Gavop shows you how to buy homeowners insurance in Carrboro, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $117,500 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $212,000 | $180,000 | $175,000-$200,000 |
| 3 Bedroom | $397,500 | $350,000 | $350,000-$400,000 |
| 4 Bedroom | $591,000 | $530,000 | $600,000-$700,000 |
| 5 Bedroom | $760,000 | $610,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $862 |
| Superior Protection Discount | -$91 | $923 |
| Fire & Security Discount | -$112 | $902 |
| Hail Resistant Roof Discount | -$20 | $994 |
| Newly Constructed Home Discount | -$203 | $811 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,000 | $1,166 | $3,166 | $847 | $2,847 | $319 |
| Carrboro, NC | $1,500 | $1,002 | $2,502 | $728 | $2,228 | $274 |
| Cheeks, NC | $500 | $778 | $1,278 | $565 | $1,065 | $213 |
| Morrisville, NC | $2,500 | $936 | $3,436 | $680 | $3,180 | $256 |
| Swepsonville, NC | $200 | $997 | $1,197 | $724 | $924 | $272 |
| Dutchville, NC | $1,000 | $668 | $1,668 | $486 | $1,486 | $183 |
| New Light, NC | $400 | $987 | $1,387 | $717 | $1,117 | $270 |
| Whitsett, NC | $2,500 | $972 | $3,472 | $707 | $3,207 | $266 |
| Altamahaw, NC | $200 | $559 | $759 | $406 | $606 | $153 |
| Clay, NC | $2,500 | $783 | $3,283 | $569 | $3,069 | $214 |
| Milton, NC | $500 | $628 | $1,128 | $457 | $957 | $172 |
| Dan River, NC | $700 | $731 | $1,431 | $531 | $1,231 | $200 |
| Home Insurance Company Carrboro, NC | Homeowners Insurance Agency Carrboro, NC | Address | Popularity Score | Distance from Carrboro (miles) |
|---|---|---|---|---|
| Nationwide | Wilkerson Insurance Group Inc | 1007 Nc Hwy 150 W Ste B, Summerfield, NC, 27358 | 46.5 | |
| Travelers | Summit Insurance Agency Inc | 2605-B Randleman Road, Greensboro, NC, 27406 | 40.7 | |
| Allstate | Raymond Collins | 1777 Fordham Blvd Ste 101, Chapel Hill, NC, 27514 | 4.3 | |
| State Farm | Gary Elliott | 1301 E Franklin St Ste 99, Chapel Hill, NC, 27514-3309 | 2.9 | |
| State Farm | Jeff Fuller | 10948 N Main St Ste D, Archdale, NC, 27263-2892 | 49.5 | |
| State Farm | Ashley Manuel | 5842 Fayetteville Rd Ste 112, Durham, NC, 27713-6294 | 8.8 | |
| Erie | High & Rubish Insurance Agency | 6015 Farrington Road Suite 101, Chapel Hill, NC, 27517 | 5.9 | |
| Nationwide | All About Insurance | 342 S Churton St, Hillsborough, NC, 27278-2509 | 9.4 | |
| Erie | The Beacon Insurance Group Inc | 1515 W Cornwallis Drive Suite 206, Greensboro, NC, 27408 | 42.5 | |
| Allstate | Rick Crabtree | 205 W Main St Ste 203b, Carrboro, NC, 27510 | 1.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,220 | $610 |
| Orange County, NC | $283,000 | $1,180 | $790 | $1,680 | $890 |
| Carrboro, NC | $334,500 | $1,014 | $690 | $1,390 | $700 |
| Cheeks, NC | $172,900 | $787 | $540 | $1,090 | $550 |
| Morrisville, NC | $304,500 | $947 | $630 | $1,320 | $690 |
| Swepsonville, NC | $194,300 | $1,009 | $720 | $1,400 | $680 |
| Dutchville, NC | $138,700 | $676 | $490 | $950 | $460 |
| New Light, NC | $380,000 | $999 | $670 | $1,430 | $760 |
| Whitsett, NC | $186,700 | $984 | $660 | $1,370 | $710 |
| Altamahaw, NC | $89,400 | $566 | $400 | $790 | $390 |
| Clay, NC | $174,800 | $793 | $550 | $1,130 | $580 |
| Milton, NC | $102,400 | $636 | $440 | $900 | $460 |
| Dan River, NC | $123,800 | $740 | $500 | $1,050 | $550 |