How Can I Make My McDowell County, WV Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in McDowell County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

Compare Quotes from Top Providers and Save now!

Estimate Appropriate McDowell County, WV Home Insurance Coverage Levels | Back to Top

McDowell County, WV - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Co Rd 33, Edmore Rd, Hensley Hollow Rd, Co Rd 83/20, Co Rd 9/06, Old Delta 76 Rd, Berwind Mountain Rd, King St, Estep Rd, Co Rd 83/01 $39,500 $40,000 $25,000-$50,000 $87,500 $80,000 $75,000-$100,000
Domingo Dr, Co Rd 83/22, Canebrake Rd, 2nd St, High Knob, Trace Fork Rd, Landgraff, Co Rd 1, Peyton Pl, Co Rd 15/5 $66,500 $60,000 $50,000-$75,000 $75,500 $60,000 $75,000-$100,000
Maple Ave, Pea Patch Rd, Mirable St, Antler Branch Rd, Turn Hole Branch Rd, Lodge St, Loop Rd, Upper Shannon Branch Rd, Muncy Hill, Sawmill Hollow Rd $59,500 $50,000 $25,000-$50,000 $75,000 $60,000 $75,000-$100,000
State Rte 83, Totten St, White Pine Dr, Willow Brook Rd, Willis Ways, Oozley Branch Rd, Raysal Hollow Rd, Wilson St, William Poca Rd, Lavaina St $86,500 $70,000 $75,000-$100,000 $113,500 $90,000 $100,000-$125,000
Co Rd 9/04, Lit War Branch Rd, Vallscreek Rd, Hollow Rd, Pageton Cir, Elwood St, Wyoming St, Co Rd 3/02, Laxtons Flat, Peppermint St $40,000 $30,000 $25,000-$50,000 $66,500 $60,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in McDowell County, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$104 $592
Superior Protection Discount -$63 $634
Fire & Security Discount -$63 $634
Hail Resistant Roof Discount -$14 $683
Newly Constructed Home Discount -$139 $557

Choose the Right Deductible for your McDowell County, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
McDowell County $2,500 $688 $3,188 $500 $3,000 $188
McDowell County, WV $1,000 $688 $1,688 $500 $1,500 $188
Bradshaw, WV $700 $480 $1,180 $349 $1,049 $131
Wyoming County, WV $300 $694 $994 $504 $804 $190
Northwestern, VA $1,000 $916 $1,916 $666 $1,666 $250
Bruno, WV $400 $508 $908 $369 $769 $139
Rhodell, WV $1,000 $432 $1,432 $314 $1,314 $118
South Grundy, VA $200 $470 $670 $342 $542 $129
Williamson, WV $700 $585 $1,285 $425 $1,125 $160
Castlewood, VA $500 $782 $1,282 $569 $1,069 $214
Clintwood, VA $700 $431 $1,131 $313 $1,013 $118

Identify Top Home Insurance Agents near McDowell County, WV | Back to Top

Home Insurance Company McDowell County, WV Homeowners Insurance Agency McDowell County, WV Address Popularity Score Distance from McDowell County (miles)
State Farm Justin Brown Us Route 52 And Route 80, Gilbert, WV, 25621
17.3
Nationwide Jody Cook Insurance Agency Inc. 2135 Appalachian Highway, Pineville, WV, 24874-0839
16.8
Allstate Tolliver Insurance Agency Inc 156 A Main Ave, Pineville, WV, 24874
15.3
Nationwide Terry Pennington Agency Inc 338 N Eisenhower Dr, Beckley, WV, 25801-7119
38.6
Allstate Lynn Rhodes 200 S Walker St, Princeton, WV, 24740
30.5
State Farm Jerry Mckinney 272 Virginia Avenue, Welch, WV, 24801-2423
5.5
Allstate Roger L. Barnett 3213 E Cumberland Rd, Bluefield, WV, 24701
26.8
State Farm Darrell Mckinney 272 Virginia Ave, Welch, WV, 24801-2423
5.5
State Farm Jerry Mckinney 272 Virginia Ave, Welch, WV, 24801-2423
5.5
Erie West Virginia Insurance Agency 130 Brookshire Lane, Beckley, WV, 25801
38.3

Compare Rates for McDowell County, WV Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $500 $1,000 $500
McDowell County, WV $34,800 $696 $470 $1,000 $530
McDowell County, WV $34,800 $696 $480 $980 $500
Bradshaw, WV $50,300 $486 $350 $690 $340
Wyoming County, WV $67,900 $703 $500 $990 $490
Northwestern, VA $78,000 $928 $640 $1,320 $680
Bruno, WV $56,400 $514 $350 $710 $360
Rhodell, WV $40,000 $437 $290 $600 $310
South Grundy, VA $85,300 $476 $340 $650 $310
Williamson, WV $74,900 $592 $420 $820 $400
Castlewood, VA $84,300 $792 $580 $1,120 $540
Clintwood, VA $78,300 $436 $320 $620 $300