Gavop shows you how to buy homeowners insurance in Centre County, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $133,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $142,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $251,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $159,000 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $677 |
| Superior Protection Discount | -$80 | $717 |
| Fire & Security Discount | -$64 | $733 |
| Hail Resistant Roof Discount | -$16 | $780 |
| Newly Constructed Home Discount | -$207 | $589 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Centre County | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
| Centre County, PA | $700 | $787 | $1,487 | $572 | $1,272 | $215 |
| State College, PA | $400 | $915 | $1,315 | $665 | $1,065 | $250 |
| Hawk Run, PA | $2,000 | $511 | $2,511 | $371 | $2,371 | $140 |
| Armagh, PA | $400 | $601 | $1,001 | $437 | $837 | $164 |
| Menno, PA | $2,000 | $732 | $2,732 | $532 | $2,532 | $200 |
| Grugan, PA | $200 | $689 | $889 | $500 | $700 | $188 |
| Hartleton, PA | $2,500 | $630 | $3,130 | $458 | $2,958 | $172 |
| Lack, PA | $500 | $707 | $1,207 | $514 | $1,014 | $193 |
| Union County, PA | $1,000 | $717 | $1,717 | $521 | $1,521 | $196 |
| Tell, PA | $200 | $653 | $853 | $475 | $675 | $178 |
| Rockhill, PA | $1,500 | $550 | $2,050 | $400 | $1,900 | $150 |
| Home Insurance Company Centre County, PA | Homeowners Insurance Agency Centre County, PA | Address | Popularity Score | Distance from Centre County (miles) |
|---|---|---|---|---|
| Erie | Logan Branch Insurance Inc. | 623 Willowbank Street, Bellefonte, PA, 16823 | 3.3 | |
| Travelers | Wasson Insurance Agency Inc | 2440 Commercial Blvd. , State College, PA, 16801 | 6.0 | |
| State Farm | Amy Oden-Bitner | 8 E John St, Mc Veytown, PA, 17051 | 28.9 | |
| State Farm | Adam Johnson | 302 E 4th St Ste 101, Emporium, PA, 15834-1514 | 46.2 | |
| State Farm | Keith Dunlap | 93 Chestnut Street, Mifflinburg, PA, 17844-1311 | 42.3 | |
| State Farm | John Walizer | 118 Elmwood Street, State College, PA, 16801-6850 | 6.9 | |
| Allstate | Kratzer Insurance | Rt 104 South, Mount Pleasant Mills, PA, 17853 | 46.8 | |
| Allstate | David Horell | 2900 Plank Rd Ste 6, Altoona, PA, 16601 | 42.9 | |
| Travelers | Leonard Insurance Agency | 1005 Gray Ln, Duncansville, PA, 16635 | 45.1 | |
| Allstate | Joseph Zolna | 106 N Allegheny St, Bellefonte, PA, 16823 | 3.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,040 | $500 |
| Centre County, PA | $212,300 | $796 | $550 | $1,130 | $580 |
| Centre County, PA | $212,300 | $796 | $570 | $1,100 | $530 |
| State College, PA | $284,300 | $926 | $630 | $1,290 | $660 |
| Hawk Run, PA | $71,400 | $517 | $350 | $710 | $360 |
| Armagh, PA | $105,600 | $608 | $430 | $870 | $440 |
| Menno, PA | $168,200 | $741 | $510 | $1,020 | $510 |
| Grugan, PA | $145,800 | $697 | $490 | $980 | $490 |
| Hartleton, PA | $118,100 | $638 | $460 | $870 | $410 |
| Lack, PA | $155,400 | $716 | $510 | $1,020 | $510 |
| Union County, PA | $172,200 | $726 | $500 | $1,000 | $500 |
| Tell, PA | $128,600 | $661 | $470 | $920 | $450 |
| Rockhill, PA | $85,400 | $557 | $400 | $760 | $360 |