Gavop shows you how to buy homeowners insurance in Muhlenberg County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $26,500 | $20,000 | $0-$25,000 |
| 2 Bedroom | $46,500 | $40,000 | $50,000-$75,000 |
| 3 Bedroom | $110,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $115,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $199,500 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $577 |
| Superior Protection Discount | -$62 | $625 |
| Fire & Security Discount | -$48 | $639 |
| Hail Resistant Roof Discount | -$21 | $666 |
| Newly Constructed Home Discount | -$172 | $515 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Muhlenberg County | $700 | $679 | $1,379 | $493 | $1,193 | $185 |
| Muhlenberg County, KY | $700 | $679 | $1,379 | $493 | $1,193 | $185 |
| Central City, KY | $300 | $599 | $899 | $435 | $735 | $164 |
| Rockport, KY | $2,500 | $481 | $2,981 | $350 | $2,850 | $131 |
| Rochester, KY | $200 | $780 | $980 | $567 | $767 | $213 |
| McHenry, KY | $700 | $545 | $1,245 | $396 | $1,096 | $149 |
| Kirkmansville, KY | $200 | $633 | $833 | $460 | $660 | $173 |
| Logan County, KY | $300 | $670 | $970 | $487 | $787 | $183 |
| Beech Grove, KY | $700 | $504 | $1,204 | $366 | $1,066 | $138 |
| Greencastle, KY | $200 | $860 | $1,060 | $625 | $825 | $235 |
| Woodburn, KY | $700 | $771 | $1,471 | $560 | $1,260 | $211 |
| Home Insurance Company Muhlenberg County, KY | Homeowners Insurance Agency Muhlenberg County, KY | Address | Popularity Score | Distance from Muhlenberg County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Van Meter Insurance Group | 1240 Fairway Street, Bowling Green, KY, 42102 | 42.3 | |
| State Farm | Amber Vincent | 1603 W Everly Brothers Blvd, Central City, KY, 42330-2710 | 4.2 | |
| State Farm | Amanda Gossett | 597 E 4th St, Russellville, KY, 42276-1855 | 28.9 | |
| Allstate | John Sells | 1520 Westpark Dr, Bowling Green, KY, 42104 | 42.3 | |
| Travelers | Peoples Insurance Inc | 114 S English St, Leitchfield, KY, 42754 | 49.7 | |
| Allstate | Ryan Adams | 3107 State Route 54, Owensboro, KY, 42303 | 37.5 | |
| Allstate | Kevin Rice | 707 W Everly Bros Blvd, Central City, KY, 42330 | 2.6 | |
| State Farm | Denny Slinker | 316 N Main St, Greenville, KY, 42345-1637 | 2.6 | |
| State Farm | Todd Inman | 1401 J R Miller Blvd, Owensboro, KY, 42303-3173 | 37.9 | |
| State Farm | Claude Taylor | 800 N Main St, Beaver Dam, KY, 42320-1549 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,230 | $630 |
| Muhlenberg County, KY | $82,000 | $687 | $490 | $950 | $460 |
| Muhlenberg County, KY | $82,000 | $687 | $460 | $980 | $520 |
| Central City, KY | $70,500 | $606 | $410 | $870 | $460 |
| Rockport, KY | $40,800 | $487 | $360 | $670 | $310 |
| Rochester, KY | $100,800 | $789 | $560 | $1,090 | $530 |
| McHenry, KY | $51,800 | $552 | $390 | $760 | $370 |
| Kirkmansville, KY | $68,400 | $641 | $470 | $910 | $440 |
| Logan County, KY | $105,400 | $678 | $490 | $970 | $480 |
| Beech Grove, KY | $44,600 | $510 | $360 | $720 | $360 |
| Greencastle, KY | $122,200 | $870 | $580 | $1,190 | $610 |
| Woodburn, KY | $140,000 | $780 | $540 | $1,110 | $570 |