Gavop shows you how to buy homeowners insurance in Ashland, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ashland, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 1st Ave, Abby Ln, Howard Ballard Dr, 3rd Ave S, Cane Rd, Idaho Rd, 4th St NW, Antioch Rd, Wrights Chapel Rd, Skyview Dr | $75,500 | $60,000 | $50,000-$75,000 | $56,500 | $50,000 | $25,000-$50,000 |
| Brannon Rd, Clay Rd, Tumlin Rd, Perry Garrett Rd, Old Roberson Mill Rd, White Plains Rd, Armason Ln, White St, Vestol McLain Rd, Co Rd 30 | $103,000 | $100,000 | $100,000-$125,000 | $75,000 | $70,000 | $50,000-$75,000 |
| Pace Rd, Watts Mill Rd, Jessie Ann Ln, Rosewood Ln, Sardis Rd, Hill Top Trl, Laurel Creek Rd, Jones Rd, Tornado Ln, Co Rd 12 | $92,000 | $80,000 | $75,000-$100,000 | $84,000 | $80,000 | $75,000-$100,000 |
| Cragford Rd, Co Rd 31, Mattox Rd, Co Rd 5, Rattler Rd, Canady Rd, Bence Rd, Henderson Rd, Simpson Dr, Co Rd 31 | $106,500 | $90,000 | $75,000-$100,000 | $80,500 | $70,000 | $50,000-$75,000 |
| Co Rd 71, Bishop Rd, Stone Rd, Dinner Creek Rd, Dean Rd, McNatt Rd, Roughton Cutoff, Co Rd 5, 3rd Ave N, Clairmont Springs Rd | $104,500 | $90,000 | $75,000-$100,000 | $86,000 | $70,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $688 |
| Home and Two Car | -$120 | $628 |
| Home and Three Car | -$179 | $568 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clay County | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| Ashland, AL | $1,000 | $739 | $1,739 | $537 | $1,537 | $202 |
| Dadeville, AL | $300 | $894 | $1,194 | $650 | $950 | $244 |
| Woodland, AL | $1,500 | $927 | $2,427 | $673 | $2,173 | $253 |
| Oak Grove, AL | $500 | $844 | $1,344 | $613 | $1,113 | $231 |
| Sylacauga, AL | $2,500 | $797 | $3,297 | $579 | $3,079 | $218 |
| Anniston, AL | $400 | $949 | $1,349 | $690 | $1,090 | $259 |
| Chambers County, AL | $2,000 | $856 | $2,856 | $622 | $2,622 | $234 |
| Harpersville, AL | $500 | $1,139 | $1,639 | $828 | $1,328 | $311 |
| Vincent, AL | $1,000 | $855 | $1,855 | $621 | $1,621 | $234 |
| Carroll County, GA | $300 | $814 | $1,114 | $591 | $891 | $222 |
| Glencoe, AL | $1,000 | $823 | $1,823 | $598 | $1,598 | $225 |
| Home Insurance Company Ashland, AL | Homeowners Insurance Agency Ashland, AL | Address | Popularity Score | Distance from Ashland (miles) |
|---|---|---|---|---|
| State Farm | Scott Pellowski | 7420 Parkway Dr Ste 108, Leeds, AL, 35094-4818 | 49.5 | |
| State Farm | Mike Coleman | 86401 Highway 9, Lineville, AL, 36266-6953 | 4.4 | |
| Farmers | Tom Gant | 1820 Cogswell Ave, Pell City, AL, 35125 | 37.8 | |
| Travelers | Tri County Insurance | 1434 Opelika Rd Ste C, Auburn, AL, 36830 | 46.1 | |
| State Farm | Tom Bryan | 1819 Pepperell Pkwy, Opelika, AL, 36801-5475 | 46.5 | |
| Nationwide | Mark Lee Insurance Agency Inc. | 320 Snow St Ste A, Oxford, AL, 36203 | 27.0 | |
| Travelers | Union State Insurance Inc | 1920 First Ave N Pell City, Pell City, AL, 35125 | 37.8 | |
| Allstate | Dee C Madison | 1444 Opelika Rd, Auburn, AL, 36830 | 46.1 | |
| State Farm | Chester Lewis | 16641 Highway 280 Ste 300, Chelsea, AL, 35043-8354 | 49.1 | |
| Travelers | Union State Insurance Inc | 1920 1st Ave N, Pell City, AL, 35125 | 37.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,600 | $760 |
| Clay County, AL | $89,300 | $774 | $520 | $1,090 | $570 |
| Ashland, AL | $84,700 | $748 | $530 | $1,050 | $520 |
| Dadeville, AL | $154,400 | $905 | $660 | $1,290 | $630 |
| Woodland, AL | $92,000 | $938 | $630 | $1,320 | $690 |
| Oak Grove, AL | $79,400 | $854 | $610 | $1,200 | $590 |
| Sylacauga, AL | $95,400 | $806 | $540 | $1,120 | $580 |
| Anniston, AL | $102,100 | $961 | $690 | $1,340 | $650 |
| Chambers County, AL | $86,400 | $866 | $620 | $1,240 | $620 |
| Harpersville, AL | $129,300 | $1,153 | $780 | $1,590 | $810 |
| Vincent, AL | $106,800 | $865 | $600 | $1,190 | $590 |
| Carroll County, GA | $119,600 | $824 | $560 | $1,160 | $600 |
| Glencoe, AL | $133,000 | $833 | $610 | $1,140 | $530 |