Gavop's guide to buying homeowners insurance in Franklin, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Franklin, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rte 1721, Duffy St, Fairview Dr, Kimberly Dr, Chestnut St, Bailey Dr, US Hwy 258, Barrister Ln, Crescent Dr, N High St | $220,000 | $180,000 | $250,000-$300,000 | $166,000 | $140,000 | $150,000-$175,000 |
| State Rte 1713, E 4th Ave, Brandon Ln, State Rte 1703, Sachs Ave, Fair St, State Rte 1712, S College Dr, Stewart Dr, Cobb St | $131,500 | $120,000 | $100,000-$125,000 | $150,500 | $130,000 | $150,000-$175,000 |
| E 3rd Ave, State Rte 1722, Sunset Dr, Rosewood Ave, State Rte 714, N Mechanic St, W 5th Ave, Bruce St, North Dr, Vaughans Ln | $133,000 | $110,000 | $150,000-$175,000 | $147,500 | $130,000 | $100,000-$125,000 |
| Dorchester St, Willis Rd, Washington St, Pace Ct, Regency Ln, South St, N Franklin St, Forest Pine Rd, Beale Ct, Madison St | $155,500 | $140,000 | $150,000-$175,000 | $169,000 | $150,000 | $175,000-$200,000 |
| Clay St, Lakeview Rd, Lake Cres, State Rte 687, Queens Ln, Trail Rd, Pine St, Morton St, Thomas St, Roosevelt St | $237,500 | $190,000 | $200,000-$250,000 | $249,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $574 |
| Superior Protection Discount | -$71 | $637 |
| Fire & Security Discount | -$57 | $651 |
| Hail Resistant Roof Discount | -$21 | $687 |
| Newly Constructed Home Discount | -$184 | $524 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,319 |
| Hail Damage | $4,948 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,389 |
| Home Insurance Company Franklin, VA | Homeowners Insurance Agency Franklin, VA | Address | Popularity Score | Distance from Franklin (miles) |
|---|---|---|---|---|
| State Farm | Nina Ambrose | 800 Juniper Cres Ste C, Chesapeake, VA, 23320-2689 | 40.0 | |
| State Farm | Patty Rhodes | 1200 Armory Dr Ste B, Franklin, VA, 23851-2463 | 0.9 | |
| Erie | Turntine Insurance Agency Inc. | 424 Market Street Suite 203, Suffolk, VA, 23434 | 19.9 | |
| Travelers | Insurance Agency Services Llc | 607 W Washington St, Suffolk, VA, 23434 | 19.5 | |
| State Farm | Sharon Lynch | 3617 Dam Neck Rd, Virginia Beach, VA, 23453 | 47.7 | |
| Nationwide | Villanueva Agency Ltd | 11024 Warwick Blvd, Newport News, VA, 23601-3229 | 36.0 | |
| State Farm | Mike Lindsey | Ste 100b 927 Battlefield Blvd N, Chesapeake, VA, 23320-4853 | 38.8 | |
| Allstate | Lee Ann Sullivan | 640 Independence Pkwy Ste 200, Chesapeake, VA, 23320 | 38.2 | |
| State Farm | Patty Heath | 12600 Jefferson Ave Ste B, Newport News, VA, 23602-4371 | 38.9 | |
| State Farm | Bob Fitzgerald | 817 Greenbrier Parkway, Chesapeake, VA, 23320-3647 | 40.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,340 | $660 |
| Capron, VA | $178,100 | $825 | $570 | $1,140 | $570 |
| Franklin, VA | $186,100 | $708 | $510 | $1,010 | $500 |
| Reynoldson, NC | $165,100 | $909 | $660 | $1,290 | $630 |
| Waverly, VA | $128,200 | $675 | $450 | $940 | $490 |
| Ahoskie, NC | $100,700 | $583 | $400 | $820 | $420 |
| Mintonsville, NC | $79,800 | $512 | $370 | $700 | $330 |
| South Mills, NC | $219,800 | $1,088 | $780 | $1,530 | $750 |
| Garysburg, NC | $62,000 | $401 | $270 | $550 | $280 |
| Hertford, NC | $133,500 | $783 | $540 | $1,070 | $530 |
| Hampton, VA | $186,600 | $819 | $560 | $1,130 | $570 |
| Gloucester Point, VA | $236,200 | $779 | $540 | $1,070 | $530 |