How Can I Make My Monroe County, KY Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Monroe County, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Monroe County, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $32,000 $30,000 $25,000-$50,000
2 Bedroom $58,500 $60,000 $50,000-$75,000
3 Bedroom $95,500 $80,000 $75,000-$100,000
4 Bedroom $109,000 $90,000 $100,000-$125,000
5 Bedroom $90,000 $80,000 $100,000-$125,000

Bundle your Monroe County, KY Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$50 $575
Home and Two Car -$100 $525
Home and Three Car -$144 $481

Choose the Right Deductible for your Monroe County, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Monroe County $1,500 $617 $2,117 $449 $1,949 $169
Monroe County, KY $700 $617 $1,317 $449 $1,149 $169
Fountain Run, KY $300 $630 $930 $458 $758 $172
Metcalfe County, KY $700 $620 $1,320 $451 $1,151 $169
Barren County, KY $500 $793 $1,293 $576 $1,076 $217
Glasgow, KY $2,000 $706 $2,706 $513 $2,513 $193
Cane Valley, KY $200 $798 $998 $580 $780 $218
Plano, KY $2,000 $937 $2,937 $681 $2,681 $256
Russell Springs, KY $200 $651 $851 $473 $673 $178
Mitchellville, TN $700 $856 $1,556 $622 $1,322 $234
Simpson County, KY $100 $745 $845 $542 $642 $204
Wayne County, KY $700 $648 $1,348 $471 $1,171 $177

Identify Top Home Insurance Agents near Monroe County, KY | Back to Top

Home Insurance Company Monroe County, KY Homeowners Insurance Agency Monroe County, KY Address Popularity Score Distance from Monroe County (miles)
Travelers Tompkinsville Insurance Agency 910 North Main St, Tompkinsville, KY, 42167
1.5
State Farm Wade Flowers 235 Keen St, Burkesville, KY, 42717
19.6
State Farm Chris Short 305 Happy Valley Rd, Glasgow, KY, 42141-1535
22.8
State Farm Todd Conley 257 Bluebird Ln Ste 1, Greensburg, KY, 42743-1476
40.2
Travelers Glass & Thompson 1006 W Stockton St, Edmonton, KY, 42129
19.3
Allstate John Sells 1520 Westpark Dr, Bowling Green, KY, 42104
43.5
Allstate Bennett Insurance Group 4295 Burkesville Rd, Columbia, KY, 42728
31.7
Allstate Michael Scattergood 950 Us 31w Byp, Bowling Green, KY, 42101
44.1
State Farm Ken Keltner 1002 E Broadway St Ste B, Campbellsvlle, KY, 42718-1510
48.5
State Farm Curt Gammons 613 S Main St Ste C1, Franklin, KY, 42134-2316
47.9

Compare Rates for Monroe County, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $610 $1,240 $630
Monroe County, KY $74,500 $625 $430 $860 $430
Monroe County, KY $74,500 $625 $420 $880 $460
Fountain Run, KY $67,800 $638 $450 $900 $450
Metcalfe County, KY $75,200 $628 $420 $890 $470
Barren County, KY $110,400 $802 $580 $1,100 $520
Glasgow, KY $116,800 $715 $510 $990 $480
Cane Valley, KY $105,500 $808 $570 $1,160 $590
Plano, KY $146,300 $948 $670 $1,320 $650
Russell Springs, KY $82,100 $658 $480 $900 $420
Mitchellville, TN $98,800 $866 $630 $1,240 $610
Simpson County, KY $130,500 $754 $540 $1,060 $520
Wayne County, KY $81,400 $656 $480 $910 $430