,700 | $1,036 | $760 | $1,430 | $670 |
| Waverly, AL | $59,300 | $705 | $500 | $990 | $490 |
| Whitesburg, GA | $96,300 | $725 | $510 | $1,000 | $490 |
| Carroll County, GA | $119,600 | $824 | $600 | $1,170 | $570 |
| Fayette County, GA | $255,300 | $1,177 | $810 | $1,640 | $830 |
| Ashland, AL | $84,700 | $748 | $510 | $1,020 | $510 |
| Salem, GA | $77,000 | $603 | $410 | $830 | $420 |
| Union City, GA | $81,900 | $591 | $400 | $820 | $420 |
Research Home Insurance Companies Reviews in LaGrange, GA Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: October 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
Deductibles are comparable to others. I believe they may be overpriced a little on the premiums when compared to others. I did shop around a little a few years ago and they were a little on the high side.
Date: September 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
We switched to our insurance from another large insurance company. We felt lost in the shuffle, and our rates kept rising a lot without any reason with our old insurance.
Georgia Farm Bureau Insurance Home Insurance Reviews
Date: June 03, 2019 Age: 50 to 59 Gender: Married Marital Status: Female
Customer Service
Georgia Farm Bureau is still a "down-home" company. They are a little antiquated but at the same time they have not lost their personal touch.
Allstate Home Insurance Reviews
Date: October 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Customer service for allstate has been stellar, they have great representatives that care about your concerns.they have great representatives that care about your concerns.
State Farm Home Insurance Reviews
Date: July 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have always had great experience with State Farm. They have always been very helpful with whatever I need.
Progressive Home Insurance Reviews
Date: September 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I am completely satisfied with my home insurance offerings. They provide a little more home damage coverage than my last company and the price is much cheaper.