How Can I Make My Beavercreek, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Beavercreek, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Beavercreek, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $182,500 | $150,000 | $200,000-$250,000 |
| 3 Bedroom | $224,500 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $364,000 | $330,000 | $300,000-$350,000 |
| 5 Bedroom | $190,000 | $160,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Beavercreek, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $643 |
| Superior Protection Discount | -$79 | $714 |
| Fire & Security Discount | -$56 | $738 |
| Hail Resistant Roof Discount | -$16 | $778 |
| Newly Constructed Home Discount | -$230 | $563 |
Choose the Right Deductible for your Beavercreek, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greene County | $1,500 | $738 | $2,238 | $536 | $2,036 | $202 |
| Beavercreek, OH | $1,000 | $784 | $1,784 | $570 | $1,570 | $214 |
| Sugarcreek, OH | $100 | $856 | $956 | $622 | $722 | $234 |
| North Hampton, OH | $700 | $637 | $1,337 | $463 | $1,163 | $174 |
| Bowersville, OH | $300 | $561 | $861 | $408 | $708 | $153 |
| Clay, OH | $2,000 | $651 | $2,651 | $473 | $2,473 | $178 |
| Ithaca, OH | $300 | $471 | $771 | $342 | $642 | $129 |
| Deer Park, OH | $700 | $633 | $1,333 | $460 | $1,160 | $173 |
| Wyoming, OH | $200 | $832 | $1,032 | $605 | $805 | $227 |
| West College Corner, IN | $2,000 | $655 | $2,655 | $476 | $2,476 | $179 |
| Williamsport, OH | $2,000 | $594 | $2,594 | $432 | $2,432 | $162 |
Identify Top Home Insurance Agents near Beavercreek, OH | Back to Top
| Home Insurance Company Beavercreek, OH | Homeowners Insurance Agency Beavercreek, OH | Address | Popularity Score | Distance from Beavercreek (miles) |
|---|---|---|---|---|
| Erie | Simpkins Foley Insurance Associates | 1135 E 2nd Street, Franklin, OH, 45005 | 17.4 | |
| State Farm | Kevin Martin | 3898 Indian Ripple Rd, Beavercreek, OH, 45440-3448 | 3.4 | |
| Liberty Mutual Independent | Wilks Insurance Agency Inc | 319 N 2nd St, Hamilton, OH, 45011 | 35.9 | |
| State Farm | Lonny Key | 1030 Main St, Milford, OH, 45150-1768 | 39.9 | |
| State Farm | Lisa Kee | 843 E Franklin St, Centerville, OH, 45459-5661 | 9.0 | |
| State Farm | Clinton Coble | 1336 Woodman Dr, Dayton, OH, 45432-3496 | 4.7 | |
| Allstate | Jennifer Morehouse | 1120 E Dorothy Ln, Kettering, OH, 45419 | 6.2 | |
| State Farm | Rick Kolmin | 280 N Detroit St, Xenia, OH, 45385-2269 | 6.2 | |
| State Farm | Jim Stocks | 135 W Dorothy Ln Ste 107, Dayton, OH, 45429-1477 | 7.5 | |
| State Farm | Gabe Landes | 1490 N Fairfield Rd Ste C, Beavercreek, OH, 45432-2680 | 1.3 |
Compare Rates for Beavercreek, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $990 | $500 |
| Greene County, OH | $163,500 | $747 | $540 | $1,060 | $520 |
| Beavercreek, OH | $190,600 | $793 | $530 | $1,130 | $600 |
| Sugarcreek, OH | $320,100 | $867 | $600 | $1,220 | $620 |
| North Hampton, OH | $107,700 | $645 | $430 | $900 | $470 |
| Bowersville, OH | $81,200 | $568 | $410 | $800 | $390 |
| Clay, OH | $134,000 | $659 | $470 | $900 | $430 |
| Ithaca, OH | $55,000 | $477 | $340 | $680 | $340 |
| Deer Park, OH | $125,400 | $641 | $430 | $920 | $490 |
| Wyoming, OH | $305,300 | $843 | $610 | $1,190 | $580 |
| West College Corner, IN | $77,700 | $663 | $480 | $940 | $460 |
| Williamsport, OH | $92,000 | $601 | $410 | $850 | $440 |
Research Home Insurance Companies Reviews in Beavercreek, OH Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: January 05, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
Progressive is by far the cheapest insurance I have purchased. Progressive provides great insurance for a great price. I am offered more coverage for less money.
Date: July 21, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
I'm satisfied with my home insurance cause the costumer service is really god and helpful.They solved my issue really easy and quick.I'm glad i'm their customer.I give them strong 5 score for that
Date: July 03, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I feel the premiums are somewhat high for what we get. We did have it lowered by having a retrofit done on our home.
Date: December 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
We have had our car insurance through progressive for years before we purchased our house. We bundled our plans together, and have not done much research about other companies.
State Farm Home Insurance Reviews
Date: September 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I have a higher deductible, but because I see no real threat to this insurance that I would use it very often if at all. I set my service up this way.
Date: June 16, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Customer Service
They are always fair and knowledgeable about all aspects of home insurance. If it's an odd question, they will research it and follow up promptly on it.
Date: February 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I give the home insurance state farm customer service a 5.They was very helpful when it come down to answer the question. They answer all the tough question that very fast.
Date: January 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Premium and deductible are the reason I choose this policy. It was the only affordable one especially in Malibu California. I have found one two other ones with slightly lower premiums but their deductible was way to high for me to afford even with a full time job.
Allstate Home Insurance Reviews
Date: January 15, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have not had a problem with Allstate's customer service, but I have not needed to use it much. I wish the online customer experience was a little better.
Date: January 15, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
We had a decently low premium with a low deductible on our insurance policy which was much better than the other 3 companies we were researching and received quotes from.
Farm Bureau Home Insurance Reviews
Date: October 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I haven't seen anything much different from the costs associated with my company versus the other companies out there that I've compared them to.
Nationwide Home Insurance Reviews
Date: October 17, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Website/App
The site offers the necessary information to know about the different policies that can be offered for car insurance, life insurance and home insurance.
Travelers Home Insurance Reviews
Date: September 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
They are great. They always answer my questions. I have called in the middle of the night and received service