How Can I Make My West Hartford, CT Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in West Hartford, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your West Hartford, CT Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $101,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $163,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $378,000 | $320,000 | $400,000-$500,000 |
| 4 Bedroom | $315,000 | $260,000 | $350,000-$400,000 |
| 5 Bedroom | $506,000 | $430,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in West Hartford, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $1,086 |
| Superior Protection Discount | -$114 | $1,149 |
| Fire & Security Discount | -$139 | $1,124 |
| Hail Resistant Roof Discount | -$25 | $1,237 |
| Newly Constructed Home Discount | -$366 | $897 |
Choose the Right Deductible for your West Hartford, CT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hartford County | $2,000 | $1,063 | $3,063 | $773 | $2,773 | $291 |
| West Hartford, CT | $2,000 | $1,248 | $3,248 | $907 | $2,907 | $341 |
| Windsor Locks, CT | $200 | $847 | $1,047 | $615 | $815 | $231 |
| Morris, CT | $2,500 | $1,422 | $3,922 | $1,033 | $3,533 | $389 |
| West Springfield Town, MA | $400 | $816 | $1,216 | $593 | $993 | $223 |
| New Haven County, CT | $1,500 | $1,169 | $2,669 | $849 | $2,349 | $319 |
| Monson, MA | $100 | $856 | $956 | $622 | $722 | $234 |
| Essex Village, CT | $2,000 | $1,650 | $3,650 | $1,199 | $3,199 | $451 |
| Northampton, MA | $100 | $898 | $998 | $652 | $752 | $245 |
| Lisbon, CT | $700 | $1,120 | $1,820 | $814 | $1,514 | $306 |
| Preston, CT | $400 | $1,164 | $1,564 | $846 | $1,246 | $318 |
| New Fairfield, CT | $2,000 | $1,047 | $3,047 | $761 | $2,761 | $286 |
Identify Top Home Insurance Agents near West Hartford, CT | Back to Top
| Home Insurance Company West Hartford, CT | Homeowners Insurance Agency West Hartford, CT | Address | Popularity Score | Distance from West Hartford (miles) |
|---|---|---|---|---|
| Travelers | Milburn Insurance Group Llc | 750 Straits Tpke Ste 2f, Middlebury, CT, 6762 | 23.6 | |
| Allstate | David Colella | 34 York St, Guilford, CT, 6437 | 33.2 | |
| State Farm | Jeremy Davino | 784 Farmington Ave, Farmington, CT, 06032-2367 | 4.5 | |
| Liberty Mutual Independent | Associated Insurance Services | 106 W Main St, Plainville, CT, 6062 | 9.0 | |
| Travelers | The Insurance Store | 4133 Whitney Ave Ste 2a, Hamden, CT, 6518 | 23.8 | |
| Travelers | Adion Financial Group | 80 Commerce St, Glastonbury, CT, 6033 | 9.4 | |
| State Farm | Coe Bancroft | 41a Welles St, Glastonbury, CT, 06033-2047 | 8.5 | |
| State Farm | Ardit Bita | 935 White Plains Rd Ste 201, Trumbull, CT, 06611-4547 | 42.7 | |
| Allstate | Joseph Aldo | 601 Boston Post Rd, Milford, CT, 6460 | 40.2 | |
| Liberty Mutual Independent | Howe/First Assurance Assoc | 1100 New Britain Ave Ste 103, West Hartford, CT, 6110 | 2.7 |
Compare Rates for West Hartford, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $860 | $1,780 | $920 |
| Hartford County, CT | $235,300 | $1,076 | $790 | $1,530 | $740 |
| West Hartford, CT | $326,000 | $1,263 | $870 | $1,810 | $940 |
| Windsor Locks, CT | $190,400 | $857 | $570 | $1,210 | $640 |
| Morris, CT | $339,000 | $1,439 | $980 | $2,060 | $1,080 |
| West Springfield Town, MA | $213,800 | $826 | $600 | $1,170 | $570 |
| New Haven County, CT | $244,400 | $1,183 | $850 | $1,620 | $770 |
| Monson, MA | $234,200 | $867 | $620 | $1,190 | $570 |
| Essex Village, CT | $409,600 | $1,670 | $1,220 | $2,350 | $1,130 |
| Northampton, MA | $318,000 | $909 | $620 | $1,250 | $630 |
| Lisbon, CT | $227,100 | $1,134 | $810 | $1,610 | $800 |
| Preston, CT | $242,800 | $1,178 | $840 | $1,610 | $770 |
| New Fairfield, CT | $356,600 | $1,060 | $760 | $1,510 | $750 |
Research Home Insurance Companies Reviews in West Hartford, CT Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: July 27, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
Progressive is always fairly short and they are available online chat too. I love how personable and polite they are. They are also knowledgeable.
Date: June 06, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Customer Service
I bought my insurance online and I have had no reason to seek a claim, I actually have no experience speaking with Progressive's customer service.