Gavop shows you how to buy homeowners insurance in Lawrence, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lawrence, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Raccoon Creek Ln, St Joseph St, Collins Ave, W North Railroad St, 900E, E Pine St, 1820E, Corporation Line St, Hill St, Sun and Sand Dr | $79,500 | $70,000 | $75,000-$100,000 | $77,500 | $70,000 | $50,000-$75,000 |
| Chestnut St, 19th St, Elm St, 2nd St, Cherry Ln, 14th St, Garvey Rd, 24th St, Adams St, Judd St | $119,500 | $110,000 | $100,000-$125,000 | $96,000 | $90,000 | $100,000-$125,000 |
| Dubois Ave, Oak St, 8th St, 1120E, Honeysuckle Ln, E Olive St, 800 N, Co Rd 6, State Rte 1, W North St | $102,000 | $100,000 | $100,000-$125,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Co Rd 17, 990N, Frazer St, 2nd St, Otha St, 1900N, 120N, S Walnut St, Locust St, Lanterman St | $63,500 | $60,000 | $50,000-$75,000 | $62,000 | $60,000 | $50,000-$75,000 |
| 300N, Sunny Ln, 1860N, Plum St, Seminole Ln, Country Club Rd, 2100E, Mitchell Rd, Lexington Ave, 1000 N | $64,500 | $60,000 | $50,000-$75,000 | $51,500 | $40,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $760 |
| Home and Two Car | -$142 | $693 |
| Home and Three Car | -$209 | $627 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lawrence County | $1,000 | $825 | $1,825 | $600 | $1,600 | $226 |
| Lawrence, IL | $1,000 | $825 | $1,825 | $600 | $1,600 | $226 |
| Lukin, IL | $400 | $599 | $999 | $435 | $835 | $164 |
| Gibson County, IN | $1,500 | $738 | $2,238 | $536 | $2,036 | $202 |
| Plainville, IN | $200 | $594 | $794 | $432 | $632 | $162 |
| Montgomery, IN | $700 | $764 | $1,464 | $555 | $1,255 | $209 |
| Owensville, IN | $100 | $687 | $787 | $499 | $599 | $188 |
| Elnora, IN | $700 | $587 | $1,287 | $426 | $1,126 | $160 |
| North Muddy, IL | $500 | $621 | $1,121 | $452 | $952 | $170 |
| Poseyville, IN | $1,500 | $763 | $2,263 | $554 | $2,054 | $208 |
| Flora, IL | $100 | $811 | $911 | $590 | $690 | $222 |
| Harmony, IN | $700 | $854 | $1,554 | $620 | $1,320 | $233 |
| Home Insurance Company Lawrence, IL | Homeowners Insurance Agency Lawrence, IL | Address | Popularity Score | Distance from Lawrence (miles) |
|---|---|---|---|---|
| State Farm | Tj Tingley | 1205 W Main St, Robinson, IL, 62454-1238 | 19.1 | |
| State Farm | Lauren Mcclain | 409 S Whittle Ave, Olney, IL, 62450-2262 | 21.1 | |
| State Farm | Doug Aman | 1101 W Delaware St, Fairfield, IL, 62837-2315 | 44.2 | |
| State Farm | Carrie Rice | 521 W Main St, Fairfield, IL, 62837-1624 | 43.8 | |
| Travelers | Staley Insurance Agency | P O Box 185, Casey, IL, 62420 | 42.3 | |
| State Farm | Beth Robinson | 1120 Bond Street, Lawrenceville, IL, 62439-2320 | 0.4 | |
| State Farm | Cathy Conley | 222 S West St, Olney, IL, 62450-1142 | 21.6 | |
| State Farm | Mike Kirk | 902 N Route 49, Casey, IL, 62420-1454 | 42.9 | |
| State Farm | Tj Tingley | 1604 Hwy 1, Marshall, IL, 62441 | 46.5 | |
| Farmers | William Gray | 363 E State St, Bridgeport, IL, 62417 | 3.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,160 | $540 |
| Lawrence County, IL | $72,400 | $835 | $590 | $1,150 | $560 |
| Lawrence, IL | $72,000 | $835 | $570 | $1,140 | $570 |
| Lukin, IL | $87,600 | $606 | $440 | $870 | $430 |
| Gibson County, IN | $105,700 | $747 | $500 | $1,030 | $530 |
| Plainville, IN | $63,600 | $601 | $400 | $840 | $440 |
| Montgomery, IN | $106,600 | $773 | $560 | $1,070 | $510 |
| Owensville, IN | $85,500 | $695 | $470 | $980 | $510 |
| Elnora, IN | $62,100 | $594 | $400 | $840 | $440 |
| North Muddy, IL | $93,900 | $629 | $430 | $870 | $440 |
| Poseyville, IN | $106,300 | $772 | $530 | $1,100 | $570 |
| Flora, IL | $74,900 | $821 | $580 | $1,130 | $550 |
| Harmony, IN | $136,400 | $864 | $580 | $1,190 | $610 |