Gavop tells you how to get the best homeowners insurance in Hogansville, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $77,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $138,000 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $144,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $185,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $558 |
| Superior Protection Discount | -$61 | $619 |
| Fire & Security Discount | -$54 | $626 |
| Hail Resistant Roof Discount | -$14 | $667 |
| Newly Constructed Home Discount | -$136 | $545 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Troup County | $2,500 | $839 | $3,339 | $609 | $3,109 | $229 |
| Hogansville, GA | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Newnan, GA | $500 | $1,030 | $1,530 | $749 | $1,249 | $281 |
| Molena, GA | $2,500 | $712 | $3,212 | $518 | $3,018 | $195 |
| Carrollton, GA | $200 | $865 | $1,065 | $629 | $829 | $236 |
| Morrison Crossroads, AL | $1,000 | $885 | $1,885 | $643 | $1,643 | $242 |
| Sunny Side, GA | $500 | $649 | $1,149 | $472 | $972 | $177 |
| Hampton, GA | $700 | $793 | $1,493 | $576 | $1,276 | $217 |
| Hapeville, GA | $300 | $649 | $949 | $472 | $772 | $177 |
| Delta, AL | $1,000 | $1,370 | $2,370 | $996 | $1,996 | $374 |
| Hollis Crossroads, AL | $100 | $1,003 | $1,103 | $729 | $829 | $274 |
| Home Insurance Company Hogansville, GA | Homeowners Insurance Agency Hogansville, GA | Address | Popularity Score | Distance from Hogansville (miles) |
|---|---|---|---|---|
| State Farm | Jimmy Rich | 75 Jackson St Ste 303, Newnan, GA, 30263-7511 | 17.4 | |
| State Farm | Jake Stanley | 37 Calumet Pkwy Ste J203, Newnan, GA, 30263-6770 | 19.4 | |
| State Farm | Stephanie Fagerstrom | 28 Hospital Rd, Newnan, GA, 30263-1201 | 17.4 | |
| State Farm | Wilder Saint-Velus | 3507 Veterans Mem Hwy Ste 210, Lithia Spgs, GA, 30122-1474 | 47.0 | |
| Allstate | Michelle Cornett | 101 New Franklin Rd, Lagrange, GA, 30240 | 9.5 | |
| Travelers | Morris & Spradlin Insurance Group Llc | 184a Jefferson Pkwy, Newnan, GA, 30263 | 19.3 | |
| Farmers | Phyllis Brumfield | 297 Country Club Dr, Stockbridge, GA, 30281 | 47.9 | |
| Allstate | Mike Barber | 300d Bullsboro Dr, Newnan, GA, 30263 | 19.1 | |
| Liberty Mutual Independent | Matrix Insurance Agency | 25 Greenville St, Newnan, GA, 30263 | 16.9 | |
| Travelers | Williams Insurance Agency | 125 Temple Ave, Newnan, GA, 30264 | 17.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $700 | $1,390 | $690 |
| Troup County, GA | $125,000 | $849 | $610 | $1,210 | $600 |
| Hogansville, GA | $97,600 | $681 | $470 | $950 | $480 |
| Newnan, GA | $193,200 | $1,043 | $740 | $1,440 | $700 |
| Molena, GA | $95,600 | $721 | $520 | $1,020 | $500 |
| Carrollton, GA | $133,200 | $876 | $630 | $1,220 | $590 |
| Morrison Crossroads, AL | $85,600 | $896 | $650 | $1,240 | $590 |
| Sunny Side, GA | $106,400 | $657 | $450 | $940 | $490 |
| Hampton, GA | $143,300 | $802 | $550 | $1,100 | $550 |
| Hapeville, GA | $106,500 | $657 | $470 | $930 | $460 |
| Delta, AL | $182,600 | $1,387 | $1,010 | $1,910 | $900 |
| Hollis Crossroads, AL | $104,300 | $1,015 | $720 | $1,410 | $690 |