How Can I Make My Madison, WI Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Madison, WI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Madison, WI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $157,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $167,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $256,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $500,500 | $460,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Madison, WI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $624 |
| Superior Protection Discount | -$66 | $668 |
| Fire & Security Discount | -$81 | $654 |
| Hail Resistant Roof Discount | -$22 | $712 |
| Newly Constructed Home Discount | -$206 | $529 |
Choose your Madison, WI Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,900 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Madison, WI | Back to Top
| Home Insurance Company Madison, WI | Homeowners Insurance Agency Madison, WI | Address | Popularity Score | Distance from Madison (miles) |
|---|---|---|---|---|
| Travelers | Insurance Service Center | 117 Oakridge Ct., Watertown, WI, 53094 | 37.7 | |
| Travelers | Neckerman Insurance | 6200 Mineral Point Rd, Madison, WI, 53705 | 3.4 | |
| GEICO | Brian Schroeder | 2001 West Beltline Highway Suite 100, Madison, WI, 53713 | 3.8 | |
| State Farm | Melissa Eckstrom | 1771 Thierer Rd, Madison, WI, 53704-3721 | 6.4 | |
| Farmers | Debra Armstrong | 621 N Sherman Ave Ste B16, Madison, WI, 53704 | 3.6 | |
| State Farm | Aaron Perry | 2605 Monroe St, Madison, WI, 53711-1801 | 2.1 | |
| Liberty Mutual | Nicholas Kohal | 708 Heartland Trail Ste 1800, Madison, WI, 53717 | 5.3 | |
| Erie | Bryan Holder Insurance Agency Llc | 2316 Mineral Point Avenue Suite 104, Janesville, WI, 53548 | 33.8 | |
| State Farm | Terry Sminchak | 1116 Cranston Rd, Beloit, WI, 53511-2533 | 43.6 | |
| State Farm | Michael Wegner | 6514 Odana Road, Madison, WI, 53719-1165 | 3.9 |
Compare Rates for Madison, WI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $470 | $970 | $500 |
| Dane County, WI | $242,700 | $754 | $550 | $1,080 | $530 |
| Madison, WI | $223,300 | $734 | $510 | $1,040 | $530 |
| Westport, WI | $287,500 | $823 | $550 | $1,160 | $610 |
| Monona, WI | $246,400 | $656 | $480 | $940 | $460 |
| Fulton, WI | $188,500 | $715 | $520 | $990 | $470 |
| Fall River, WI | $166,500 | $681 | $480 | $960 | $480 |
| Jordan, WI | $175,000 | $695 | $470 | $970 | $500 |
| Lewiston, WI | $161,200 | $672 | $490 | $920 | $430 |
| Spring Grove, WI | $195,700 | $724 | $510 | $1,000 | $490 |
| Randolph, WI | $108,500 | $550 | $400 | $760 | $360 |
| Avoca, WI | $72,200 | $425 | $310 | $600 | $290 |
| Rockton, IL | $142,200 | $647 | $460 | $920 | $460 |
Research Home Insurance Companies Reviews in Madison, WI Before Buying | Back to Top
Share a review on your home insurance company
Grange Insurance Home Insurance Reviews
Date: September 29, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 18, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 27, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: May 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Farm Bureau Home Insurance Reviews
Date: January 03, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 24, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: September 11, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 17, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: October 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: May 23, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Date: February 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: December 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
West Bend Mutual Insurance Home Insurance Reviews
Date: December 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Wisconsin Mutual Insurance Home Insurance Reviews
Date: January 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: December 21, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Nationwide Home Insurance Reviews
Date: November 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Erie Insurance Home Insurance Reviews
Date: October 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: December 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Lenox Mutual Insurance Home Insurance Reviews
Date: November 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Married