Gavop shows you how to buy homeowners insurance in Dunbar, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Dunbar, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 13th St, Clyde Ct, Stover Rd, 33rd St W, 15th St, Capehart Ln, Chestnut Ave, Rebecca St, Hamblin Ln, 18th St | $83,500 | $80,000 | $50,000-$75,000 | $58,500 | $50,000 | $50,000-$75,000 |
| 1st Ave S, Co Rte 35/4, Ann Ct, Marshall Ave, 28th St, Bruce St, Crystal Dr, 35th St W, Woodpath Ln, Hayes Ave | $159,500 | $130,000 | $150,000-$175,000 | $140,000 | $120,000 | $100,000-$125,000 |
| Saint Patrick Cir, 34th St W, 20th St, Taft St, Thompson Cir, Shafer Rd, Gillespie Dr, 30th St W, Pinewood Dr, 17th St | $77,500 | $70,000 | $75,000-$100,000 | $60,500 | $60,000 | $25,000-$50,000 |
| Ashbrook Dr, Elvira Rd, Tipperary St, Karen Cir, Kilarney St, Scraggs Dr, Bush St, 16th St, Savory Dr, Co Rte 5/21 | $139,000 | $120,000 | $150,000-$175,000 | $100,500 | $90,000 | $100,000-$125,000 |
| Slaughter Dr, Hutchinson St, Carroll Ct, Wildwood Acres Dr, Hulbert Dr, Pring Dr, Brown St, Roxalana Hills Dr, Lightner Ave, Winston Ct | $94,000 | $80,000 | $75,000-$100,000 | $45,000 | $40,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $521 |
| Superior Protection Discount | -$55 | $558 |
| Fire & Security Discount | -$49 | $564 |
| Hail Resistant Roof Discount | -$12 | $601 |
| Newly Constructed Home Discount | -$135 | $478 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kanawha County | $1,000 | $690 | $1,690 | $501 | $1,501 | $189 |
| Dunbar, WV | $700 | $606 | $1,306 | $440 | $1,140 | $165 |
| Sissonville, WV | $100 | $645 | $745 | $469 | $569 | $176 |
| Boone County, WV | $2,500 | $688 | $3,188 | $500 | $3,000 | $188 |
| Page, WV | $200 | $454 | $654 | $330 | $530 | $124 |
| McConnell, WV | $2,000 | $636 | $2,636 | $462 | $2,462 | $174 |
| Westmoreland, WV | $300 | $657 | $957 | $477 | $777 | $180 |
| Addison, OH | $2,500 | $589 | $3,089 | $428 | $2,928 | $161 |
| Glen Jean, WV | $400 | $766 | $1,166 | $556 | $956 | $209 |
| Mount Hope, WV | $2,500 | $555 | $3,055 | $404 | $2,904 | $152 |
| Middleport, OH | $400 | $502 | $902 | $365 | $765 | $137 |
| Home Insurance Company Dunbar, WV | Homeowners Insurance Agency Dunbar, WV | Address | Popularity Score | Distance from Dunbar (miles) |
|---|---|---|---|---|
| Allstate | Travis Foster | 127 Goff Mountain Rd, Cross Lanes, WV, 25313 | 4.6 | |
| State Farm | Mick Hager | 120 Walnut St, Saint Albans, WV, 25177-2040 | 3.9 | |
| State Farm | Rob Bowers | 801 6th Ave, Saint Albans, WV, 25177-2918 | 5.1 | |
| State Farm | Brandon Huffman | 5506 Big Tyler Road, Cross Lanes, WV, 25313 | 4.7 | |
| State Farm | Melinda Taylor | 101 Penn Ave, Charleston, WV, 25302-2314 | 8.4 | |
| Allstate | James Beheler | 203 B St, Saint Albans, WV, 25177 | 5.7 | |
| State Farm | Bill Mangus | 801 Dunbar Ave, Dunbar, WV, 25064-3218 | 0.7 | |
| Allstate | Tresa L. Davis-Weir | 4848 Maccorkle Ave Sw, South Charleston, WV, 25309 | 1.1 | |
| Allstate | Liz Underwood | 3822 Maccorkle Ave Se, Charleston, WV, 25304 | 8.4 | |
| Liberty Mutual Independent | Payne & Garlow Insurance | 1217 Quarrier St, Charleston, WV, 25301 | 6.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $480 | $1,000 | $520 |
| Kanawha County, WV | $111,200 | $698 | $510 | $1,000 | $490 |
| Dunbar, WV | $92,800 | $613 | $410 | $840 | $430 |
| Sissonville, WV | $105,400 | $653 | $440 | $890 | $450 |
| Boone County, WV | $71,800 | $696 | $510 | $960 | $450 |
| Page, WV | $44,700 | $460 | $310 | $650 | $340 |
| McConnell, WV | $88,600 | $644 | $440 | $910 | $470 |
| Westmoreland, WV | $109,600 | $665 | $450 | $910 | $460 |
| Addison, OH | $90,200 | $596 | $410 | $840 | $430 |
| Glen Jean, WV | $129,500 | $775 | $530 | $1,060 | $530 |
| Mount Hope, WV | $67,500 | $562 | $400 | $800 | $400 |
| Middleport, OH | $63,300 | $508 | $350 | $720 | $370 |