Gavop's guide to buying homeowners insurance in Nevada, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Nevada, MO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pumphouse Rd, W Park Ave, N Oak St, Pawhuska Rd, Trestle Rd, S Hickory St, E Bailey Rd, N Missouri Ave, S 2350 Rd, E Warwick Rd | $99,000 | $80,000 | $100,000-$125,000 | $163,000 | $130,000 | $150,000-$175,000 |
| Co Rd Mm, Antioch Rd, N 1st St, Dodson Rd, 1100 Rd, 300 Rd, E Ff Hwy, N Commercial St, Crestview Dr, Marvin Ave | $116,500 | $110,000 | $100,000-$125,000 | $122,000 | $110,000 | $75,000-$100,000 |
| E Allen Rd, S V Hwy, S 650 Rd, S 1545 Pass, Co Hwy Hh, Co Rd K, N 1900 Rd, E Nebo Hill Rd, Redcoat Rd, W Walker Ave | $75,500 | $70,000 | $50,000-$75,000 | $113,500 | $100,000 | $100,000-$125,000 |
| S 2600 Rd, E Panama Rd, E H Hwy, Timber Ln, S 2300 Rd, Kk Hwy, 1200 Rd, S Lynn St, SW 11508, S Barrett St | $106,500 | $100,000 | $75,000-$100,000 | $130,500 | $120,000 | $100,000-$125,000 |
| E Redbird Rd, N Chestnut St, E Dove Rd, State Line Rd, S 1150 Rd, E Nicholson St, E Allison St, W Maple St, Co Rd C, Brairwood | $92,000 | $80,000 | $75,000-$100,000 | $160,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $572 |
| Superior Protection Discount | -$64 | $643 |
| Fire & Security Discount | -$49 | $657 |
| Hail Resistant Roof Discount | -$21 | $685 |
| Newly Constructed Home Discount | -$162 | $544 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Vernon County | $1,500 | $777 | $2,277 | $565 | $2,065 | $212 |
| Nevada, MO | $700 | $698 | $1,398 | $507 | $1,207 | $191 |
| Box, MO | $500 | $873 | $1,373 | $635 | $1,135 | $239 |
| Roscoe, MO | $2,000 | $845 | $2,845 | $614 | $2,614 | $231 |
| Homer, MO | $500 | $955 | $1,455 | $694 | $1,194 | $261 |
| Collins, MO | $2,000 | $792 | $2,792 | $576 | $2,576 | $217 |
| West Boone, MO | $500 | $1,086 | $1,586 | $789 | $1,289 | $297 |
| Gerster, MO | $2,000 | $574 | $2,574 | $417 | $2,417 | $157 |
| West Madison, MO | $300 | $810 | $1,110 | $589 | $889 | $221 |
| Oronogo, MO | $2,500 | $1,005 | $3,505 | $730 | $3,230 | $275 |
| Kincaid, KS | $200 | $646 | $846 | $470 | $670 | $177 |
| Everton, MO | $2,000 | $740 | $2,740 | $538 | $2,538 | $202 |
| Home Insurance Company Nevada, MO | Homeowners Insurance Agency Nevada, MO | Address | Popularity Score | Distance from Nevada (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Cook Insurance Agency Inc | 7 N Main St, Butler, MO, 64730 | 28.5 | |
| Farmers | Ethan Giertz | 108 S Main St, Carl Junction, MO, 64834 | 47.6 | |
| Travelers | All American Agency Group | 103 E 4th St, Urich, MO, 64788 | 46.5 | |
| State Farm | Kellie Davidson | 3 W Dakota St, Butler, MO, 64730-2007 | 28.5 | |
| Farmers | Heather Diehl | 105 N Orange St, Butler, MO, 64730 | 28.6 | |
| Liberty Mutual Independent | Cook Insurance Agency Inc | 7 N Main St, Butler, MO, 64730 | 28.5 | |
| Travelers | Thom Knott Agency Llc | 152 Wesmor St, Clinton, MO, 64735 | 48.6 | |
| Allstate | Mills And Sons | 110 W Jefferson St, Clinton, MO, 64735 | 47.8 | |
| State Farm | Bill Foster | 200 N Cedar St, Nevada, MO, 64772-2310 | 0.5 | |
| State Farm | Tony Williams | 2232 Grand Ave, Carthage, MO, 64836-3524 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,490 | $760 |
| Vernon County, MO | $97,100 | $786 | $530 | $1,120 | $590 |
| Nevada, MO | $72,500 | $706 | $480 | $970 | $490 |
| Box, MO | $83,200 | $884 | $600 | $1,250 | $650 |
| Roscoe, MO | $75,900 | $855 | $620 | $1,210 | $590 |
| Homer, MO | $106,300 | $967 | $650 | $1,370 | $720 |
| Collins, MO | $63,400 | $802 | $570 | $1,110 | $540 |
| West Boone, MO | $151,100 | $1,099 | $750 | $1,570 | $820 |
| Gerster, MO | $20,000 | $581 | $410 | $800 | $390 |
| West Madison, MO | $67,500 | $820 | $580 | $1,160 | $580 |
| Oronogo, MO | $121,900 | $1,017 | $690 | $1,430 | $740 |
| Kincaid, KS | $33,000 | $654 | $510 | $880 | $370 |
| Everton, MO | $51,700 | $749 | $500 | $1,070 | $570 |