Gavop shows you how to buy homeowners insurance in West Windsor, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| West Windsor, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rumford Way, Sleepy Hollow Ln, Tiffany Ct, Rabbit Hill Rd, Quail Ridge, Steele Dr, Mercerville-Edinburg Rd, Doris St, Monroe Dr, Landing Ln | $836,500 | $680,000 | $900,000-$1,000,000 | $737,000 | $640,000 | $800,000-$900,000 |
| Emily Ct, Woodmeadow Ln, Conover Rd, Millar Ct, Hunt Ct, Jason Ct, Co Rd 526, Lanark Dr, Line Rd, Jacob Dr | $745,000 | $650,000 | $800,000-$900,000 | $501,000 | $460,000 | $400,000-$500,000 |
| Marian Dr, Rosewood Ct, Huckleberry Dr, Glacier Dr, S Post Rd, Bradford Ct, Eastern Dr, Meadowbrook Rd, Tanner Ct, Westwinds Dr | $773,500 | $720,000 | $900,000-$1,000,000 | $480,500 | $430,000 | $500,000-$600,000 |
| Rushton Ct, Fieldston Rd, Alta Ct, Yorkville Way, McGetrick Ln, Strathmore Pl, Fisher Pl, Emerald Ct, Edinburg Dutch Neck Rd, Rousillon Ct | $684,000 | $620,000 | $700,000-$800,000 | $416,500 | $350,000 | $400,000-$500,000 |
| Brunswick Pike, Wellesley Ct, Lassen Ct, Tindall Trl, Campus Dr, Acadia Ct, Suffolk Ln, S Longfellow Dr, Dean Ct, Kensington Ct | $549,000 | $490,000 | $500,000-$600,000 | $384,500 | $320,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $891 |
| Superior Protection Discount | -$106 | $955 |
| Fire & Security Discount | -$117 | $944 |
| Hail Resistant Roof Discount | -$21 | $1,040 |
| Newly Constructed Home Discount | -$212 | $849 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mercer County | $1,500 | $953 | $2,453 | $693 | $2,193 | $260 |
| West Windsor, NJ | $2,000 | $1,048 | $3,048 | $762 | $2,762 | $286 |
| Lower Makefield, PA | $400 | $965 | $1,365 | $701 | $1,101 | $264 |
| Milford, NJ | $700 | $925 | $1,625 | $672 | $1,372 | $253 |
| Barclay, NJ | $200 | $1,091 | $1,291 | $793 | $993 | $298 |
| Brooklawn, NJ | $2,000 | $702 | $2,702 | $510 | $2,510 | $192 |
| Westville, NJ | $200 | $755 | $955 | $549 | $749 | $206 |
| Netcong, NJ | $2,000 | $963 | $2,963 | $700 | $2,700 | $263 |
| Washington, NJ | $400 | $883 | $1,283 | $642 | $1,042 | $241 |
| Folsom, PA | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| Upland, PA | $100 | $617 | $717 | $448 | $548 | $168 |
| Home Insurance Company West Windsor, NJ | Homeowners Insurance Agency West Windsor, NJ | Address | Popularity Score | Distance from West Windsor (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Rue Insurance | 3812 Quakerbridge Rd, Hamilton, NJ, 8619 | 3.0 | |
| State Farm | Zanetta Glover | 570 Broad St Ste 114, Newark, NJ, 07102-4518 | 39.4 | |
| Allstate | Marc Ambrose | 400 Us Highway 130, East Windsor, NJ, 8520 | 4.9 | |
| Farmers | Agency Plus By Marcy Maguire | 590s Highway 130, East Windsor, NJ, 8520 | 4.7 | |
| Allstate | Steven Lambusta | 4130 Quakerbridge Rd Bldg 2, Lawrenceville, NJ, 8648 | 2.5 | |
| Travelers | Harrah & Associates | 2426 Nottingham Way, Mercerville, NJ, 8619 | 5.3 | |
| State Farm | Ty Agosta | 270 Hackensack St, Wood Ridge, NJ, 07075-1238 | 48.1 | |
| Allstate | Susan Gilmer Layton | 2741 Nottingham Way, Mercerville, NJ, 8619 | 4.9 | |
| Allstate | Kevin Zola | 2273 Route 33 Ste 205, Hamilton, NJ, 8690 | 4.8 | |
| Allstate | Raj Singh | 4270 Route 1 N Ste 1, Monmouth Junction, NJ, 8852 | 6.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,550 | $770 |
| Mercer County, NJ | $281,900 | $965 | $700 | $1,340 | $640 |
| West Windsor, NJ | $602,400 | $1,061 | $710 | $1,520 | $810 |
| Lower Makefield, PA | $444,400 | $977 | $650 | $1,360 | $710 |
| Milford, NJ | $243,500 | $936 | $630 | $1,320 | $690 |
| Barclay, NJ | $331,600 | $1,104 | $780 | $1,520 | $740 |
| Brooklawn, NJ | $137,800 | $711 | $480 | $1,020 | $540 |
| Westville, NJ | $158,000 | $764 | $520 | $1,060 | $540 |
| Netcong, NJ | $265,500 | $975 | $670 | $1,390 | $720 |
| Washington, NJ | $240,300 | $894 | $630 | $1,280 | $650 |
| Folsom, PA | $206,600 | $681 | $460 | $960 | $500 |
| Upland, PA | $112,100 | $624 | $430 | $860 | $430 |