Gavop's guide to buying homeowners insurance in Hyde County, SD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hyde County, SD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 211th St, 194th St, 330th Ave, 199th St, 331st Ave, Co Rd 154, 341st Ave, Co Rd 45, 207th St, 6th St | $68,500 | $60,000 | $75,000-$100,000 | $58,000 | $50,000 | $50,000-$75,000 |
| Co Rd 648, 209th St, 339th Ave, Logan Ave SW, Co Rd 645, Iowa Ave N, 201st St, Co Rd 961, 195th St, Scoby Ave | $125,500 | $110,000 | $125,000-$150,000 | $89,000 | $80,000 | $75,000-$100,000 |
| 177th St, Parker Ave, S Dakota Hwy 47, 340th Ave, Co Rd 649, Commercial Ave, Iowa Ave, Commercial Ave NE, 342nd Ave, Dakota Ave SE | $69,000 | $60,000 | $75,000-$100,000 | $41,500 | $40,000 | $25,000-$50,000 |
| 173rd St, 192nd St, 179th St, 325th Ave, Ash Ave SE, Holabird Grade, 2nd St SW, First St SW, 172 St, 326th Ave | $107,000 | $100,000 | $100,000-$125,000 | $106,000 | $90,000 | $75,000-$100,000 |
| 204th St, Charles St, 328th Ave, First W, 198th St, Co Rd 775, Maple Ave, 335th Ave, 2nd St SE, State Hwy 34 | $110,000 | $90,000 | $125,000-$150,000 | $61,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $522 |
| Superior Protection Discount | -$58 | $586 |
| Fire & Security Discount | -$52 | $593 |
| Hail Resistant Roof Discount | -$19 | $625 |
| Newly Constructed Home Discount | -$161 | $483 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hyde County | $1,000 | $637 | $1,637 | $463 | $1,463 | $174 |
| Hyde County, SD | $700 | $637 | $1,337 | $463 | $1,163 | $174 |
| Sully County, SD | $300 | $734 | $1,034 | $534 | $834 | $201 |
| Wheaton, SD | $1,500 | $991 | $2,491 | $720 | $2,220 | $271 |
| Central Potter, SD | $700 | $1,246 | $1,946 | $905 | $1,605 | $340 |
| Tolstoy, SD | $500 | $519 | $1,019 | $377 | $877 | $142 |
| Home Insurance Company Hyde County, SD | Homeowners Insurance Agency Hyde County, SD | Address | Popularity Score | Distance from Hyde County (miles) |
|---|---|---|---|---|
| State Farm | Rick Klapperich | 127 E. 3rd Street Po Box 421, Miller, SD, 57362 | 24.9 | |
| Liberty Mutual Independent | Bankwest Insurance | 311 Coteau St, Pierre, SD, 57501 | 44.2 | |
| Liberty Mutual Independent | Bankwest Insurance | 420 S Pierre St, Pierre, SD, 57501 | 44.3 | |
| Allstate | Heartland Financial | 114 Commercial Ave Se, Highmore, SD, 57345 | 2.8 | |
| State Farm | Gary Heintz | 633 E Sioux Ave Ste 3, Pierre, SD, 57501-3368 | 44.0 | |
| Travelers | Sunrise Agency Inc | 201 S Main, Onida, SD, 57564 | 30.6 | |
| Farmers | Martie Bothun | 401 E Sioux Ave, Pierre, SD, 57501 | 44.1 | |
| Travelers | Dakota State Ins Agcy | 211 North Main Street, Blunt, SD, 57522 | 24.4 | |
| Allstate | Heartland Financial | 165 Wessington St S, Wessington, SD, 57381 | 39.7 | |
| Allstate | Bankwest Insurance | 101 Main St, Onida, SD, 57564 | 30.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $710 | $1,390 | $680 |
| Hyde County, SD | $88,100 | $644 | $470 | $900 | $430 |
| Hyde County, SD | $88,100 | $644 | $440 | $890 | $450 |
| Sully County, SD | $122,300 | $743 | $500 | $1,020 | $520 |
| Wheaton, SD | $158,800 | $1,003 | $690 | $1,420 | $730 |
| Central Potter, SD | $242,500 | $1,261 | $900 | $1,740 | $840 |
| Tolstoy, SD | $25,600 | $525 | $360 | $720 | $360 |