Gavop's guide to buying homeowners insurance in Graham County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Graham County, KS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Cedar St, S East St, W Poplar St, 10th Ave, 2nd St, S 2nd Ave, N 10th Ave, N Pomeroy Ave, W Prout St, Adams St | $113,000 | $110,000 | $100,000-$125,000 | $80,000 | $70,000 | $50,000-$75,000 |
| M Rd, N 4th St, N 5th Ave, N West St, 140th Ave, M Ter, 340 Th Rd, 400 Th Ave, W Cherry St, 350 Th Ave | $148,500 | $120,000 | $125,000-$150,000 | $100,000 | $90,000 | $75,000-$100,000 |
| 1 Rd, N 2nd Ave, S Middle St, N 2nd St, W Rd, S 4th Ave, 260th Ave, Casey Ave, US Hwy 283, Kansas St | $88,000 | $80,000 | $100,000-$125,000 | $60,500 | $50,000 | $50,000-$75,000 |
| A Rd, Bb Rd, W Main St, 6th St, 255th Ave, P Ter, O Rd, S 5th Ave, Co Rd Y, State Hwy 84 | $90,000 | $80,000 | $100,000-$125,000 | $86,000 | $70,000 | $50,000-$75,000 |
| Co Rd 368, D Rd, C Rd, 280 Th Ave, Walnut Dr, Q Ter, 280th Ave, Old Bogue Rd, Roger St, Ninth St | $106,500 | $100,000 | $100,000-$125,000 | $87,500 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $740 |
| Home and Two Car | -$137 | $667 |
| Home and Three Car | -$193 | $611 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Graham County | $2,500 | $794 | $3,294 | $577 | $3,077 | $217 |
| Graham County, KS | $2,000 | $794 | $2,794 | $577 | $2,577 | $217 |
| Quinter, KS | $2,500 | $989 | $3,489 | $719 | $3,219 | $270 |
| Kenneth, KS | $100 | $1,155 | $1,255 | $839 | $939 | $316 |
| Ellis, KS | $1,500 | $1,143 | $2,643 | $831 | $2,331 | $312 |
| Phillips County, KS | $400 | $837 | $1,237 | $609 | $1,009 | $229 |
| Herzog, KS | $700 | $1,267 | $1,967 | $920 | $1,620 | $346 |
| Agra, KS | $1,500 | $830 | $2,330 | $603 | $2,103 | $227 |
| Home Insurance Company Graham County, KS | Homeowners Insurance Agency Graham County, KS | Address | Popularity Score | Distance from Graham County (miles) |
|---|---|---|---|---|
| State Farm | Matt Lyon | 11th & Washington, Ellis, KS, 67637 | 33.6 | |
| State Farm | Brock Whitmore | 339 E 8th St, Hays, KS, 67601-4146 | 44.8 | |
| State Farm | Matt Lyon | 1011 Centennial Blvd Ste A, Hays, KS, 67601-2485 | 44.5 | |
| Travelers | Almena State Bank | 500 Main, Almena, KS, 67622 | 38.3 | |
| Travelers | Almena State Bank | 500 Main, Almena, KS, 67622 | 38.2 | |
| State Farm | Dan Murphy | 225 N Main St, Wakeeney, KS, 67672-2104 | 22.7 | |
| Farmers | Clarence Jacobs | 2001 Vine St, Hays, KS, 67601 | 44.7 | |
| State Farm | John Pilkington | Highway 212 And Lincoln, Quinter, KS, 67752 | 28.0 | |
| State Farm | Wayne Voss | 2707 Vine St Ste 13, Hays, KS, 67601-1908 | 44.2 | |
| State Farm | Ken Schultz | 126 S. Penn, Oberlin, KS, 67749 | 47.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Graham County, KS | $69,600 | $804 | $630 | $1,090 | $460 |
| Graham County, KS | $69,600 | $804 | $630 | $1,090 | $460 |
| Quinter, KS | $75,800 | $1,001 | $780 | $1,350 | $570 |
| Kenneth, KS | $101,800 | $1,169 | $910 | $1,580 | $670 |
| Ellis, KS | $99,700 | $1,157 | $900 | $1,560 | $660 |
| Phillips County, KS | $76,900 | $848 | $660 | $1,140 | $480 |
| Herzog, KS | $122,300 | $1,282 | $1,000 | $1,730 | $730 |
| Agra, KS | $54,400 | $840 | $660 | $1,130 | $470 |