Gavop's guide to buying homeowners insurance in Andover, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Andover, KS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| SW Ruth Rd, SW Autumn Trail Rd, SW 170th St, 90th St, E Crestline Rd, Dublin Dr, SW 150th St, Quail Xing, Dog Legg Cir, E Hedgewood | $209,000 | $170,000 | $200,000-$250,000 | $292,500 | $270,000 | $300,000-$350,000 |
| S Prairie Creek Rd, Oaktree Ct, E 13th St, SW 146th St, Koob Ln, SE Price Rd, SW 94th St, SW Dry Creek Rd, SW 166th Ter, SW McAdoo Rd | $211,000 | $180,000 | $200,000-$250,000 | $202,500 | $170,000 | $150,000-$175,000 |
| Grace Ave, Karen Ct, SE 152nd St, S 160th St, SW 78th Ter, Partridge Rd, Bluestem Cir, Elm St, N Gilmore Dr, S Pleasantview Dr | $223,500 | $190,000 | $200,000-$250,000 | $292,000 | $270,000 | $250,000-$300,000 |
| Sweetgum Ct, N Lynnwood Dr, E 39th St S, S Stonewood, SW Millview Ct, Onewood Ct, Heorman St, Northpointe Ct, SE Bluestem Rd, S Allen St | $172,500 | $160,000 | $150,000-$175,000 | $287,500 | $240,000 | $250,000-$300,000 |
| Valleyview Ct, N Grant Rd, SW Osage Rd, SW Blazing Meadows Dr, E 21st St, Big Cedar Ct, Cedar Ct, Glendevon Pl, Turkey Creek Rd, Oxford Ct | $170,000 | $160,000 | $175,000-$200,000 | $265,500 | $220,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$85 | $975 |
| Home and Two Car | -$180 | $880 |
| Home and Three Car | -$244 | $816 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Butler County | $700 | $1,225 | $1,925 | $890 | $1,590 | $335 |
| Andover, KS | $700 | $1,047 | $1,747 | $761 | $1,461 | $286 |
| Minneha, KS | $200 | $1,773 | $1,973 | $1,289 | $1,489 | $485 |
| Pleasant, KS | $2,500 | $990 | $3,490 | $719 | $3,219 | $270 |
| Oaklawn-Sunview, KS | $300 | $765 | $1,065 | $556 | $856 | $209 |
| Kechi, KS | $2,000 | $900 | $2,900 | $654 | $2,654 | $246 |
| Whitewater, KS | $400 | $1,201 | $1,601 | $873 | $1,273 | $328 |
| Sumner County, KS | $2,500 | $893 | $3,393 | $649 | $3,149 | $244 |
| Meridian, KS | $400 | $1,516 | $1,916 | $1,101 | $1,501 | $414 |
| Argonia, KS | $700 | $1,028 | $1,728 | $747 | $1,447 | $281 |
| Hillsboro, KS | $200 | $1,031 | $1,231 | $750 | $950 | $282 |
| Superior, KS | $1,500 | $1,265 | $2,765 | $919 | $2,419 | $346 |
| Home Insurance Company Andover, KS | Homeowners Insurance Agency Andover, KS | Address | Popularity Score | Distance from Andover (miles) |
|---|---|---|---|---|
| Farmers | Joshua Franklin | 5315 E 21st St N Ste 102, Wichita, KS, 67208 | 8.1 | |
| State Farm | Crystal Mceachern | 1133 S Rock Rd, Wichita, KS, 67207-3361 | 6.3 | |
| State Farm | David Curry | 356 N Rock Rd Ste A, Wichita, KS, 67206-2282 | 6.1 | |
| State Farm | Lowell Peterson | 105 E 5th, Augusta, KS, 67010-0596 | 8.5 | |
| Allstate | David Kauffman | 5825 E Central Ave, Wichita, KS, 67208 | 7.3 | |
| State Farm | Tony Durano | 825 W Central Ave., Andover, KS, 67002-9608 | 0.8 | |
| State Farm | Jim Maddox | 2020 N Webb Rd, Wichita, KS, 67206-3409 | 5.6 | |
| State Farm | Terry Johnson | 303 S Hillside St, Wichita, KS, 67211-2130 | 9.1 | |
| Allstate | Anthony Newry | 3900 E Harry St Ste 100, Wichita, KS, 67218 | 8.8 | |
| State Farm | Jim Morgan | 13303 W Maple St Ste 103, Wichita, KS, 67235-8758 | 19.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Butler County, KS | $142,400 | $1,240 | $970 | $1,670 | $700 |
| Andover, KS | $180,000 | $1,060 | $830 | $1,430 | $600 |
| Minneha, KS | $284,300 | $1,795 | $1,400 | $2,420 | $1,020 |
| Pleasant, KS | $172,700 | $1,002 | $780 | $1,350 | $570 |
| Oaklawn-Sunview, KS | $46,500 | $774 | $600 | $1,040 | $440 |
| Kechi, KS | $122,100 | $911 | $710 | $1,230 | $520 |
| Whitewater, KS | $109,900 | $1,216 | $950 | $1,640 | $690 |
| Sumner County, KS | $86,800 | $904 | $700 | $1,220 | $520 |
| Meridian, KS | $183,000 | $1,534 | $1,200 | $2,070 | $870 |
| Argonia, KS | $81,400 | $1,040 | $810 | $1,400 | $590 |
| Hillsboro, KS | $81,900 | $1,044 | $810 | $1,410 | $600 |
| Superior, KS | $121,900 | $1,280 | $1,000 | $1,730 | $730 |