Gavop's guide to buying homeowners insurance in Sangamon County, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$205 | $527 |
| 30 year old | +$11 | $743 |
| 40 year old | +$19 | $751 |
| 50 year old | +$28 | $760 |
| Above 50 year old | +$35 | $768 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $615 |
| Superior Protection Discount | -$66 | $666 |
| Fire & Security Discount | -$73 | $659 |
| Hail Resistant Roof Discount | -$22 | $710 |
| Newly Constructed Home Discount | -$205 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sangamon County | $1,000 | $724 | $1,724 | $526 | $1,526 | $198 |
| Sangamon County, IL | $1,500 | $724 | $2,224 | $526 | $2,026 | $198 |
| Williams, IL | $100 | $808 | $908 | $587 | $687 | $221 |
| Pawnee, IL | $1,000 | $730 | $1,730 | $531 | $1,531 | $200 |
| Williamsville, IL | $200 | $813 | $1,013 | $591 | $791 | $222 |
| North Palmyra, IL | $700 | $568 | $1,268 | $413 | $1,113 | $155 |
| Ricks, IL | $500 | $575 | $1,075 | $418 | $918 | $157 |
| Allens Grove, IL | $2,500 | $521 | $3,021 | $378 | $2,878 | $142 |
| Litchfield, IL | $300 | $825 | $1,125 | $600 | $900 | $226 |
| Forest City, IL | $700 | $581 | $1,281 | $422 | $1,122 | $159 |
| Wilsonville, IL | $200 | $465 | $665 | $338 | $538 | $127 |
| Patterson, IL | $1,500 | $507 | $2,007 | $368 | $1,868 | $139 |
| Home Insurance Company Sangamon County, IL | Homeowners Insurance Agency Sangamon County, IL | Address | Popularity Score | Distance from Sangamon County (miles) |
|---|---|---|---|---|
| State Farm | Ron Moreland | 1315 Wabash Ave, Springfield, IL, 62704 | 0.9 | |
| Travelers | Siegert-Lees Insurance | 28 E 2nd St , Pana, IL, 62557 | 40.1 | |
| State Farm | Jake Pembrook | 3001 Spring Mill Dr, Springfield, IL, 62704-6566 | 2.9 | |
| State Farm | Mike Mcnicholas | 4341 Conestoga Dr, Springfield, IL, 62711-8081 | 2.6 | |
| Allstate | Insurance Center | 527 S Promenade St, Havana, IL, 62644 | 42.7 | |
| State Farm | Russ Ramsey | 3255 W Iles Ave, Springfield, IL, 62711-9671 | 3.1 | |
| State Farm | Ed Blasius | 2025 W Iles Ave Ste C, Springfield, IL, 62704-4197 | 1.7 | |
| State Farm | Fredia Hawthorne | 2901 Stanton St, Springfield, IL, 62703-4314 | 2.3 | |
| Travelers | Prairie State Insurance Agency Inc | 430 E Vine St, Springfield, IL, 62703 | 2.3 | |
| State Farm | Jeff Elston | 1405 Adl Stevenson Dr, Springfield, IL, 62703-4255 | 1.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,210 | $600 |
| Sangamon County, IL | $136,100 | $732 | $510 | $1,030 | $520 |
| Sangamon County, IL | $136,100 | $732 | $520 | $1,010 | $490 |
| Williams, IL | $163,600 | $818 | $600 | $1,170 | $570 |
| Pawnee, IL | $129,700 | $739 | $540 | $1,020 | $480 |
| Williamsville, IL | $166,200 | $823 | $560 | $1,180 | $620 |
| North Palmyra, IL | $79,400 | $575 | $400 | $820 | $420 |
| Ricks, IL | $81,100 | $582 | $410 | $800 | $390 |
| Allens Grove, IL | $67,800 | $527 | $380 | $720 | $340 |
| Litchfield, IL | $76,900 | $835 | $580 | $1,190 | $610 |
| Forest City, IL | $82,700 | $588 | $420 | $840 | $420 |
| Wilsonville, IL | $55,200 | $471 | $320 | $650 | $330 |
| Patterson, IL | $64,400 | $513 | $350 | $730 | $380 |