Gavop shows you how to buy homeowners insurance in Warsaw, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $75,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $103,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $171,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $315,500 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $589 |
| Superior Protection Discount | -$62 | $631 |
| Fire & Security Discount | -$69 | $624 |
| Hail Resistant Roof Discount | -$21 | $672 |
| Newly Constructed Home Discount | -$146 | $547 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,537 |
| Hail Damage | $4,759 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,887 |
| Home Insurance Company Warsaw, KY | Homeowners Insurance Agency Warsaw, KY | Address | Popularity Score | Distance from Warsaw (miles) |
|---|---|---|---|---|
| State Farm | Steve Woodrum | 102 Finley Dr Ste 80, Georgetown, KY, 40324-6009 | 41.6 | |
| Travelers | Harris Insurance Inc | 335 Frankfort Rd, Shelbyville, KY, 40065 | 42.1 | |
| Allstate | Bryan Fallon | 6003 Pleasant Colony Ct Ste 5, Crestwood, KY, 40014 | 44.3 | |
| State Farm | Mayrene Mcpherson | 10214 Westport Rd, Louisville, KY, 40241-2148 | 49.8 | |
| State Farm | Leslie Gilley | 6427 W Highway 146 Ste 1, Crestwood, KY, 40014-9516 | 44.3 | |
| Travelers | Garner Insurance Agency | 7430 Us Highway 42 Ste 207, Florence, KY, 41042 | 17.8 | |
| State Farm | Adam Worrell | 1892 Petersburg Rd, Hebron, KY, 41048-9609 | 22.9 | |
| State Farm | Kelley Adams | 215 La Grange Rd, Pewee Valley, KY, 40056-9174 | 46.0 | |
| Liberty Mutual Independent | The Underwriters Group | 1700 Eastpoint Pkwy, Louisville, KY, 40223 | 48.4 | |
| State Farm | Mark Smith | 1206 Highland Ave, Carrollton, KY, 41008-9601 | 17.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,230 | $590 |
| Gallatin County, KY | $109,900 | $693 | $480 | $960 | $480 |
| Warsaw, KY | $109,900 | $693 | $480 | $980 | $500 |
| Corinth, KY | $93,400 | $758 | $550 | $1,050 | $500 |
| Delhi Hills, OH | $141,700 | $675 | $490 | $940 | $450 |
| Versailles, IN | $104,500 | $766 | $550 | $1,100 | $550 |
| Crestview, KY | $130,500 | $898 | $650 | $1,250 | $600 |
| Groesbeck, OH | $129,400 | $650 | $440 | $890 | $450 |
| Skyline Acres, OH | $87,900 | $589 | $410 | $810 | $400 |
| Crosby, OH | $192,000 | $820 | $600 | $1,120 | $520 |
| Wyoming, OH | $305,300 | $843 | $580 | $1,170 | $590 |
| Shelbyville, KY | $164,500 | $839 | $560 | $1,150 | $590 |
| Hanover, OH | $160,500 | $642 | $430 | $890 | $460 |