Gavop's guide to buying homeowners insurance in Center Grove, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $132,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $128,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $242,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $253,500 | $230,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $712 |
| Home and Two Car | -$125 | $657 |
| Home and Three Car | -$188 | $594 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dickinson County | $700 | $772 | $1,472 | $561 | $1,261 | $211 |
| Center Grove, IA | $1,500 | $773 | $2,273 | $562 | $2,062 | $211 |
| Jackson, MN | $500 | $820 | $1,320 | $596 | $1,096 | $224 |
| Gillett Grove, IA | $2,000 | $748 | $2,748 | $544 | $2,544 | $204 |
| La Crosse, MN | $1,500 | $1,223 | $2,723 | $889 | $2,389 | $334 |
| Rush Lake, IA | $200 | $417 | $617 | $303 | $503 | $114 |
| Calumet, IA | $700 | $479 | $1,179 | $348 | $1,048 | $131 |
| Lotts Creek, IA | $300 | $1,043 | $1,343 | $758 | $1,058 | $285 |
| Bloom, MN | $1,000 | $1,026 | $2,026 | $745 | $1,745 | $280 |
| Boyden, IA | $200 | $699 | $899 | $508 | $708 | $191 |
| Lewisville, MN | $1,500 | $498 | $1,998 | $362 | $1,862 | $136 |
| Home Insurance Company Center Grove, IA | Homeowners Insurance Agency Center Grove, IA | Address | Popularity Score | Distance from Center Grove (miles) |
|---|---|---|---|---|
| State Farm | Scott Trautman | 3605 Highway 71, Spirit Lake, IA, 51360-7298 | 2.5 | |
| Farmers | Lezlie Boetel | 2005 18th St, Spirit Lake, IA, 51360 | 3.2 | |
| State Farm | Jared Colegrove | 1020 Central Ave, Estherville, IA, 51334-2217 | 13.1 | |
| State Farm | Janelle Van Meveren | 1807 Norris Pl, Spencer, IA, 51301-3451 | 16.8 | |
| Allstate | Dean Barnes | 201 W 7th St, Spencer, IA, 51301 | 16.7 | |
| State Farm | Garry Slota | 521 S Grand Ave, Spencer, IA, 51301-5333 | 17.4 | |
| Travelers | Northstar Agency | 2202 Central Ave, Estherville, IA, 51334 | 13.9 | |
| Travelers | Northwest Consultants Inc | 301 N Main, Everly, IA, 51338 | 19.5 | |
| Travelers | Northwest Consultants Inc | 1015 S Grand, Spencer, IA, 51301 | 17.8 | |
| State Farm | Rick Atkinson | 302 E State St, Algona, IA, 50511-2738 | 48.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,150 | $590 |
| Dickinson County, IA | $175,900 | $781 | $570 | $1,110 | $540 |
| Center Grove, IA | $176,300 | $782 | $520 | $1,100 | $580 |
| Jackson, MN | $109,100 | $830 | $600 | $1,180 | $580 |
| Gillett Grove, IA | $115,400 | $757 | $540 | $1,070 | $530 |
| La Crosse, MN | $214,800 | $1,238 | $890 | $1,700 | $810 |
| Rush Lake, IA | $43,400 | $422 | $290 | $600 | $310 |
| Calumet, IA | $54,500 | $485 | $350 | $680 | $330 |
| Lotts Creek, IA | $242,500 | $1,056 | $750 | $1,450 | $700 |
| Bloom, MN | $155,400 | $1,038 | $710 | $1,440 | $730 |
| Boyden, IA | $101,900 | $707 | $490 | $1,000 | $510 |
| Lewisville, MN | $56,100 | $504 | $350 | $700 | $350 |