How Can I Make My Addison, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Addison, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Addison, IL Home Insurance Coverage Levels | Back to Top
| Addison, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cardinal St, E Alden Dr, Roy Dr, Dale Dr, National Ave, Crestwood Rd, Brentwood Dr, Indiana St, E North End Ave, Millers Xing | $166,500 | $150,000 | $175,000-$200,000 | $174,000 | $150,000 | $175,000-$200,000 |
| Bernice Dr, W Wood Ave, Adeline Ave, S Addison Rd, W Moreland Ave, Red Oak St, N Iowa Ave, Westgate St, Edgewood Ave, E Armitage Ave | $287,500 | $270,000 | $250,000-$300,000 | $146,000 | $140,000 | $100,000-$125,000 |
| Clubview Ct, Pine Grove Ave, E Jefferson St, North Cir, W Armitage Ave, Robin Ln, E Moreland Ave, W Diversey Ave, Arthur Ct, Ferndale Ave | $466,000 | $410,000 | $400,000-$500,000 | $325,500 | $270,000 | $350,000-$400,000 |
| S Rush St, Medinah St, White Pine Rd, Victory Pkwy, S Church Rd, Railroad Ave, W Myrick Ave, E Center St, Broadview Ave, Annoreno Dr | $266,000 | $250,000 | $250,000-$300,000 | $112,000 | $90,000 | $125,000-$150,000 |
| Ferrari Dr, Dale Rd, Victory Pkwy, Elmhurst St, Pine Ln, Verrill Ave, N Myrtle Ave, E Stone Ave, Carter Ct, Armitage Ct | $295,000 | $280,000 | $250,000-$300,000 | $221,500 | $190,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Addison, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $775 |
| Superior Protection Discount | -$91 | $821 |
| Fire & Security Discount | -$73 | $839 |
| Hail Resistant Roof Discount | -$27 | $885 |
| Newly Constructed Home Discount | -$219 | $693 |
Choose the Right Deductible for your Addison, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DuPage County | $1,000 | $974 | $1,974 | $708 | $1,708 | $266 |
| Addison, IL | $2,500 | $901 | $3,401 | $655 | $3,155 | $246 |
| Des Plaines, IL | $100 | $903 | $1,003 | $656 | $756 | $247 |
| Chicago, IL | $1,500 | $892 | $2,392 | $648 | $2,148 | $244 |
| Homer, IL | $300 | $981 | $1,281 | $713 | $1,013 | $268 |
| Ingalls Park, IL | $1,500 | $618 | $2,118 | $449 | $1,949 | $169 |
| North, IN | $200 | $788 | $988 | $573 | $773 | $215 |
| Antioch, IL | $1,500 | $724 | $2,224 | $526 | $2,026 | $198 |
| Afton, IL | $400 | $874 | $1,274 | $635 | $1,035 | $239 |
| Northville, IL | $700 | $705 | $1,405 | $513 | $1,213 | $193 |
| New Chicago, IN | $100 | $660 | $760 | $480 | $580 | $180 |
| Brighton, WI | $2,500 | $784 | $3,284 | $570 | $3,070 | $214 |
Identify Top Home Insurance Agents near Addison, IL | Back to Top
| Home Insurance Company Addison, IL | Homeowners Insurance Agency Addison, IL | Address | Popularity Score | Distance from Addison (miles) |
|---|---|---|---|---|
| State Farm | Judith Gleason | 2643 N Harlem Ave, Chicago, IL, 60707-1629 | 9.1 | |
| State Farm | Beata Babel | 7831 W Lawrence Ave, Norridge, IL, 60706-3211 | 8.2 | |
| Farmers | Frank Magri | 8 W Devon Ave, Park Ridge, IL, 60068 | 8.9 | |
| State Farm | John Curcio | 505 Warrenville Rd Ste 103, Lisle, IL, 60532-1668 | 10.5 | |
| State Farm | Tim Curry | 169 E Butterfield Rd Ste 2, Elmhurst, IL, 60126-5166 | 5.9 | |
| Farmers | Jack Krzosek | 3840 N Harlem Ave, Chicago, IL, 60634 | 8.9 | |
| Allstate | Jeffrey Dziedzic | 624 W Veterans Pkwy Ste D, Yorkville, IL, 60560 | 31.6 | |
| Farmers | Adam Truch | 29w002 Main St Ste 201b, Warrenville, IL, 60555 | 13.8 | |
| Allstate | Manjinder Sheppard | 11801 Southwest Hwy Ste 3n, Palos Heights, IL, 60463 | 20.6 | |
| State Farm | Matt Kammer | 1218 S Highland Ave, Lombard, IL, 60148-4546 | 6.3 |
Compare Rates for Addison, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,200 | $630 |
| DuPage County, IL | $289,900 | $986 | $720 | $1,410 | $690 |
| Addison, IL | $241,100 | $912 | $630 | $1,300 | $670 |
| Des Plaines, IL | $242,600 | $914 | $650 | $1,290 | $640 |
| Chicago, IL | $234,500 | $902 | $660 | $1,250 | $590 |
| Homer, IL | $293,900 | $993 | $680 | $1,410 | $730 |
| Ingalls Park, IL | $93,100 | $626 | $440 | $860 | $420 |
| North, IN | $114,200 | $798 | $540 | $1,140 | $600 |
| Antioch, IL | $192,200 | $732 | $530 | $1,010 | $480 |
| Afton, IL | $199,800 | $885 | $650 | $1,260 | $610 |
| Northville, IL | $180,100 | $714 | $490 | $980 | $490 |
| New Chicago, IN | $78,800 | $668 | $470 | $920 | $450 |
| Brighton, WI | $259,300 | $794 | $550 | $1,140 | $590 |
Research Home Insurance Companies Reviews in Addison, IL Before Buying | Back to Top
Share a review on your home insurance company
AAA Home Insurance Reviews
Date: June 02, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
The AAA is a great insurance company which I give a 5 for. When calling in they are always professional, go out of their way to assist. When I have needed to file a claim.
Liberty Mutual Home Insurance Reviews
Date: October 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
All damage to the home due to fire, theft, vandalism, accident, and sewer backup is covered. Flooding is not covered, but we could opt for an additional policy to cover it.
Allstate Home Insurance Reviews
Date: July 08, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Premium
The premium and deductible are way better than any other company. They have a lot of good discounts that brought down the price, and they have a loyalty discount that will be helpful in the future.
Travelers Home Insurance Reviews
Date: February 26, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I do not know it comes out of our mortgage payment so I do not have a clue what it is and have never used it I am sure it is on the paper work we have.
Nationwide Home Insurance Reviews
Date: October 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium of my current insurance company compared to other insurance companies for the same coverage is definitely cheaper. I am saving a fortune with my current insurance company.
State Farm Home Insurance Reviews
Date: December 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
The customer service is great. I would rate it a 5, they are quick and efficient. They always have an answer for my questions.