Gavop shows you how to buy homeowners insurance in McDowell County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| McDowell County, WV - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 33, Edmore Rd, Hensley Hollow Rd, Co Rd 83/20, Co Rd 9/06, Old Delta 76 Rd, Berwind Mountain Rd, King St, Estep Rd, Co Rd 83/01 | $39,500 | $40,000 | $25,000-$50,000 | $87,500 | $80,000 | $75,000-$100,000 |
| Domingo Dr, Co Rd 83/22, Canebrake Rd, 2nd St, High Knob, Trace Fork Rd, Landgraff, Co Rd 1, Peyton Pl, Co Rd 15/5 | $66,500 | $60,000 | $50,000-$75,000 | $75,500 | $60,000 | $75,000-$100,000 |
| Maple Ave, Pea Patch Rd, Mirable St, Antler Branch Rd, Turn Hole Branch Rd, Lodge St, Loop Rd, Upper Shannon Branch Rd, Muncy Hill, Sawmill Hollow Rd | $59,500 | $50,000 | $25,000-$50,000 | $75,000 | $60,000 | $75,000-$100,000 |
| State Rte 83, Totten St, White Pine Dr, Willow Brook Rd, Willis Ways, Oozley Branch Rd, Raysal Hollow Rd, Wilson St, William Poca Rd, Lavaina St | $86,500 | $70,000 | $75,000-$100,000 | $113,500 | $90,000 | $100,000-$125,000 |
| Co Rd 9/04, Lit War Branch Rd, Vallscreek Rd, Hollow Rd, Pageton Cir, Elwood St, Wyoming St, Co Rd 3/02, Laxtons Flat, Peppermint St | $40,000 | $30,000 | $25,000-$50,000 | $66,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $592 |
| Superior Protection Discount | -$63 | $634 |
| Fire & Security Discount | -$63 | $634 |
| Hail Resistant Roof Discount | -$14 | $683 |
| Newly Constructed Home Discount | -$139 | $557 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McDowell County | $2,500 | $688 | $3,188 | $500 | $3,000 | $188 |
| McDowell County, WV | $1,000 | $688 | $1,688 | $500 | $1,500 | $188 |
| Bradshaw, WV | $700 | $480 | $1,180 | $349 | $1,049 | $131 |
| Wyoming County, WV | $300 | $694 | $994 | $504 | $804 | $190 |
| Northwestern, VA | $1,000 | $916 | $1,916 | $666 | $1,666 | $250 |
| Bruno, WV | $400 | $508 | $908 | $369 | $769 | $139 |
| Rhodell, WV | $1,000 | $432 | $1,432 | $314 | $1,314 | $118 |
| South Grundy, VA | $200 | $470 | $670 | $342 | $542 | $129 |
| Williamson, WV | $700 | $585 | $1,285 | $425 | $1,125 | $160 |
| Castlewood, VA | $500 | $782 | $1,282 | $569 | $1,069 | $214 |
| Clintwood, VA | $700 | $431 | $1,131 | $313 | $1,013 | $118 |
| Home Insurance Company McDowell County, WV | Homeowners Insurance Agency McDowell County, WV | Address | Popularity Score | Distance from McDowell County (miles) |
|---|---|---|---|---|
| State Farm | Justin Brown | Us Route 52 And Route 80, Gilbert, WV, 25621 | 17.3 | |
| Nationwide | Jody Cook Insurance Agency Inc. | 2135 Appalachian Highway, Pineville, WV, 24874-0839 | 16.8 | |
| Allstate | Tolliver Insurance Agency Inc | 156 A Main Ave, Pineville, WV, 24874 | 15.3 | |
| Nationwide | Terry Pennington Agency Inc | 338 N Eisenhower Dr, Beckley, WV, 25801-7119 | 38.6 | |
| Allstate | Lynn Rhodes | 200 S Walker St, Princeton, WV, 24740 | 30.5 | |
| State Farm | Jerry Mckinney | 272 Virginia Avenue, Welch, WV, 24801-2423 | 5.5 | |
| Allstate | Roger L. Barnett | 3213 E Cumberland Rd, Bluefield, WV, 24701 | 26.8 | |
| State Farm | Darrell Mckinney | 272 Virginia Ave, Welch, WV, 24801-2423 | 5.5 | |
| State Farm | Jerry Mckinney | 272 Virginia Ave, Welch, WV, 24801-2423 | 5.5 | |
| Erie | West Virginia Insurance Agency | 130 Brookshire Lane, Beckley, WV, 25801 | 38.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $500 | $1,000 | $500 |
| McDowell County, WV | $34,800 | $696 | $470 | $1,000 | $530 |
| McDowell County, WV | $34,800 | $696 | $480 | $980 | $500 |
| Bradshaw, WV | $50,300 | $486 | $350 | $690 | $340 |
| Wyoming County, WV | $67,900 | $703 | $500 | $990 | $490 |
| Northwestern, VA | $78,000 | $928 | $640 | $1,320 | $680 |
| Bruno, WV | $56,400 | $514 | $350 | $710 | $360 |
| Rhodell, WV | $40,000 | $437 | $290 | $600 | $310 |
| South Grundy, VA | $85,300 | $476 | $340 | $650 | $310 |
| Williamson, WV | $74,900 | $592 | $420 | $820 | $400 |
| Castlewood, VA | $84,300 | $792 | $580 | $1,120 | $540 |
| Clintwood, VA | $78,300 | $436 | $320 | $620 | $300 |