Gavop tells you how to get the best homeowners insurance in Worcester County, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $96,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $217,500 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $255,500 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $393,500 | $350,000 | $350,000-$400,000 |
| 5 Bedroom | $489,500 | $430,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $840 |
| Superior Protection Discount | -$92 | $932 |
| Fire & Security Discount | -$72 | $952 |
| Hail Resistant Roof Discount | -$31 | $993 |
| Newly Constructed Home Discount | -$246 | $778 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worcester County | $2,500 | $1,012 | $3,512 | $735 | $3,235 | $276 |
| Worcester County, MA | $2,500 | $1,012 | $3,512 | $735 | $3,235 | $276 |
| Gardner, MA | $200 | $744 | $944 | $541 | $741 | $203 |
| Devens, MA | $1,000 | $1,149 | $2,149 | $835 | $1,835 | $314 |
| Stow, MA | $100 | $1,126 | $1,226 | $818 | $918 | $308 |
| Wilbraham, MA | $1,000 | $858 | $1,858 | $623 | $1,623 | $234 |
| South Amherst, MA | $300 | $1,235 | $1,535 | $898 | $1,198 | $338 |
| Montague, MA | $2,500 | $796 | $3,296 | $578 | $3,078 | $218 |
| Mansfield Center, CT | $400 | $1,108 | $1,508 | $805 | $1,205 | $303 |
| Bernardston, MA | $1,500 | $1,021 | $2,521 | $742 | $2,242 | $279 |
| Sprague, CT | $400 | $1,091 | $1,491 | $793 | $1,193 | $298 |
| Manchester, CT | $700 | $941 | $1,641 | $684 | $1,384 | $257 |
| Home Insurance Company Worcester County, MA | Homeowners Insurance Agency Worcester County, MA | Address | Popularity Score | Distance from Worcester County (miles) |
|---|---|---|---|---|
| Travelers | Child-Genovese Insurance Agency | 60 Temple Place, Boston, MA, 2111 | 45.1 | |
| Travelers | Northstar Insurance Services Inc | 300 1st Ave Ste 100, Needham, MA, 2494 | 36.9 | |
| Travelers | Gb Kerkorian Partners Insurance Services Llc | 75 Federal St 20th Floor, Boston, MA, 2110 | 45.4 | |
| Liberty Mutual Independent | Thomas H Secky Insurance | 10 South Street, Plainville, MA, 2762 | 38.0 | |
| Travelers | Wolpert Insurance Agency Inc | 18 John St Pl, Worcester, MA, 1609 | 7.6 | |
| Travelers | State Fund Insurance Agency | 100 Summer St 16 Ste 1601, Boston, MA, 2110 | 45.3 | |
| Travelers | Howes Insurance Agency | 271 Massachusetts Ave, Arlington, MA, 2474 | 41.3 | |
| Travelers | W T Phelan & Company Insurance Agency Inc | 1812 Mass Ave, Cambridge, MA, 2140 | 42.4 | |
| Travelers | Loughlin Ins Agency Inc | Four Cabot Place Suite 10, Stoughton, MA, 2072 | 45.7 | |
| Liberty Mutual Independent | Kaplansky Insurance Agency | 14 Nason St, Maynard, MA, 1754 | 26.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,020 | $2,020 | $1,000 |
| Worcester County, MA | $260,800 | $1,024 | $700 | $1,440 | $740 |
| Worcester County, MA | $260,800 | $1,024 | $710 | $1,450 | $740 |
| Gardner, MA | $175,200 | $753 | $510 | $1,050 | $540 |
| Devens, MA | $282,500 | $1,163 | $800 | $1,620 | $820 |
| Stow, MA | $474,800 | $1,140 | $830 | $1,630 | $800 |
| Wilbraham, MA | $301,200 | $868 | $630 | $1,230 | $600 |
| South Amherst, MA | $309,800 | $1,250 | $860 | $1,780 | $920 |
| Montague, MA | $203,200 | $806 | $590 | $1,120 | $530 |
| Mansfield Center, CT | $222,700 | $1,121 | $810 | $1,600 | $790 |
| Bernardston, MA | $234,600 | $1,033 | $710 | $1,430 | $720 |
| Sprague, CT | $217,100 | $1,104 | $810 | $1,570 | $760 |
| Manchester, CT | $182,100 | $952 | $650 | $1,310 | $660 |