Gavop's guide to buying homeowners insurance in Ottawa, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Ottawa, KS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Princeton Cir Dr, Indiana Rd, N Ransom St, E Massasoit St, E 17th Ter, S Hickory St, E Main St, S Poplar St, E Scott St, Iowa Rd | $142,000 | $120,000 | $125,000-$150,000 | $82,500 | $70,000 | $50,000-$75,000 |
| E 6th St, E 7th St, Douglas Ter, E Minnie St, Osborne Ln, Enterprise St, Cleveland St, N Center Ave, Eisenhower Rd, 4th St | $161,000 | $130,000 | $175,000-$200,000 | $89,500 | $80,000 | $75,000-$100,000 |
| E 5th St, S Princeton Cir Dr, Elderberry Ln, 2400 Rd, Green St, N Poplar St, W 7th Street Ter, 14th St, W 14th St, Red Jacket St | $134,000 | $120,000 | $100,000-$125,000 | $66,500 | $50,000 | $75,000-$100,000 |
| Ols Hwy 50, W 13th St, E 11th St, N Cedar St, E Garfield St, Delaware Ter, S Pecan St, E 15th St, N Davis Rd, 13th St | $101,500 | $90,000 | $75,000-$100,000 | $94,000 | $80,000 | $75,000-$100,000 |
| N Industrial Ave, N Spruce St, Tennessee Rd, E Pontiac St, S Chestnut St, Binder Ln, S Meadow Ln, North St, Hickory St, Haskell Rd | $165,000 | $150,000 | $150,000-$175,000 | $123,000 | $110,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $745 |
| Home and Two Car | -$131 | $688 |
| Home and Three Car | -$197 | $622 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,537 |
| Hail Damage | $4,759 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,389 |
| Home Insurance Company Ottawa, KS | Homeowners Insurance Agency Ottawa, KS | Address | Popularity Score | Distance from Ottawa (miles) |
|---|---|---|---|---|
| Farmers | Sean Phipps | 11880 College Blvd Ste 202, Overland Park, KS, 66210 | 37.0 | |
| Travelers | Integrity Insurance Services | 8900 Indian Creek Pkwy Ste 250, Overland Park, KS, 66210 | 38.6 | |
| Travelers | The Sloan Agency | 7400 State Line Rd Ste 202, Prairie Village, KS, 66208 | 44.7 | |
| State Farm | Michael Baca | 4701 College Blvd Ste 208, Leawood, KS, 66211-1934 | 40.6 | |
| Travelers | Cretcher Heartland | 4551 W 107th St Fl 3, Overland Park, KS, 66207 | 41.0 | |
| Farmers | Theresa Geving | 10256 W 87th St, Overland Park, KS, 66212 | 39.6 | |
| State Farm | Mel Hawk | 15201 W 87th Strt Pkwy, Lenexa, KS, 66219-1409 | 37.3 | |
| State Farm | Harlan Parker | 13095 S Mur Len Rd Ste 180, Olathe, KS, 66062-1298 | 33.1 | |
| State Farm | Steve Dickerson | 10801 W 87th St Ste 200, Overland Park, KS, 66214-1658 | 39.4 | |
| State Farm | John Novosel | 7111 W 98th Ter Ste 120, Overland Park, KS, 66212-6158 | 40.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Franklin County, KS | $121,700 | $909 | $710 | $1,230 | $520 |
| Ottawa, KS | $98,900 | $819 | $640 | $1,110 | $470 |
| Appanoose, KS | $120,800 | $1,274 | $990 | $1,720 | $730 |
| Agency, KS | $40,800 | $725 | $570 | $980 | $410 |
| Reeder, KS | $165,000 | $1,470 | $1,150 | $1,980 | $830 |
| Hillsdale, KS | $144,200 | $1,386 | $1,080 | $1,870 | $790 |
| Louisburg, KS | $162,300 | $1,460 | $1,140 | $1,970 | $830 |
| Arvonia, KS | $169,100 | $1,486 | $1,160 | $2,010 | $850 |
| Grantville, KS | $75,000 | $996 | $780 | $1,340 | $560 |
| Stranger, KS | $211,500 | $1,621 | $1,260 | $2,190 | $930 |
| West Point, MO | $110,700 | $982 | $700 | $1,400 | $700 |
| Admire, KS | $55,000 | $845 | $660 | $1,140 | $480 |