Gavop shows you how to buy homeowners insurance in Chickasaw County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $71,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $130,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $155,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $195,500 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $603 |
| Superior Protection Discount | -$71 | $639 |
| Fire & Security Discount | -$57 | $653 |
| Hail Resistant Roof Discount | -$14 | $696 |
| Newly Constructed Home Discount | -$177 | $532 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chickasaw County | $1,000 | $701 | $1,701 | $510 | $1,510 | $192 |
| Chickasaw County, MS | $1,500 | $701 | $2,201 | $510 | $2,010 | $192 |
| Ecru, MS | $100 | $1,073 | $1,173 | $780 | $880 | $293 |
| Blue Springs, MS | $1,500 | $997 | $2,497 | $724 | $2,224 | $272 |
| Union County, MS | $500 | $871 | $1,371 | $633 | $1,133 | $238 |
| Itawamba County, MS | $2,500 | $839 | $3,339 | $610 | $3,110 | $229 |
| Taylor, MS | $100 | $1,669 | $1,769 | $1,213 | $1,313 | $456 |
| Yalobusha County, MS | $1,000 | $770 | $1,770 | $560 | $1,560 | $210 |
| Oxford, MS | $200 | $989 | $1,189 | $719 | $919 | $270 |
| Crawford, MS | $700 | $904 | $1,604 | $657 | $1,357 | $247 |
| Kilmichael, MS | $500 | $901 | $1,401 | $655 | $1,155 | $246 |
| Dumas, MS | $700 | $962 | $1,662 | $699 | $1,399 | $263 |
| Home Insurance Company Chickasaw County, MS | Homeowners Insurance Agency Chickasaw County, MS | Address | Popularity Score | Distance from Chickasaw County (miles) |
|---|---|---|---|---|
| State Farm | Amanda Parish | 223 E Madison St, Houston, MS, 38851-2320 | 3.5 | |
| Liberty Mutual Independent | Lyon Insurance Agency Inc | 325 Commerce St, West Point, MS, 39773 | 27.8 | |
| State Farm | Rod Bobo | 3189 Highway 45 N Ste A, Columbus, MS, 39705-1251 | 39.3 | |
| State Farm | Jack Forbus | 600 Hogan St Ste 1c, Starkville, MS, 39759-3384 | 32.7 | |
| State Farm | Brian Mccaskill | 823 Highway 12 W Ste A, Starkville, MS, 39759-3593 | 33.1 | |
| State Farm | Jimmy Carr | 2627a West Oxford Loop, Oxford, MS, 38655-5442 | 47.1 | |
| State Farm | Frank Chiles | 306 Highway 12 W, Starkville, MS, 39759-3633 | 33.0 | |
| State Farm | Rich Potter | 71 S Thomas St, Tupelo, MS, 38801-4352 | 25.6 | |
| Travelers | Ridgecrest Insurance | 274 West Oxford Street, Pontotoc, MS, 38863 | 23.2 | |
| State Farm | Andi Epes | 410 N Main St, Water Valley, MS, 38965-2506 | 42.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $850 | $1,640 | $790 |
| Chickasaw County, MS | $63,800 | $710 | $520 | $990 | $470 |
| Chickasaw County, MS | $63,800 | $710 | $500 | $1,000 | $500 |
| Ecru, MS | $98,200 | $1,086 | $730 | $1,550 | $820 |
| Blue Springs, MS | $86,700 | $1,009 | $680 | $1,440 | $760 |
| Union County, MS | $92,500 | $881 | $640 | $1,240 | $600 |
| Itawamba County, MS | $87,000 | $849 | $620 | $1,210 | $590 |
| Taylor, MS | $209,900 | $1,689 | $1,150 | $2,350 | $1,200 |
| Yalobusha County, MS | $75,200 | $780 | $520 | $1,110 | $590 |
| Oxford, MS | $245,400 | $1,001 | $720 | $1,380 | $660 |
| Crawford, MS | $73,300 | $915 | $630 | $1,310 | $680 |
| Kilmichael, MS | $72,900 | $912 | $660 | $1,260 | $600 |
| Dumas, MS | $81,700 | $974 | $700 | $1,380 | $680 |