How Can I Make My Lakeville, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Lakeville, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Lakeville, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $83,000 $70,000 $50,000-$75,000
2 Bedroom $140,500 $120,000 $150,000-$175,000
3 Bedroom $150,000 $120,000 $150,000-$175,000
4 Bedroom $373,000 $300,000 $400,000-$500,000
5 Bedroom $549,500 $500,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Lakeville, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$190 $1,079
Superior Protection Discount -$114 $1,156
Fire & Security Discount -$114 $1,156
Hail Resistant Roof Discount -$38 $1,232
Newly Constructed Home Discount -$368 $902

Choose the Right Deductible for your Lakeville, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Dakota County $2,000 $1,198 $3,198 $871 $2,871 $327
Lakeville, MN $2,000 $1,255 $3,255 $912 $2,912 $343
Webster, MN $100 $1,556 $1,656 $1,131 $1,231 $425
Jordan, MN $2,000 $846 $2,846 $615 $2,615 $231
St. Lawrence, MN $300 $1,932 $2,232 $1,404 $1,704 $528
Hennepin County, MN $2,000 $1,217 $3,217 $885 $2,885 $333
Hilltop, MN $100 $137 $237 $100 $200 $38
Brooklyn Park, MN $1,500 $1,079 $2,579 $784 $2,284 $295
Mahtomedi, MN $500 $1,052 $1,552 $764 $1,264 $287
Arlington, MN $700 $856 $1,556 $622 $1,322 $234
Mazeppa, MN $200 $918 $1,118 $667 $867 $251
Martin Lake, MN $700 $1,152 $1,852 $837 $1,537 $315

Identify Top Home Insurance Agents near Lakeville, MN | Back to Top

Home Insurance Company Lakeville, MN Homeowners Insurance Agency Lakeville, MN Address Popularity Score Distance from Lakeville (miles)
State Farm Leanne Casanova 4590 Scott Trl Ste 205, Eagan, MN, 55122-4041
7.8
Allstate Diane L. Anderson 8741 Central Ave Ne # 201, Blaine, MN, 55434
31.0
Liberty Mutual Independent Twin City Group 4500 Park Glen Rd Ste 400, Minneapolis, MN, 55416
18.7
State Farm John Curlee 1565 Cliff Rd Ste 4, Eagan, MN, 55122-2574
8.2
Farmers Eric Rauh 8604 Eagle Creek Cir, Savage, MN, 55378
9.5
Allstate Brian Seedorf 4580 Scott Trl Ste 220, Eagan, MN, 55122
7.8
Farmers Norm Foster 16372 Kenrick Ave, Lakeville, MN, 55044
2.8
State Farm Riz Mulla 9657 Colorado Ln N, Brooklyn Park, MN, 55445-2315
31.7
State Farm Brian Busch 2000 Old Co Road 34 At Hwys 5 And 13, Burnsville, MN, 55337-6661
7.0
Allstate Dan Speegle 507 County Road 42 E, Burnsville, MN, 55306
4.3

Compare Rates for Lakeville, MN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $870 $1,630 $760
Dakota County, MN $238,000 $1,213 $810 $1,690 $880
Lakeville, MN $276,500 $1,270 $900 $1,750 $850
Webster, MN $330,400 $1,575 $1,150 $2,190 $1,040
Jordan, MN $204,100 $857 $620 $1,170 $550
St. Lawrence, MN $417,600 $1,955 $1,430 $2,800 $1,370
Hennepin County, MN $245,400 $1,232 $840 $1,760 $920
Hilltop, MN $11,900 $139 $100 $190 $90
Brooklyn Park, MN $194,200 $1,092 $750 $1,520 $770
Mahtomedi, MN $306,000 $1,064 $770 $1,510 $740
Arlington, MN $116,200 $866 $610 $1,220 $610
Mazeppa, MN $129,500 $929 $670 $1,270 $600
Martin Lake, MN $191,700 $1,166 $790 $1,670 $880

Research Home Insurance Companies Reviews in Lakeville, MN Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: October 12, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I have always found their customer service to be excellent. Whenever I have a problem or issue my company's representative has been available to answer questions. I have my own personal representative.

Date: April 07, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I have never looked for another company when it comes to home owner's insurance. We have State Farm for everything.


Date: December 09, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I have been dealing with State Farm for about 18 years now. They come out to the home if necessary and are really courteous.

Allstate Home Insurance Reviews

Date: July 14, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
For around $30 a month, my belongings inside of my home are protected up to $25,000. This company was one of the only ones in my area that offered this sort of deal.


Date: November 04, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Premium
I feel that my premium is reasonable and competitive with other rates in the market. I shopped around before going with this insurance company. I am confident that I am getting a fair and reasonable rate.

Progressive Home Insurance Reviews

Date: October 14, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
Since buying our first house, home insurance has become a nightmare when trying to find a company that communicates well with us on policies chosen.

Date: July 27, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
Progressive lets me bundle with my auto policy which is great, and they're much cheaper than my other options.


Universal Property & Casualty Insurance Company Home Insurance Reviews

Date: December 29, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I have gotten a quote from Allstate and the difference in premium was negligible. I don't want to go through the hassle of changing companies especially when something could go wrong with the house in that time frame just to save a few dollars.

Esurance Home Insurance Reviews

Date: October 17, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
The customer service is friendly and competent, yet they take a long to get back to me on sensitive issues I need answers to.

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