Gavop shows you how to buy homeowners insurance in Webster County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Webster County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| McGuire Bend Rd, N 21st St, 3rd St SW, Central Ave, 350th St, 2nd St SE, Colonial Dr, Crest Ave, County Home Rd, 2nd St NE | $120,500 | $100,000 | $75,000-$100,000 | $98,500 | $90,000 | $100,000-$125,000 |
| Margaret Ave, 2nd Ave N, Kansas Ave, 228th St, Mortimer Ave, Park Dr, 29th Ave N, 260th St, Lainson Ave, I St | $118,500 | $100,000 | $100,000-$125,000 | $82,500 | $70,000 | $75,000-$100,000 |
| E Riverside Dr, 1st Ave N, 102nd St, Park Ln, Church St, N 29th St, 7th Ave NW, N 19th St, 2nd St SW, N 6th St | $53,000 | $50,000 | $50,000-$75,000 | $69,500 | $60,000 | $75,000-$100,000 |
| Co Hwy C66, Co Hwy P41, 141st St, Bothland Dr, 5th Ave N, Arthur St, Oak Dr, 295th St, Kenyon Rd, Williams St | $106,000 | $90,000 | $75,000-$100,000 | $79,000 | $70,000 | $75,000-$100,000 |
| S 10th St, Home Ave, Simpson St, 237th Ave, 142nd St, 295th St, 7th Ave N, 250th St, S 13th St, Quade Dr | $101,000 | $80,000 | $75,000-$100,000 | $60,500 | $50,000 | $50,000-$75,000 |
| 140th St, Riverside St NW, 10th Ave N, S 23rd St, 12th Ave S, Parker Dr, 270th St, Mary St, Landfill Dr, Dolliver Ln | $115,500 | $100,000 | $100,000-$125,000 | $75,500 | $70,000 | $75,000-$100,000 |
| S Birch St, Parkwood Cir, 27th Ave N, N 18th St, 1st Ave SE, S 15th St, 3rd Ave S, Co Hwy D46, East St, State Hwy 50 | $78,500 | $60,000 | $75,000-$100,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Franklin St, 10th Ave N, Elm St, N 16th St, S 22nd St, S 14th St, Co Hwy D18, Cedar St, Indiana Ave, S 15th St | $101,000 | $80,000 | $100,000-$125,000 | $68,500 | $60,000 | $50,000-$75,000 |
| 13th Ave N, 230th St, 175th St, 14th Ave SW, S 25th St, Charmill Dr, Crestview Ln, Mallinger Dr, 179th St, Zebulon Ave | $134,000 | $130,000 | $125,000-$150,000 | $69,500 | $60,000 | $75,000-$100,000 |
| 16th Ave N, 1st St NW, N 26th Pl, 110th St, 1st St NE, Railroad St, Crawford Park Ave, Hunter St, 308th St, Co Rd D20 | $89,000 | $80,000 | $75,000-$100,000 | $64,000 | $50,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $554 |
| Superior Protection Discount | -$66 | $594 |
| Fire & Security Discount | -$59 | $600 |
| Hail Resistant Roof Discount | -$20 | $640 |
| Newly Constructed Home Discount | -$178 | $482 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Webster County | $2,000 | $652 | $2,652 | $474 | $2,474 | $178 |
| Webster County, IA | $2,500 | $652 | $3,152 | $474 | $2,974 | $178 |
| Badger, IA | $200 | $801 | $1,001 | $582 | $782 | $219 |
| Yell, IA | $2,500 | $710 | $3,210 | $516 | $3,016 | $194 |
| Jewell Junction, IA | $200 | $730 | $930 | $531 | $731 | $200 |
| Williams, IA | $700 | $589 | $1,289 | $428 | $1,128 | $161 |
| Randall, IA | $300 | $702 | $1,002 | $510 | $810 | $192 |
| Glidden, IA | $2,000 | $693 | $2,693 | $503 | $2,503 | $189 |
| Havelock, IA | $400 | $359 | $759 | $261 | $661 | $98 |
| Kelley, IA | $700 | $812 | $1,512 | $590 | $1,290 | $222 |
| Sugar Grove, IA | $300 | $793 | $1,093 | $577 | $877 | $217 |
| Home Insurance Company Webster County, IA | Homeowners Insurance Agency Webster County, IA | Address | Popularity Score | Distance from Webster County (miles) |
|---|---|---|---|---|
| State Farm | Melodie Whiton | 900 1st Ave, Perry, IA, 50220-1703 | 41.4 | |
| State Farm | Jerry Goebel | 1209 Superior St, Webster City, IA, 50595-2316 | 18.5 | |
| Allstate | Dee Mcknight | 814 8th St Ste 1, Boone, IA, 50036 | 29.7 | |
| State Farm | Jeff Haupts | 116 N 15th St, Fort Dodge, IA, 50501-4212 | 5.1 | |
| State Farm | Mitch Lunn | 616 N 15th St, Fort Dodge, IA, 50501-3322 | 5.5 | |
| Travelers | Rowles Hayes & Carney Agcy Inc | 1106 Willis, Perry, IA, 50220 | 41.2 | |
| Travelers | Northwest Consultants Inc | 206 N Main, Pocahontas, IA, 50574 | 32.6 | |
| Liberty Mutual Independent | Kingsgate Insurance Center Inc | 114 N 25th St, Fort Dodge, IA, 50501 | 5.2 | |
| Farmers | Jay Lindahl Cic | 1026 8th St, Boone, IA, 50036 | 29.8 | |
| Travelers | Calvert Singer Kelley Ins | 148 N 9th St, Fort Dodge, IA, 50501 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,140 | $580 |
| Webster County, IA | $95,300 | $660 | $480 | $900 | $420 |
| Webster County, IA | $95,300 | $660 | $460 | $920 | $460 |
| Badger, IA | $131,400 | $811 | $580 | $1,150 | $570 |
| Yell, IA | $105,100 | $719 | $500 | $990 | $490 |
| Jewell Junction, IA | $110,400 | $739 | $520 | $1,050 | $530 |
| Williams, IA | $76,300 | $596 | $440 | $820 | $380 |
| Randall, IA | $103,100 | $711 | $480 | $1,000 | $520 |
| Glidden, IA | $100,400 | $701 | $500 | $970 | $470 |
| Havelock, IA | $33,800 | $363 | $260 | $500 | $240 |
| Kelley, IA | $135,200 | $822 | $600 | $1,130 | $530 |
| Sugar Grove, IA | $128,900 | $803 | $580 | $1,130 | $550 |