How Can I Make My Benton, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Benton, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Benton, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $31,500 $30,000 $25,000-$50,000
2 Bedroom $64,500 $60,000 $50,000-$75,000
3 Bedroom $123,000 $100,000 $125,000-$150,000
4 Bedroom $142,000 $120,000 $125,000-$150,000
5 Bedroom $176,500 $170,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Benton, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$106 $601
Superior Protection Discount -$71 $637
Fire & Security Discount -$57 $651
Hail Resistant Roof Discount -$14 $693
Newly Constructed Home Discount -$170 $538

Choose the Right Deductible for your Benton, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Marshall County $2,500 $819 $3,319 $595 $3,095 $224
Benton, KY $700 $699 $1,399 $508 $1,208 $191
Murray, KY $300 $782 $1,082 $568 $868 $214
Clinton, KY $200 $640 $840 $465 $665 $175
Carlisle County, KY $1,000 $680 $1,680 $494 $1,494 $186
Henry County, TN $100 $823 $923 $598 $698 $225
Crayne, KY $2,500 $1,085 $3,585 $788 $3,288 $296
Rosiclare, IL $500 $440 $940 $320 $820 $120
Gleason, TN $1,500 $718 $2,218 $522 $2,022 $196
Eddyville, IL $400 $570 $970 $414 $814 $156

Identify Top Home Insurance Agents near Benton, KY | Back to Top

Home Insurance Company Benton, KY Homeowners Insurance Agency Benton, KY Address Popularity Score Distance from Benton (miles)
Allstate Woodall Agency 110 W Washington St, Princeton, KY, 42445
34.5
Liberty Mutual Independent Goodwin Insurance Agency Inc 312 W Market St, Princeton, KY, 42445
34.5
Liberty Mutual Independent Goodwin Insurance Agency Inc 312 W Market St, Princeton, KY, 42445
34.5
State Farm Chad Cochran 1712 State Route 121 N Ste A, Murray, KY, 42071-8864
14.8
Travelers Morgan Trevathan & Gunn Inc 106 E 12th St, Benton, KY, 42025
3.4
Travelers Morgan Trevathan & Gunn Inc 106 E 12th St, Benton, KY, 42025
3.4
Travelers Bradshaw & Weil Inc 621 Broadway St, Paducah, KY, 42001
20.5
State Farm Larry Krouse 1100 Main St, Benton, KY, 42025-1450
3.4
State Farm Don Nowlin 324 S 6th St, Mayfield, KY, 42066-2310
14.4
State Farm Larry Faughn 402 N Jefferson St, Princeton, KY, 42445-1553
34.8

Compare Rates for Benton, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $650 $1,250 $600
Marshall County, KY $118,100 $829 $570 $1,150 $580
Benton, KY $114,600 $707 $520 $970 $450
Murray, KY $144,300 $791 $540 $1,130 $590
Clinton, KY $69,600 $648 $470 $910 $440
Carlisle County, KY $89,200 $688 $460 $950 $490
Henry County, TN $97,000 $833 $610 $1,170 $560
Crayne, KY $205,000 $1,098 $750 $1,560 $810
Rosiclare, IL $49,800 $445 $300 $610 $310
Gleason, TN $68,300 $727 $520 $1,010 $490
Eddyville, IL $80,000 $577 $400 $820 $420