Gavop's guide to buying homeowners insurance in Upper Leacock, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $112,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $148,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $229,000 | $190,000 | $250,000-$300,000 |
| 5 Bedroom | $395,500 | $330,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $588 |
| Superior Protection Discount | -$64 | $645 |
| Fire & Security Discount | -$50 | $659 |
| Hail Resistant Roof Discount | -$21 | $688 |
| Newly Constructed Home Discount | -$206 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lancaster County | $1,500 | $754 | $2,254 | $548 | $2,048 | $206 |
| Upper Leacock, PA | $2,500 | $700 | $3,200 | $509 | $3,009 | $191 |
| Smoketown, PA | $500 | $842 | $1,342 | $612 | $1,112 | $230 |
| Lower Chanceford, PA | $1,500 | $756 | $2,256 | $549 | $2,049 | $207 |
| Muhlenberg, PA | $300 | $650 | $950 | $472 | $772 | $178 |
| North Star, DE | $1,500 | $847 | $2,347 | $616 | $2,116 | $232 |
| Gilbertsville, PA | $100 | $899 | $999 | $653 | $753 | $246 |
| Paxtonia, PA | $1,500 | $633 | $2,133 | $460 | $1,960 | $173 |
| Progress, PA | $500 | $652 | $1,152 | $474 | $974 | $178 |
| Perryman, MD | $1,500 | $777 | $2,277 | $564 | $2,064 | $212 |
| Marple, PA | $400 | $804 | $1,204 | $584 | $984 | $220 |
| Bridgeport, PA | $2,500 | $786 | $3,286 | $572 | $3,072 | $215 |
| Home Insurance Company Upper Leacock, PA | Homeowners Insurance Agency Upper Leacock, PA | Address | Popularity Score | Distance from Upper Leacock (miles) |
|---|---|---|---|---|
| State Farm | Ed Hart | 95 Dowlin Forge Rd, Exton, PA, 19341-1548 | 27.6 | |
| Allstate | Joseph Bracken | 1918 Darby Rd, Havertown, PA, 19083 | 46.9 | |
| Allstate | Peter Hughes | 2546 W Chester Pike, Broomall, PA, 19008 | 44.3 | |
| Travelers | The Beacon Group Of Companies | 120 S Warner Rd, King Of Prussia, PA, 19406 | 41.4 | |
| State Farm | John Conner | 1153 Penn Ave, Wyomissing, PA, 19610-2033 | 20.9 | |
| State Farm | George Wernery | 110 W Eagle Rd, Havertown, PA, 19083-1110 | 46.6 | |
| Travelers | Wills Insurance Management Inc | 130 N Henderson Rd, King Of Prussia, PA, 19406 | 43.4 | |
| Allstate | Joseph Mathew | 6449 Market St Ste 1, Upper Darby, PA, 19082 | 50.1 | |
| Travelers | Boardman-Hamilton Company | 8459 Ridge Ave, Philadelphia, PA, 19128 | 50.1 | |
| Farmers | David Samuel | 5297 Lincoln Hwy, Gap, PA, 17527 | 10.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,070 | $560 |
| Lancaster County, PA | $193,200 | $763 | $510 | $1,060 | $550 |
| Upper Leacock, PA | $224,600 | $709 | $520 | $1,010 | $490 |
| Smoketown, PA | $228,800 | $852 | $570 | $1,220 | $650 |
| Lower Chanceford, PA | $181,300 | $765 | $560 | $1,090 | $530 |
| Muhlenberg, PA | $150,900 | $658 | $440 | $940 | $500 |
| North Star, DE | $435,300 | $857 | $680 | $1,140 | $460 |
| Gilbertsville, PA | $258,700 | $910 | $620 | $1,300 | $680 |
| Paxtonia, PA | $180,100 | $641 | $430 | $880 | $450 |
| Progress, PA | $152,300 | $660 | $480 | $940 | $460 |
| Perryman, MD | $186,000 | $786 | $620 | $990 | $370 |
| Marple, PA | $350,200 | $813 | $580 | $1,150 | $570 |
| Bridgeport, PA | $198,400 | $796 | $570 | $1,090 | $520 |