Gavop's guide to buying homeowners insurance in Farmingville, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $100,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $247,500 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $295,500 | $270,000 | $200,000-$250,000 |
| 4 Bedroom | $336,000 | $300,000 | $250,000-$300,000 |
| 5 Bedroom | $545,500 | $440,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$89 | $897 |
| Home and Two Car | -$158 | $828 |
| Home and Three Car | -$227 | $759 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,537 |
| Hail Damage | $4,759 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,389 |
| Home Insurance Company Farmingville, NY | Homeowners Insurance Agency Farmingville, NY | Address | Popularity Score | Distance from Farmingville (miles) |
|---|---|---|---|---|
| State Farm | Joe Aguirre | 61 W Main St, Smithtown, NY, 11787-2603 | 8.3 | |
| Allstate | Jacqueline Mcclafferty | 93 Main St Ste 1d, West Sayville, NY, 11796 | 8.1 | |
| State Farm | Jim Von Eiff | 6529 Grand Ave, Maspeth, NY, 11378-2422 | 45.8 | |
| Travelers | Irving Weber Associates Inc | 50 Route 111 Ste 303, Smithtown, NY, 11787 | 7.8 | |
| Allstate | Matthew Morse | 975 W Jericho Tpke Ste 2, Smithtown, NY, 11787 | 10.9 | |
| State Farm | Marcela Ruppert | 161 Main St, Kings Park, NY, 11754-2603 | 12.0 | |
| Allstate | Ryan Cosgrove | 402 Mamaroneck Ave, White Plains, NY, 10605 | 39.9 | |
| Allstate | Jeff Troiano | 89 E Main St, Smithtown, NY, 11787 | 8.0 | |
| Travelers | Jay Tee Insurance | 1891 Deer Park Avenue, Deer Park, NY, 11729 | 16.1 | |
| State Farm | Jim Salveson | 2604 Route 112, Medford, NY, 11763-2581 | 2.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,650 | $850 |
| Suffolk County, NY | $379,400 | $1,509 | $1,040 | $2,100 | $1,060 |
| Farmingville, NY | $332,900 | $985 | $670 | $1,370 | $700 |
| Centereach, NY | $335,400 | $1,261 | $870 | $1,750 | $880 |
| Port Jefferson Station, NY | $355,800 | $1,061 | $770 | $1,480 | $710 |
| Bayport, NY | $429,500 | $1,101 | $780 | $1,560 | $780 |
| Lindenhurst, NY | $348,400 | $1,052 | $710 | $1,490 | $780 |
| Mill Neck, NY | $1,195,700 | $755 | $510 | $1,080 | $570 |
| North Bellmore, NY | $448,700 | $2,159 | $1,470 | $2,980 | $1,510 |
| Roslyn Harbor, NY | $1,137,300 | $1,053 | $720 | $1,480 | $760 |
| Rye, NY | $558,900 | $1,126 | $750 | $1,550 | $800 |
| Hartsdale, NY | $246,700 | $792 | $580 | $1,120 | $540 |
| Kings County, NY | $623,900 | $1,126 | $800 | $1,550 | $750 |