How Can I Make My Cleveland, OH Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Cleveland, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Cleveland, OH Home Insurance Coverage Levels | Back to Top

Cleveland, OH - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
W 19th Pl, Harvard Ave W, Orchard Ave, Saint Clair Ave NE, Selzer Ct, Pacific Ave, Lytton Ave, Constance Ct, W 190th St, Ships Channel $84,500 $80,000 $75,000-$100,000 $99,000 $80,000 $75,000-$100,000
Munn Rd, E 10th Pl, Erie Ct, E 56th St, Peck Ave, Dundee Dr, W 122nd St, W 77th St, Harlem Ct, Barber Ave $123,000 $100,000 $125,000-$150,000 $170,500 $150,000 $175,000-$200,000
Whittier Ave, Nanford Rd, Cargo Rd, Elm Ct, W 64th Pl, E 45th St, E 124th Pl, Idarose Ave, W St Clair Ave, Colfax Rd $90,000 $80,000 $75,000-$100,000 $75,000 $60,000 $50,000-$75,000
Percy Ave, Ferrell Ave, Friendly Cir, Chard Ave, Cranwood Ave, E 181st St, W 44th Pl, Loma Ct, Enterprise Ave, Preston Ave $73,500 $70,000 $75,000-$100,000 $171,500 $160,000 $125,000-$150,000
Greenview Ave, Robertson Ave, Milverton Rd, Drexmore Rd, Schenely Ave, Vine Ct, Throckley Ave, Courtland Ct, Darley Ave, Dale Ave $94,500 $80,000 $75,000-$100,000 $101,000 $80,000 $100,000-$125,000
Riverbed St, Baldwin Rd, Lockyear Ave, Unity Ave, Bartter Ave, W 81st Pl, N Moreland Blvd, E 46th St, Rawlings Ct, W 101st Pl $92,000 $90,000 $75,000-$100,000 $140,000 $110,000 $100,000-$125,000
Division Ave, St Olga Ave, Emery Ave, W 67th Pl, E 23rd St, Poe Ave, Sebert Ave, Home Ct, W 51st Pl, Ira Ave $65,500 $50,000 $50,000-$75,000 $135,000 $120,000 $125,000-$150,000
Shale Ave, Barrett Ave, Nottingham Rd, Willowdale Ave, Higbee Ave, Albrus Ave, Novak Aly, St Catherine Ave, Jasper Ave, E 24th St $223,500 $200,000 $250,000-$300,000 $286,000 $260,000 $300,000-$350,000
Fairdale Ave, Rhodes Ct, Nemo Ave, Mead Ave, Sunny Glen Ave, Fancher Ave, Barber Ave, Chatham Ave, E 20th St, Grapeland Ave $94,500 $90,000 $100,000-$125,000 $143,500 $130,000 $150,000-$175,000
Fairhill Rd, Effie Rd, E 29th St, Churchill Ave, W 155th St, Crown Ave, Leeds Ave, Tate Ave, Walworth Ave, E 159th St $146,500 $140,000 $125,000-$150,000 $199,000 $170,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Cleveland, OH | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$135 $659
Superior Protection Discount -$71 $723
Fire & Security Discount -$56 $739
Hail Resistant Roof Discount -$24 $770
Newly Constructed Home Discount -$175 $620

Choose your Cleveland, OH Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,794
Physical Damage $2,295
Hail Damage $4,618
Wind Damage $6,687
Expensive Claims
Fire $43,336
Smoke $16,553

Identify Top Home Insurance Agents near Cleveland, OH | Back to Top

Home Insurance Company Cleveland, OH Homeowners Insurance Agency Cleveland, OH Address Popularity Score Distance from Cleveland (miles)
State Farm Guy Hufstetler 333 South Prospect Ave, Hartville, OH, 44632-9464
40.0
Liberty Mutual Independent Insurance Consultants Group Llc 20180 Center Ridge Rd, Rocky River, OH, 44116
8.6
Travelers Hubbard Insurance Agency 22255 Center Ridge Rd #202, Rocky River, OH, 44116
9.7
Travelers Makee Insurance Agency Inc Po Box 1486 , Painesville, OH, 44077
27.3
Allstate Dawson Insurance 1340 Depot St Ste 300, Cleveland, OH, 44116
8.1
Travelers Petit Insurance Agency 203 N Portage Street, Doylestown, OH, 44230
35.0
Allstate Ricardo Prude 21403 Chagrin Blvd Ste 250, Beachwood, OH, 44122
7.9
Allstate Ryan Lange 8181 Avery Rd, Broadview Heights, OH, 44147
9.3
Farmers Jeffrey Sindelar 157 W Aurora Rd, Northfield, OH, 44067
13.3
Liberty Mutual Independent The James B Oswald Co 1100 Superior Ave E Ste 1500, Cleveland, OH, 44114
1.8

Compare Rates for Cleveland, OH Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Ohio $135,100 $712 $510 $1,000 $490
Cuyahoga County, OH $123,900 $665 $450 $920 $470
Cleveland, OH $67,600 $794 $530 $1,100 $570
Berea, OH $129,900 $651 $440 $920 $480
Willoughby Hills, OH $263,200 $782 $520 $1,110 $590
Timberlake, OH $150,900 $745 $530 $1,020 $490
Gloria Glens Park, OH $113,900 $661 $450 $930 $480
Portage Lakes, OH $133,900 $659 $480 $900 $420
Lake County, OH $150,100 $722 $510 $1,000 $490
Suffield, OH $173,100 $661 $440 $940 $500
Clarksfield, OH $154,400 $752 $530 $1,070 $540
Smithville, OH $129,700 $699 $500 $990 $490

Research Home Insurance Companies Reviews in Cleveland, OH Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: January 04, 2020    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
The customer service for State Farm was fantastic, always helpful when I have important questions or very specific ones. They are always nice and helpful, and were quick to get me a tow truck when I needed one a few months back.

Date: September 15, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
State Farm has always given me great service. They give me any information that I need about my policy right away. I was confused about some policy changes and they were able to explain them to me.

Date: March 29, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
compared to others it is probably similar but good enough for me. the only reason i would switch is if another company gave it to me for free


Date: January 02, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
I found that the major homeowner insurance companies such as State Farm, Allstate, etc, offer the same policy coverages. I was able to get a State Farm homeowners policy with the same coverage offered by other companies at a cheaper rate.


Date: December 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
you can compare quotes and coverages from multiple companies. We have an entire network of home insurers to provide a wide range of options. When you get a quote, we'll search our network to match you with a policy based on your info

Date: October 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
If there is damage to the home due to weather, accidents, etc. they would repair/replace anything inside.


Date: September 18, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
It is very easy to navigate and find things that I am looking for information on. I am able to access my policy fairly easy and make payments online.

Date: September 16, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
They were very fast in responding to my roof issues due to weather and paid promptly.

Date: May 28, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I really don't have a lot of communication with them as of yet. I only had one issue with my roof and that was handled very well.

Date: November 23, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I feel that other companies would charge a lot more, however, I am always searching for the best prices.

Allstate Home Insurance Reviews

Date: October 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I like Allstate insurance company because it cover my house and the appliance inside my home , both my car and my daughter car and I received a check when I don't get in and accident every six months.


Date: October 01, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I really like the service system offered by this company as well as civil liability coverage

Date: August 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
In comparison with other companies, this company gives us its direct premium results of 2015 to make us feel very confident that they offer their best services

Date: May 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
it seems to me that it is one of the best home insurances, that it does not have much security and confidence in our homes


Date: May 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
the good things of this company of my taste are that for content it is also included the theft protection

Date: December 01, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
One of the things I like most about the company is its protection for the construction and the content of the fire caused by the vandalism.

Peninsula Insurance Home Insurance Reviews

Date: September 23, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Website/App
I like that I can get on and talk at any time. I can get an advisor on if I should increase my coverage for an item or not. Or If an item is covered if I want to make a claim.

Date: September 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I like that someone is always available for my questions. Whether it's on the site or a telephone call. Someone is usually in the office to talk to me.

Date: August 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I like that someone is always there to offer me advise or help when I need it. Sometimes I call with what I think is a silly question but can turn out to be a big one.

Date: July 31, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
My premium is probably much lower than many home insurance companies. They seem to take into consideration what your home is valued at and how you can pay. Either every six months or once a year.

Date: June 18, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
My home is covered by my insurance. Most of my big ticket items are also covered. like TV and appliances.


Cincinnati Insurance Home Insurance Reviews

Date: October 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
The Website features a detailed hazzlefree explanation on the verious policies and its coverage. One can fully understand the details even without the help of an advisor

Date: October 05, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
The premium covered under this policy is almost same for all other companies. However the attraction is the service provided by the insurer.

Date: October 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
I am really satisfied with the company. However it could be better if the team shows same interest in helping the policy holder to settle claim as they show interest in making us taking the policy

Date: September 20, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
The customer service provided by the company is excellent. The customer service executive is highly helpful on all our queries and was able to clear all our doubts with regard to policy and the reimbursement.

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
The policy have Basic Cover,Hospitalization expenses,Pre-hospitalization expenses,Post hospitalizatio expenses,Day cover expenses,Hospitalization due to accident, maternity cover, now born baby care,and Ayurvedic treatment.


American Modern Insurance Home Insurance Reviews

Date: September 22, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
the website is simple but not user-friendly. our car insurance is through progressive and I love the way things are labeled so you know exactly where to go to get to what you need.

Date: September 18, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
we live in a mobile home so, I think the premium is a little much compared to what others pay that live in a stick built home

Date: March 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
our home, our barn, we have med pay, additional expenses covered for loss of value in our home


Date: November 18, 2017    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I have never had to contact the insurance company so, I cannot verify anything about the company's customer service

Erie Insurance Home Insurance Reviews

Date: February 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I've been happy with it. I haven't had any issues or reasons to contact them and they painlessly take the money out of escrow every year.

Date: December 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I am not dissatisfied with my offering. It is comprehensive and seems to be reasonably priced. In fairness, I haven't had to make a claim on my home owners insurance.


GEICO Home Insurance Reviews

Date: January 10, 2020    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
They were easy and quick to work with and it doesn't cost very much. I already get my car insurance with them too.

Date: January 10, 2020    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
we haven't used our insurance that much so it's tough to rate. I would think that it's pretty similar to other companies offerings.


MetLife Home Insurance Reviews

Date: November 17, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
The premium is a bargain. I work for a large corporation and they formed a partnership so we can get insurance at a reduced rate.

Progressive Home Insurance Reviews

Date: July 28, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
They are competitive on pricing, and have several options to adhere to the requirements I need for my home. Their pricing is very apparent and there are no hidden charges or fees.


Liberty Mutual Home Insurance Reviews

Date: October 14, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
I have been with Liberty Mutual for over 30 years.I left to try to save money, but came back when the service wasn't matched. I have multiple life policies, home, auto, and condo insurance with them.

Nationwide Home Insurance Reviews

Date: December 22, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
They are a large company (which I typically try to avoid if possible) but they have a full list of offerings compared to their competition.


Travelers Home Insurance Reviews

Date: August 10, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
My home insurance is administered by Travelers Insurance Company. The premium is paid through my mortgage company. I have never submitted a claim and have never spoke to the company directly.

Auto Owners Insurance Home Insurance Reviews

Date: October 09, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
the only experience has been starting a policy with Auto Owners a month ago. Very cooperative thus far and have cheaper rates than previous. Also opened an auto and Umbrella policy without complication.

Farmer's Insurance Home Insurance Reviews

Date: December 30, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I got $500 deductible and the premium is so low in my entire life having home insurance, so I am feeling incredible to lower my budget this year.

Allied Insurance Home Insurance Reviews

State Auto Home Insurance Reviews

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