Gavop's guide to buying homeowners insurance in Bonneville County, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $72,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $92,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $140,000 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $140,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $588 |
| Superior Protection Discount | -$63 | $636 |
| Fire & Security Discount | -$70 | $629 |
| Hail Resistant Roof Discount | -$14 | $685 |
| Newly Constructed Home Discount | -$196 | $504 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bonneville County | $700 | $691 | $1,391 | $502 | $1,202 | $189 |
| Bonneville County, ID | $700 | $691 | $1,391 | $502 | $1,202 | $189 |
| Idaho Falls, ID | $400 | $697 | $1,097 | $507 | $907 | $190 |
| Rexburg, ID | $1,500 | $615 | $2,115 | $447 | $1,947 | $168 |
| Basalt, ID | $500 | $522 | $1,022 | $379 | $879 | $143 |
| Teton County, ID | $1,500 | $642 | $2,142 | $466 | $1,966 | $175 |
| Teton, ID | $400 | $530 | $930 | $385 | $785 | $145 |
| Idaho Falls West, ID | $2,500 | $645 | $3,145 | $469 | $2,969 | $176 |
| Hoback, WY | $700 | $2,190 | $2,890 | $1,592 | $2,292 | $599 |
| Jefferson County, ID | $200 | $674 | $874 | $490 | $690 | $184 |
| Hamer, ID | $2,500 | $596 | $3,096 | $433 | $2,933 | $163 |
| Home Insurance Company Bonneville County, ID | Homeowners Insurance Agency Bonneville County, ID | Address | Popularity Score | Distance from Bonneville County (miles) |
|---|---|---|---|---|
| State Farm | Nate Blanchard | 690 W Broadway St, Idaho Falls, ID, 83402-3333 | 22.4 | |
| Travelers | The Falls Insurance Center Inc | 885 S Holmes Av, Idaho Falls, ID, 83401 | 21.3 | |
| State Farm | Darin Thurman | 234 S State St Ste C, Rigby, ID, 83442-1426 | 24.0 | |
| Farmers | Gina Wixom | 1495 Parkway Dr Ste D, Blackfoot, ID, 83221 | 39.9 | |
| State Farm | Scott Peterson | 99 Sw Main, Blackfoot, ID, 83221-2720 | 39.2 | |
| Allstate | Barbara Beck | 1280 S Woodruff Ave, Idaho Falls, ID, 83404 | 20.0 | |
| State Farm | Jory Inama | 1830 W Broadway St, Idaho Falls, ID, 83402-3044 | 23.5 | |
| Travelers | The Falls Insurance Center Inc | 885 S Holmes Ave Idaho Falls, Idaho Falls, ID, 83401 | 21.2 | |
| Allstate | Mark Eldredge | 1775 E 17th St Ste A, Idaho Falls, ID, 83404 | 19.9 | |
| State Farm | Bobby Romander | 2677 E 17th St Ste 400, Ammon, ID, 83406-6612 | 19.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $900 | $450 |
| Bonneville County, ID | $161,000 | $699 | $480 | $990 | $510 |
| Bonneville County, ID | $161,000 | $699 | $500 | $1,000 | $500 |
| Idaho Falls, ID | $159,100 | $706 | $490 | $980 | $490 |
| Rexburg, ID | $188,100 | $623 | $430 | $890 | $460 |
| Basalt, ID | $121,100 | $528 | $390 | $760 | $370 |
| Teton County, ID | $291,600 | $649 | $440 | $920 | $480 |
| Teton, ID | $124,400 | $536 | $360 | $760 | $400 |
| Idaho Falls West, ID | $196,800 | $653 | $440 | $890 | $450 |
| Hoback, WY | $529,400 | $2,217 | $1,510 | $3,170 | $1,660 |
| Jefferson County, ID | $166,200 | $682 | $480 | $960 | $480 |
| Hamer, ID | $160,400 | $603 | $400 | $830 | $430 |